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Financial Clearance Jobs (NOW HIRING)

Catholic Health

Financial Clearance Lead

Melville, NY · On-site

$30 - $35/hr

  • Medical

  • Retirement

Job Details The Financial Clearance Lead is responsible to ensure completion and accuracy of insurance verification and benefits, authorization, patient financial responsibility, and other patient ...

Solaris Health Holdings LLC

Financial Clearance Specialist

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Specialist works closely with scheduling, clinical, and billing teams under the guidance of the Manager/Supervisor of Financial Clearance. Requirements ESSENTIAL JOB FUNCTION/COMPETENCIES The ...

New

Baptistfirst

Summary The Financial Clearance Analyst shall be responsible to ensure accounts are financially cleared prior to service. The Analyst will demonstrate proficiency in all phase of financial clearance ...

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How much do financial clearance jobs pay per year?

As of Aug 16, 2026, the average yearly pay for financial clearance in the United States is $74,528.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,000.00 and $94,000.00 per year, depending on experience, location, and employer.

What is the difference between Financial Clearance vs Billing Specialist?

AspectFinancial ClearanceBilling Specialist
Required CredentialsTypically requires healthcare or financial certifications, knowledge of insurance policiesRequires billing, coding certifications, and familiarity with billing software
Work EnvironmentHealthcare facilities, hospitals, clinicsMedical offices, healthcare organizations, billing companies
Employer & Industry UsageUsed in healthcare to verify patient insurance and financial eligibilityUsed to process and submit medical bills for reimbursement

Financial Clearance professionals focus on verifying patients' insurance coverage and financial eligibility before services are rendered, ensuring payment readiness. Billing Specialists handle the actual invoicing, coding, and submission of claims for healthcare services. While both roles are essential in healthcare finance, Financial Clearance emphasizes pre-service verification, whereas Billing Specialists focus on post-service billing and reimbursement processes.

What is financial clearance?

Financial clearance is the process used by healthcare providers or institutions to verify a patient's insurance coverage, determine their benefits, and estimate out-of-pocket costs before services are rendered. This process ensures that both the patient and provider understand the financial responsibilities associated with the care to be provided. Financial clearance helps reduce unexpected billing issues and allows patients to make informed decisions regarding their treatment options. It often involves checking insurance eligibility, obtaining authorizations, and communicating payment expectations to the patient.

What are the key skills and qualifications needed to thrive as a financial clearance specialist?

To thrive as a Financial Clearance Specialist, you need a solid understanding of insurance verification, patient billing, and health care reimbursement processes, often supported by experience in medical billing or a related field. Familiarity with hospital information systems, insurance portals, and billing software such as Epic or Cerner is commonly required. Attention to detail, strong organizational skills, and effective communication are crucial soft skills for navigating patient interactions and complex billing scenarios. These competencies ensure accurate financial processing, reduce claim denials, and support a positive patient experience.

How much does a financial clearance associate make?

A financial clearance associate typically earns between $35,000 and $50,000 annually, depending on experience, location, and employer. The role often requires strong attention to detail and familiarity with billing and insurance processes.

What are some common challenges faced in a financial clearance role, and how can I prepare for them?

In a Financial Clearance role, one common challenge is navigating complex insurance policies and payer requirements to ensure patient services are authorized and financially secured before treatment. You'll often need to communicate with insurance companies, patients, and healthcare providers, which requires strong attention to detail and excellent interpersonal skills. Staying organized and familiarizing yourself with electronic health record (EHR) systems and payer portals can help you manage these challenges effectively. Proactive problem-solving and the ability to quickly learn updates to insurance regulations are also valuable assets in this role.
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Cities with the most Financial Clearance job openings:

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Financial Clearance jobs near you
Infographic showing various Financial Clearance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $74,528 per year, or $35.8 per hour.

