Financial Programmer Jobs in Ontario (NOW HIRING)

COMPANY SUMMARY

Sapling Financial Consultants is a management consulting firm, founded in 2015. What started as an idea from a kitchen table has turned into a trusted management consulting firm serving clients across North America. Headquartered in Toronto, Ontario, with a newly opened satellite office in Atlanta, Georgia, Sapling is supported by a team of 30 professionals, delivering high-quality financial modelling, due diligence, interim FP&A and data analytics solutions tailored to mid-market companies, private equity firms, investment banks, search funds and independent sponsors, infrastructure and electricity developers, as well as entrepreneurs. During the past decade, Sapling has developed a reputation for excellence in financial modelling and data analytics.

More than half of Sapling's clients are based in the U.S., reflecting its expanding geographic footprint and growing reputation in management consulting. The firm continues to scale its capabilities, invest in new talent and maintain flexibility in response to shifting market conditions. During periods of economic uncertainty, Sapling has consistently demonstrated steady growth. The firm was recognized for its excellence, being awarded the CanadianSME National Business Award for Best Professional Service in 2023, ranked in Globe and Mail' and Ragan's 2025 Workplace Wellness Award in the category of Learning & Development - Wellness Initiatives, as well as being ranked in Canada's Top Growing Companies by The Globe and Mail's Report on Business Magazine in 2024, with a three-year growth rate of 215 per cent.

POSITION SUMMARY, DUTIES AND QUALIFICATIONS

Position Summary

We are looking for an ambitious Analyst, ideally with some summer experience in either management consulting, private equity, or corporate finance, who above all wants to do high quality, impactful work they can take pride in - work that creates real value for our clients.

Our guiding principle is We Live for A+. If you are someone who strives for excellence, not because you have to, but because you take pride in doing great work and enjoy seeing how far you can go, then Sapling might be exactly where you belong.

As an Analyst, you will work together with our co-founders and consulting team to deliver comprehensive financial models, build KPI dashboards, conduct industry research, build presentation decks, and conduct in-depth analyses for management using financial data.

We are a boutique consultancy that differentiates itself from the big firms with best-in-class work and a strong functional expertise, and we have no interest in diluting our brand. The ideal candidate can not only keep up, but also win our respect through their work ethic, attention to detail, and high quality of work.

We're looking above all for someone with a longer-term outlook who wants to join like-minded people in building a wildly successful company founded on that principle of creating high-impact value for clients.

This role will help you deepen and widen your financial modelling and data analytics skills and provide you with hands-on experience with client and business development. Ultimately, you will play a large role in a small but growing team with big ambitions for the future.

Our company is on a hybrid model, with the entire team in-office Tuesdays and Wednesdays (2 days/week at 100 Sheppard Avenue East, Suite 870, Toronto), and the balance of days at home. Our hybrid model is a reflection of the independence that our team is entrusted with in completing their work.

Responsibilities

• Build comprehensive and complex financial models covering client companies' operations (revenue and expense drivers), capital structure (debt, equity and other related structures), working capital items (AR, AP, tax, etc.) and full financial statements (balance sheet, cash flow statement and income statement)
• Develop quality of earnings databooks and reports, synthesizing financial, accounting, operational and other information from companies going through the M&A process in order to normalize earnings, and provide assurance around claimed earnings
• Conduct in-depth market, industry and company research on clients, and develop decks and reports, for business plans, business cases, valuations, financial analyses and related documents
• Develop financial analyses/data analyses providing actionable insight to management through spreadsheets constructed with data from accounting/finance systems, operational systems, HR systems, web databases, etc.
• Develop, manage, oversee and implement dynamic spreadsheet "tools" covering a wide range of situations based on client needs. Examples of previous Sapling work in this regard include a manufacturing plant scheduling tool, a plant nursery harvest model, financial statement consolidations, personal finance overviews, life insurance sales models, investment account tax and return calculations, etc.
• Building automated Key Performance Indicators Dashboards that drill down into a company's financial and operational data to identify key business trends and assist with forming a short and long-term finance strategy
• Manage client relationships, ensuring overall satisfaction, and looking for pertinent opportunities to provide additional services to existing clients
• As required, and depending on available billable work, assist with proposals ("live" client leads, government bids, etc.), marketing material development, writing of white papers and blogs, and help in the process of disseminating marketing materials (emails, webinars, etc.)

Skills & Qualifications

• A Bachelor's degree in a relevant discipline (i.e., commerce, economics, business administration, computer science, mathematics, statistics, engineering, etc.) is required, though work experience or completed projects in a relevant field coupled with a non-related Bachelor's degree (humanities, social sciences, etc.) can substitute
• Progress towards a professional finance designation is a strong differentiator (especially CFA, CPA, and also CMA, CGA, CBV, FRM)
• Strong computer literacy with emphasis on advanced Excel, PowerPoint, and Word skills, advanced Excel skills and ability to work with spreadsheets are highly desirable
• Knowledge of Power BI, Tableau, SQL or MySQL databases, and programming (e.g., C#, VBA, Python, R, or other programming language, etc.) is welcomed, but not a must
• Intellectual curiosity and passion for learning about new industries and new businesses, as well as new technical skills
• 0-1 year in management consulting, private equity, valuations, or corporate finance is a differentiator
• Ability to take ownership of responsibilities and see them through to completion
• Ability to work independently and manage time and multiple tasks/deadlines/deliverables at once
• Strong dedication to the team and excellent work ethic, as well as enthusiasm about going above and beyond to ensure our clients achieve their business goals
• Desire to contribute to the firm over the long haul, with the understanding that loyalty and hard work will be recognized in both compensation and responsibilities far more quickly than in a large "brand-name" firm
  

APPLICATION DETAILS

• Start Date: We are looking for 1-3 full-time team members to start with us either in the summer or fall of 2027.
• Location: Toronto
  
• Salary Range: $65,000 to $85,000 plus bonus and benefits
• Application Materials:
  1. Resume
  2. Transcripts (for your entire undergraduate program to date)
     
  3. Answering a couple of questions on our online form
     

We do not use AI to review your application. When it is reviewed, it is reviewed by a human being, likely a senior one, at Sapling. This reflects the care with which we do all our work. At Sapling, you are a person in whose growth we are deeply vested - you are not a number, and not data for a large language model.

Sapling Financial Consultants is an equal opportunity employer that is committed to inclusion and diversity.