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Financial Clearance information

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$31.5K

$74.5K

$117K

How much do financial clearance jobs pay per year?

As of Sep 6, 2026, the average yearly pay for financial clearance in the United States is $74,528.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $94,000.00 per year, depending on experience, location, and employer.

What is financial clearance?

Financial clearance is the process used by healthcare providers or institutions to verify a patient's insurance coverage, determine their benefits, and estimate out-of-pocket costs before services are rendered. This process ensures that both the patient and provider understand the financial responsibilities associated with the care to be provided. Financial clearance helps reduce unexpected billing issues and allows patients to make informed decisions regarding their treatment options. It often involves checking insurance eligibility, obtaining authorizations, and communicating payment expectations to the patient.

What are the key skills and qualifications needed to thrive as a financial clearance specialist?

To thrive as a Financial Clearance Specialist, you need a solid understanding of insurance verification, patient billing, and health care reimbursement processes, often supported by experience in medical billing or a related field. Familiarity with hospital information systems, insurance portals, and billing software such as Epic or Cerner is commonly required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for navigating patient interactions and complex billing scenarios. These competencies ensure accurate financial processing, reduce claim denials, and support a positive patient experience.

What are some common challenges faced in a financial clearance role, and how can I prepare for them?

In a Financial Clearance role, one common challenge is navigating complex insurance policies and payer requirements to ensure patient services are authorized and financially secured before treatment. You'll often need to communicate with insurance companies, patients, and healthcare providers, which requires strong attention to detail and excellent interpersonal skills. Staying organized and familiarizing yourself with electronic health record (EHR) systems and payer portals can help you manage these challenges effectively. Proactive problem-solving and the ability to quickly learn updates to insurance regulations are also valuable assets in this role.

What is the difference between Financial Clearance vs Billing Specialist?

AspectFinancial ClearanceBilling Specialist
Required CredentialsTypically requires healthcare or financial certifications, knowledge of insurance policiesRequires billing, coding certifications, and familiarity with billing software
Work EnvironmentHealthcare facilities, hospitals, clinicsMedical offices, healthcare organizations, billing companies
Employer & Industry UsageUsed in healthcare to verify patient insurance and financial eligibilityUsed to process and submit medical bills for reimbursement

Financial Clearance professionals focus on verifying patients' insurance coverage and financial eligibility before services are rendered, ensuring payment readiness. Billing Specialists handle the actual invoicing, coding, and submission of claims for healthcare services. While both roles are essential in healthcare finance, Financial Clearance emphasizes pre-service verification, whereas Billing Specialists focus on post-service billing and reimbursement processes.

How much does a financial clearance associate make?

A financial clearance associate typically earns between $35,000 and $50,000 annually, depending on experience, location, and employer. The role often requires attention to detail and familiarity with billing and insurance processes, with some positions offering additional benefits or bonuses.
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Financial Clearance jobs near you
Infographic showing various Financial Clearance job openings in the United States as of August 2026, with employment types broken down into 85% Full Time, 13% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $74,528 per year, or $35.8 per hour.

Financial Clearance Coordinator

Mercy Medical Center

Baltimore, MD • On-site

$21.98/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 10 days ago

Job description

Summary
Join Our Team at Mercy Medical Center - Now Hiring a Financial Clearance Coordinator!
Mercy Medical Center is honored to be recognized by Newsweek as one of America's Most Trustworthy Companies for three consecutive years (2023-2025) and as one of America's Greatest Workplaces for Women in 2025. Additionally, we are proud to be a multi-time recipient of Forbes' America's Best Midsize Employers award, most recently in 2025.
As a hospital founded by the Sisters of Mercy, we offer a supportive and empowering environment where dedicated medical professionals thrive. If you're passionate about making a meaningful impact through your work and contributing to a mission of compassionate care, we invite you to apply today and join our Mercy family.
Responsibilities
  • The Financial Clearance Coordinator will collaborate with the Patient Access Team to ensure complete and accurate information is provided for the pre-cert process, and is required to contact the patient or their representative to obtain any information not received at the time of registration. They will be responsible for collecting pre-service deposits and payments, or establishing payment plans. Screening for eligibility of 3rd party coverage including hospital Financial Assistance programs. Assists patient's with completing and filing applications in addition to providing support for documentation retrieval and submission as needed. Completes all required follow-up activities, including, but not limited to County, State, Federal agencies to ensure cases are completed accurately and timely. In addition to the tasks outlined in this summary, the position also requires coordination of appeals, manage assigned inventories in Epic, process Maryland Medicaid newborn enrollment, oversight of 3rd party Medicaid vendor, audit of financial assistance programs and participation in safety programs.

Requirements
  • EDUCATION
    • Must possess a high school diploma or GED
    • 1 year of healthcare advocacy experience preferred
    • 1 year of healthcare registration and billing experience preferred
    • State of Maryland Application Counselor Certification required, or obtain certification within six months of employment
  • Knowledge, Skills and Abilities:
    • Microsoft Word, Power Point, Excel
    • Microsoft Outlook
    • Epic
    • Performance Manager/NetLearning
    • Computer proficiency and technical aptitude with the ability to utilize one or more of the following:
    • Must be able to read, write, and speak the English language in an understandable manner.
    • Must be able to work independently and possess the ability to make independent decisions when circumstances warrant such action.
    • Must possess the ability to effectively communicate and deal tactfully with other personnel, visitors, patients, physicians, customers, and the general public.
    • Must be flexible, have personal integrity, and the ability to function effectively as a team with other employees.
    • Must be able to follow written and oral instructions.
    • N/A
  • Other Requirements:
    • Routine clerical tasks, copiers, scanners etc
    • Must be able to accurately type 40 words per minute

Min
USD $21.98/Hr.
Max
USD $36.27/Hr.
Salary Information
Compensation decisions are made in alignment with internal equity, role scope, and market data to ensure fair and consistent pay practices. Most new hires are typically placed within the lower to mid-portion of the range; offers above that level are reserved for candidates with advanced or highly specialized qualifications.
Benefits
Benefits Eligibility is based on your scheduled FTE status and Job Category
  • Competitive health, prescription, vision and dental benefits & wellness credit for eligible employees
  • 403(b) retirement plan with generous company match and "catch up" provision
  • Paid Time Off (PTO) & company paid holidays
  • Tuition reimbursement
  • Mental Health resources and other employee related wellness opportunities through our Employee Assistance Program
  • Employer paid Short & Long Term Disability benefits for eligible employees
  • Voluntary Benefits
  • Discounts on auto & home insurance and Verizon plans
  • Mercy's Rewards & Recognition Program rewarding employees for going above and beyond in living Mercy's Mission and Values

EEO Statement
Mercy Health Services is sponsored by the Sisters of Mercy. We are an Equal Opportunity Employer (EEO) recruiting talent for Mercy Health Services, which serves the greater Baltimore Metro and surrounding Maryland areas.

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