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Financial Counselor Jobs in Spring, TX (NOW HIRING)

Senior Counsel

Houston, TX · Hybrid

$133K - $181K/yr

Work closely with internal stakeholders, including development and project finance counsel, to facilitate continuous improvements to contracting processes and tools. What You'll Bring * JD and a ...

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Financial Counselor information

See Spring, TX salary details

$12

$19

$27

How much do financial counselor jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for financial counselor in Spring, TX is $19.31, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $21.15 per hour, depending on experience, location, and employer.

What are Financial Counselors?

Financial Counselors are professionals who help individuals and families manage their finances, especially in areas such as budgeting, debt repayment, and understanding medical or other large bills. They often work in healthcare settings, providing guidance on insurance benefits, payment plans, and financial assistance programs. Their goal is to help clients make informed decisions to improve their financial health and reduce financial stress.

What is the difference between Financial Counselor vs Financial Advisor?

AspectFinancial CounselorFinancial Advisor
CredentialsGenerally requires certifications like Certified Financial Counselor (CFC) or similarOften holds certifications like CFP, CFA, or ChFC
Work EnvironmentNon-profit organizations, credit counseling agencies, healthcare settingsPrivate firms, banks, investment companies, independent practice
Employer & IndustryFinancial counseling services, credit unions, healthcare providersFinancial planning, investment management, wealth advisory

Financial Counselors primarily focus on helping clients manage debt, improve credit, and provide financial education, often working in non-profit or healthcare settings. Financial Advisors typically offer investment advice, financial planning, and wealth management services, working in private firms or banks. While both roles require financial knowledge, their work environments and client focus differ significantly.

What is a financial counselor?

A financial counselor is a professional who helps individuals understand and manage their finances, including budgeting, debt management, and financial planning. They often work in settings like banks, credit unions, or non-profit organizations and may hold certifications such as the Certified Financial Counselor (CFC).

Can financial advisors make $500,000 a year?

Financial counselors typically do not earn $500,000 annually, as this level of income is more common among financial advisors with extensive experience, high-net-worth clients, or those in senior or specialized roles. Most financial counselors earn a median salary that is significantly lower, often ranging from $40,000 to $70,000 per year, depending on location, certifications, and employer.

What are the key skills and qualifications needed to thrive as a Financial Counselor, and why are they important?

To thrive as a Financial Counselor, you need a solid understanding of financial principles, budgeting, and debt management, often supported by a degree in finance or a related field. Familiarity with financial planning software, credit reporting systems, and relevant certifications such as AFC (Accredited Financial Counselor) is highly beneficial. Strong interpersonal skills, active listening, and the ability to communicate complex financial information clearly are crucial soft skills in this role. These competencies enable Financial Counselors to effectively guide clients toward financial stability and informed decision-making.

What do you need to be a financial counselor?

To become a financial counselor, candidates typically need a bachelor's degree in finance, accounting, or a related field. Strong communication skills, knowledge of financial products, and sometimes certification such as the Accredited Financial Counselor (AFC) are also important. Experience in finance or counseling can enhance job prospects.

What are some common challenges Financial Counselors face when working with clients?

Financial Counselors often encounter clients who are anxious about their financial situation or reluctant to share personal details. Building trust and communicating complex financial concepts in an accessible way are key challenges. Additionally, counselors must stay updated on changing financial regulations and resources to provide the best guidance. Strong interpersonal skills and empathy help overcome these obstacles and ensure clients feel supported throughout the counseling process.

What Is a Financial Counselor?

Financial counselors are most commonly found in health care organizations. In this role, you meet with patients and their families to discuss their out-of-pocket costs for their recommended treatments and determine payment plans and other financial accommodations to pay for those treatments. Your primary goal is to enable patients to receive the treatment they need while paying off the fees within a reasonable timeframe. You may also follow up with the patients if they need to adjust the terms of their payment plan. Other types of financial counselors are found at post-secondary institutions, financial planning firms, and in human resources departments.

What job makes $10,000 a month without a degree?

A financial counselor typically does not earn $10,000 a month without a degree; most roles in this field have moderate salaries. High-paying jobs that can reach this level without a degree often include sales, real estate, or entrepreneurship, which rely on skills, experience, and performance rather than formal education. These roles may require certifications or licenses but often prioritize results over academic credentials.
What are the most commonly searched types of Financial Counselor jobs in Spring, TX? The most popular types of Financial Counselor jobs in Spring, TX are:
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What job categories do people searching Financial Counselor jobs in Spring, TX look for? The top searched job categories for Financial Counselor jobs in Spring, TX are:
What cities near Spring, TX are hiring for Financial Counselor jobs? Cities near Spring, TX with the most Financial Counselor job openings:
Financial Aid Advisor

$19.25 - $24.75/hr

Other

Posted 17 days ago


Houston Christian University rating

9.2

Company rating: 9.2 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

13th of 541 rated colleges and universities


Job description

Reports To: Director of Financial Aid
Job Status: Exempt

Position Summary:

The Financial Aid Advisor under the direction of the Director of Financial Aid provides exceptional financial aid counseling and support to prospective, current, and returning students. The Financial Aid Advisor administers federal, state, institutional, and private financial aid programs while ensuring compliance with applicable regulations and university policies.

