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Fintech Data Scientist Jobs (NOW HIRING)

Senior Data Scientist, Risk

New York, NY · On-site +1

$163K - $225K/yr

As a Risk Data Scientist at Found, you will be a key player in our Risk team, responsible for ... You may also have: * Previous experience working at a fintech. * Previous startup experience.

Senior Data Scientist

New York, NY · On-site

$168K - $199K/yr

We were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025. Nova Credit ... THE OPPORTUNITY The Senior Data Scientist role will be part of the Data Science team at Nova Credit ...

Senior Data Scientist

New York, NY · Hybrid

$168K - $199K/yr

We were named in Forbes' Fintech 50 in 2025 and Built In's Best Places to Work, 2025. Nova Credit ... THE OPPORTUNITY The Senior Data Scientist role will be part of the Data Science team at Nova Credit ...

Principal, Data Scientist

Fremont, CA · On-site

$143K - $286K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Decatur, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Farmington, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Rogers, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Elkins, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Bentonville, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Hayward, CA · On-site

$143K - $286K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Senior Data Scientist

New York, NY · On-site

$136K - $209K/yr

What You Bring to The Team: * 5+ years of Data Science & Machine Learning experience within fintech, payments, or a similarly regulated consumer domain. With a proven track record of shipping ...

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Tontitown, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Senior Data Scientist

New York, NY · Remote

$136K - $209K/yr

What You Bring to The Team: * 5+ years of Data Science & Machine Learning experience within fintech, payments, or a similarly regulated consumer domain. With a proven track record of shipping ...

Principal, Data Scientist

Goshen, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Elm Springs, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Sunnyvale, CA · On-site

$143K - $286K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

Principal, Data Scientist

Greenland, AR · On-site

$110K - $220K/yr

About the Role We are looking for a Principal Data Scientist to lead high-impact initiatives within ... consumer technology, fintech, or other data-intensive industries. * Strong communication ...

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Fintech Data Scientist information

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$37.5K

$122.7K

$196.5K

How much do fintech data scientist jobs pay per year?

As of Jun 30, 2026, the average yearly pay for fintech data scientist in the United States is $122,738.00, according to ZipRecruiter salary data. Most workers in this role earn between $98,500.00 and $136,000.00 per year, depending on experience, location, and employer.

Is 40 too late for data science?

A Fintech Data Scientist can start or transition into the field at age 40, as data science values skills, experience, and continuous learning over age. Many professionals successfully switch careers or advance in data science later in life by acquiring relevant skills such as programming, statistics, and domain knowledge, often through online courses or certifications.

What are typical daily tasks and team collaborations for a Fintech Data Scientist?

Fintech Data Scientists typically spend their days analyzing large volumes of financial data, developing predictive models to assess risk or identify trends, and presenting findings to both technical and non-technical stakeholders. You’ll often work closely with software engineers, product managers, and business analysts to design, implement, and optimize data-driven solutions. Collaboration is key, as many projects require input from cross-functional teams, and clear communication ensures your insights drive product and business decisions. Expect a dynamic work environment where priorities can shift quickly, keeping the role both challenging and engaging.

What is the role of data science in fintech?

A fintech data scientist analyzes financial data to develop models that improve risk assessment, fraud detection, and customer insights. They use tools like machine learning, statistical analysis, and programming languages such as Python or R to support decision-making and innovation in financial services.

What does a Fintech Data Scientist do?

A Fintech Data Scientist applies data science techniques to financial technology (fintech) challenges, such as fraud detection, credit risk modeling, algorithmic trading, and personalized financial recommendations. They analyze large datasets, develop machine learning models, and collaborate with engineers and business teams to optimize financial products and services. Their role requires expertise in statistics, programming (Python, R, SQL), and industry-specific knowledge to drive data-driven decision-making.

Is fintech a high paying career?

Fintech data scientists typically earn higher salaries compared to many other data science roles due to the industry's fast growth and demand for specialized skills like machine learning and financial modeling. Salaries can vary based on experience, location, and company size, but they generally offer competitive compensation packages within the tech and finance sectors.

What is the salary of a data scientist in fintech?

The salary of a fintech data scientist typically ranges from $80,000 to $150,000 annually, depending on experience, location, and company size. Senior roles or those with specialized skills in machine learning and financial modeling can earn higher compensation, often exceeding $180,000.

What are the key skills and qualifications needed to thrive in the Fintech Data Scientist position, and why are they important?

To thrive as a Fintech Data Scientist, you need deep expertise in quantitative analysis, machine learning, and financial data modeling, usually supported by a degree in a quantitative field such as mathematics, statistics, or computer science. Familiarity with programming languages like Python or R, experience with data visualization tools, and knowledge of cloud-based analytics platforms are commonly required, while certifications such as CFA or data science credentials can be beneficial. Strong problem-solving skills, communication abilities, and business acumen help differentiate top performers in this position. These skills and qualities are essential to extract valuable insights from complex financial datasets, inform strategic decisions, and drive innovation in the fast-evolving fintech industry.