Financial Clearance Specialist

Shepherd Center

Atlanta, GA • On-site

Full-time

Re-posted 6 days ago

Shepherd Center rating

8.9

Company rating: 8.9 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

22nd of 1,059 rated hospitals

Job description

About Shepherd Center

With five decades of experience, Shepherd Center provides world-class clinical care, research, and family support for people experiencing the most complex conditions, including spinal cord and brain injuries, multi-trauma, traumatic amputations, stroke, multiple sclerosis, and pain. An elite center ranked byU.S. Newsas one of the nation's top hospitals for rehabilitation, Shepherd Center is also recognized as both Spinal Cord Injury and Traumatic Brain Injury Model Systems. Shepherd is the only rehabilitation facility in the nation with an intensive care unit on-site, allowing us to care for the most complex patients and begin the rehabilitation process sooner. Shepherd Center treats thousands of patients annually with unmatched expertise and unwavering compassion to help them begin again.

Shepherd Center's culture is one of hope, humor, and hard work. You will enjoy career growth, strong relationships with co-workers, strong support from leadership, and fun activities that have kept over 12% of staff members working at Shepherd for more than 20 years.

The Financial Clearance Specialist is responsible for ensuring patients are financially cleared prior to services by verifying insurance coverage, interpreting benefits, coordinating authorizations, delivering estimates, and providing financial counseling. This role serves as a key liaison between Patient Access Services, Patient Financial Services, and patients to reduce financial risk, ensure regulatory compliance, and enhance the patient's financial experience.

JOB RESPONSIBILITIES

  • Provide expert guidance to patients and families by explaining insurance benefits, coverage limitations, estimates, and financial responsibility for planned or received services
  • Interpret and explain benefits, explanations of benefits (EOBs), authorizations, denials, and payer determinations to patients and families
  • Document benefit details, estimates, and financial discussions accurately within the EHR
  • Ensure compliance with CMS-required notices, the No Surprises Act, and price transparency requirements, including delivery and explanation of patient estimates
  • Establish and negotiate payment plans with patients as appropriate and in accordance with organizational policy
  • Serve as the first point of contact for explaining Shepherd Center's Financial Assistance Program (FAP) and coordinate submission of required documentation
  • Perform POS collections, maintain cash drawer accuracy, process credit card transactions, and communicate effectively with patients and guarantors regarding balances
  • Collaborate closely with Insurance Verification Specialists, escalating complex coverage, authorization, or financial clearance issues as needed
  • Receives escalations from Insurance Verification Specialists for complex financial clearance scenarios
  • Partner with Patient Financial Services, Case Management, Managed Care, and insurance carriers to resolve complex financial and coverage scenarios
  • Meet with patients and families in clinics or at the bedside as required, demonstrating compassion, professionalism, and financial expertise
  • Answer incoming calls, respond to voicemails and emails, and route patient inquiries appropriately in a timely manner
  • Maintain working knowledge of registration workflows and provide cross-coverage support for outpatient clinics as needed
  • Practices proper safety techniques in accordance with Center and departmental policies and procedures. Responsible for the reporting of employee/patient/visitor injuries or accidents, or other safety issues to the supervisor and in the occurrence notification system.
  • Monitors and ensures compliance with all regulatory requirements, organizational standards, and policies and procedures related to area of responsibility. Identifies potential risk areas within area of responsibility and supports problem resolution process.

REQUIRED MINIMUM EDUCATION

  • High School Diploma or GED required

REQUIRED MINIMUM CERTIFICATION

  • N/A

REQUIRED LICENSURE

  • N/A

REQUIRED MINIMUM EXPERIENCE

  • 3-5 years of progressive experience in patient access, financial clearance, healthcare billing, or related revenue cycle functions, preferably in a hospital or physician enterprise.

REQUIRED MINIMUM SKILLS

  • Strong working knowledge of commercial, managed care, and governmental insurance plans
  • Demonstrated ability to interpret benefits, authorizations, and payer determinations independently
  • Strong math aptitude and financial acumen
  • Excellent written and verbal communication skills
  • Proficiency with Epic and Microsoft Office tools
  • Ability to manage sensitive financial conversations with professionalism and empathy

PREFERRED QUALIFICATIONS

  • Associates or Bachelor's degree preferred
  • CPAR or CHAA preferred
  • CHAM or HFMA CRCR a plus

PHYSICAL DEMANDS

  • Sedentary work with occasional standing, walking, or lifting up to 15 pounds.

WORKING CONDITIONS

  • No potential for exposure to blood and body fluids.

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