This position serves as a primary point of contact for students and families, assisting them throughout the financial aid lifecyclefrom FAFSA completion and eligibility determination through awarding, counseling, disbursement, and ongoing financial wellness support. The successful candidate will combine regulatory knowledge, technology proficiency, and outstanding customer service to promote student success and retention.

Primary Responsibilities:

  • Serve as a primary financial aid counselor for prospective, continuing, graduate, and professional students.
  • Provide individualized counseling regarding financial aid eligibility, FAFSA completion, verification, scholarships, grants, loans, work-study, satisfactory academic progress (SAP), and financial literacy.
  • Respond to student, parent, faculty, and staff inquiries through in-person, phone, email, chat, and virtual advising platforms.
  • Assist students in understanding financing options and responsible borrowing strategies.
  • Review and process financial aid applications and supporting documentation.
  • Determine and package financial aid awards in accordance with federal, state, institutional, and donor requirements.
  • Certify federal loan eligibility and monitor annual and aggregate loan limits.
  • Resolve conflicting information, over awards, eligibility discrepancies, and enrollment-related issues.
  • Review and process professional judgment requests, satisfactory academic appeals, dependency overrides, unusual circumstance determinations, and special circumstance appeals in accordance with federal regulations.
  • Assist with scholarship administration, including departmental, endowed, and institutional scholarship awarding.
  • Perform other duties as assigned.
  • Review verification documentation and ensure timely resolution of outstanding requirements.
  • Monitor student eligibility under federal, state, and institutional regulations.
  • Assist with implementation and maintenance of financial aid policies and procedures.
  • Maintain accurate records in accordance with FERPA, Title IV regulations, and university standards.
  • Support internal audits, compliance reviews, and program reconciliations.
  • Proactively identify students with incomplete files or barriers to aid eligibility.
  • Conduct outreach campaigns to support enrollment, persistence, and retention initiatives.
  • Partner with Enrollment Management, Admissions, Registrar, Student Accounts, Athletics, Graduate Programs, and Academic Affairs to support student success.
  • Assist students experiencing financial hardship by identifying available resources and funding opportunities.
  • Represent Student Financial Services during orientation, open houses, FAFSA workshops, financial literacy events, and recruitment activities.
  • Conduct presentations for students, parents, faculty, staff, and community partners.
  • Promote financial wellness through debt management, budgeting, and loan repayment education.
  • Utilize Banner SaaS, CRM platforms, federal systems, and other technologies to support efficient service delivery.
  • Maintain accurate electronic records and case notes.
  • Assist with testing, implementation, and optimization of financial aid technologies and process improvements.
  • Support data integrity initiatives and operational reporting.
  • Participate in office automation and continuous improvement projects to enhance the student experience.

Qualifications:

Required

  • Bachelor's degree from an accredited institution.
  • Minimum of 25 years of financial aid, higher education, enrollment management, student services, or related experience.
  • Knowledge of federal Title IV financial aid regulations.
  • Strong communication, analytical, organizational, and customer service skills.
  • Ability to manage multiple priorities in a fast-paced environment.
  • Demonstrated commitment to accuracy, compliance, and student service. Ability to meet deadlines and maintain a high level of accuracy, professionalism and a customer service orientation
  • Requires some evenings and week-end work throughout the academic year
  • Adherence and support of the Houston Christian University statement of belief as required by the Preamble of the By-Laws of the university.
  • Ability to relate well with a diverse student population
  • Ability to work well under pressure

Preferred

  • Experience administering federal, state, and institutional financial aid programs.
  • Experience with Ellucian Banner or Banner SaaS.
  • Experience with FAFSA Simplification implementation and modern Title IV regulations.
  • Bilingual (English/Spanish).
  • Experience conducting financial literacy, outreach, or student success programming.
  • Knowledge of Texas state financial aid programs including TEG, Texas College Work-Study, and TEXAS Grant.

Additional Information:

Houston Christian University is an independent, private Christian liberal arts institution with a diverse student body. It has access to all the cultural advantages of one of the largest metropolitan centers in the country. For more information about the University, visit hc.edu.

The University has implemented its Ten Pillars vision (hc.edu/vision) and anticipates significant growth in student enrollment and university programs. The successful candidate will also be able to articulate a vision for the role of his or her discipline at HCU that is supportive of the Ten Pillars vision statement.

Houston Christian University is committed to maintaining a teaching faculty and staff who share an active Christian faith. The Preamble to the By-Laws of the University sets forth a statement of belief which each University employee is expected to support and personify. Your submittal of an application for employment indicates your acceptance and affirmation of these statements.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all duties, responsibilities, and requirements of personnel.

**Disclaimer**

Background checks are performed on every new hire. If your application is selected to continue with the interviewing process you will be required to submit a Background Check form. If you decline, your application may be denied. By proceeding with the online application you understand and accept this process.