What cities are hiring for Fintech Data Scientist jobs? Cities with the most Fintech Data Scientist job openings:
What are the most commonly searched types of Fintech Data Scientist jobs? The most popular types of Fintech Data Scientist jobs are:
What states have the most Fintech Data Scientist jobs? States with the most job openings for Fintech Data Scientist jobs include:
Infographic showing various Fintech Data Scientist job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 87% Physical, 3% Hybrid, and 10% Remote job distribution, with an average salary of $122,738 per year, or $59 per hour.
Senior Data Scientist, Risk

Senior Data Scientist, Risk

Found

New York, NY • On-site, Remote

$163K - $225K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 18 days ago


Key responsibilities

  • Conduct in-depth analysis of financial data, transaction patterns, and user behavior to identify and assess potential credit, fraud, and compliance risks.

  • Design, build, and deploy automated risk controls and decisioning systems in partnership with product, engineering, and data science teams.

  • Provide insights and recommendations to leadership on risk trends, policy improvements, and long-term risk strategy.


Job description

About Found
Small business owners are the backbone of the American economy. But running a small business comes with a challenges: taxes, accounting, bookkeeping, and banking are just a few. That's where we come in.
Found is building tools that give small business owners the security and peace of mind that has historically only been available at large corporations. We automates taxes and expense tracking because small business owners should spend more time doing what they love, and less time buried in their finances.
We're looking for kind, resourceful, and passionate people to join us in building the financial foundation small businesses deserve.
About this role:
Thanks for your interest in Found! As a Risk Data Scientist at Found, you will be a key player in our Risk team, responsible for identifying, mitigating, and managing financial and operational risks across our product offerings. You will work closely with our Engineering, Data Science, Product, and Operations teams to build scalable risk controls and ensure a seamless, secure experience for our users. At Found, you won't just answer "what happened", you'll be responsible for pointing the way and rallying others around what we should do next. We are looking for a highly motivated and data-driven individual who is passionate about creating a robust and efficient risk management framework in a fast-paced fintech environment.
Day to day, you will:
  • Analyze and Assess Risk: Conduct in-depth analysis of financial data, transaction patterns, and user behavior to identify and assess potential credit, fraud, and compliance risks.
  • Develop and Implement Risk Controls: Partner with product, engineering and data science teams to design, build, and deploy automated risk controls and decisioning systems that balance user experience with platform safety.
  • Contribute to Strategic Planning: Provide valuable insights and recommendations to leadership on risk trends, policy improvements, and long-term risk strategy to support Found's growth and expansion.
  • Optimize Processes: Proactively identify areas for improvement in existing risk management processes and workflows, and drive initiatives to increase efficiency and scalability.

To thrive in this role, you have:
  • 7+ years in Analytics or Data Science
  • A strong analytical mindset and are comfortable working with large datasets to derive actionable insights. You have experience with SQL, Python, and other analytical software.
  • Strong communication skills, the ability to clearly and concisely articulate complex risk issues and recommendations to both technical and non-technical audiences
  • Experience effectively influencing and partnering with cross-functional teams to achieve shared goals.

You may also have:
  • Previous experience working at a fintech.
  • Previous startup experience.
  • Prior experience in risk with a fintech or financial services risk role.

Compensation at Found
The anticipated salary range for this role is $163,000- $225,000. The salary range listed represents the low and high end of the anticipated salary range for this position across all US locations. Within the range, individual pay is determined by several factors including job-related skills, experience, and relevant education or training. Our competitive base salary is just a piece of Found's total compensation package. Found offers a generous benefits package to all employees see our list below or check out found.com/careers to learn more!
#LI-DNI
About You
Found is built by a team that comes from a variety of backgrounds and experiences, and we firmly believe that diversity, equity, and inclusion are crucial to our success. As we grow, we're searching for passionate and motivated team members who are excited to bring their skill set to the team and are ready to learn from others.
If you are looking for a role where you will have the opportunity to make a meaningful contribution and great impact, we would love to hear from you!
Perks & Benefits of Found (USA)
  • 401K, FSA, and Commuter Benefits: We offer all employees access to tax-efficient benefit options alongside competitive base compensation.
  • Paid parental leave: Found supports employees through all stages of life, which is why new parents employed by Found qualify for 16 weeks of flexible parental leave.
  • Health benefits: Comprehensive medical, dental, and vision benefits and are always 100% covered for employees, 90% covered for dependents.
  • Work anywhere: We have Found offices in SF and NYC. For team members who work outside those cities, Found also supports fully remote working.
  • Meaningful equity: Everyone on our team should feel and act like an owner, which is why Found offers industry-competitive equity to all of our employees.
  • Generous vacation policy: Vacations, appointments, mental health days- take the time you need.

To learn more about our benefits or the team please go to found.com/careers.