1

Financial Clearance Associate Jobs (NOW HIRING)

$53K/yr

Financial Clearance Representative III: 1. Associate's degree and the equivalent of three (3) years of full-time experience in authorization and follow-up procedures or related fields; or 2. High ...

next page

Showing results 1-20

Financial Clearance Associate information

See salary details

$13

$31

$67

How much do financial clearance associate jobs pay per hour?

As of Jun 29, 2026, the average hourly pay for financial clearance associate in the United States is $31.96, according to ZipRecruiter salary data. Most workers in this role earn between $20.67 and $34.38 per hour, depending on experience, location, and employer.

What is the difference between Financial Clearance Associate vs Medical Billing Specialist?

AspectFinancial Clearance AssociateMedical Billing Specialist
CredentialsHigh school diploma or equivalent; some roles may require certificationHigh school diploma; certification preferred
Work EnvironmentHospital or healthcare facility front deskMedical office or billing department
Employer & IndustryHospitals, clinics, healthcare providersMedical billing companies, healthcare providers
Primary FocusVerifying patient insurance, obtaining authorizations, ensuring financial eligibilityProcessing insurance claims, coding, and billing for services rendered

The Financial Clearance Associate primarily focuses on verifying patient insurance, obtaining authorizations, and ensuring financial eligibility before services. In contrast, the Medical Billing Specialist handles billing, coding, and claims processing after services are provided. Both roles are essential in healthcare revenue cycle management but differ in timing and specific responsibilities.

What jobs pay 2000 a day?

Jobs that can pay $2,000 a day typically include high-level roles such as specialized surgeons, senior corporate executives, successful entrepreneurs, or certain freelance consultants with extensive experience. These positions often require advanced skills, certifications, or significant industry expertise, and may involve long hours or high responsibility levels.

What does a Financial Clearance Associate do?

A Financial Clearance Associate is responsible for verifying patient insurance coverage, determining financial responsibility, and ensuring that authorizations and benefits are in place before medical services are provided. They work closely with patients, insurance companies, and healthcare providers to confirm that all financial aspects of a patient's care are addressed. Their role helps reduce claim denials and ensures smooth billing processes for both patients and healthcare facilities.

What are the key skills and qualifications needed to thrive as a Financial Clearance Associate, and why are they important?

To thrive as a Financial Clearance Associate, you need strong attention to detail, knowledge of insurance verification, and a background in healthcare administration, often supported by a high school diploma or associate degree. Familiarity with electronic health record (EHR) systems, insurance portals, and revenue cycle management software is commonly required. Excellent communication, problem-solving abilities, and organizational skills help you excel in coordinating benefits and resolving patient inquiries. These skills ensure accurate patient billing, reduced claim denials, and efficient financial processes within healthcare organizations.

What is the least stressful healthcare job?

A Financial Clearance Associate typically experiences moderate stress levels, as the role involves administrative tasks like verifying insurance and patient information. Generally, jobs with predictable schedules, minimal patient interaction, and routine procedures tend to be less stressful in healthcare settings.

What is a financial clearance representative associate?

A financial clearance associate is responsible for verifying patients' insurance coverage, calculating estimated costs, and obtaining necessary authorizations before medical procedures. They ensure that financial aspects are addressed to facilitate smooth patient admission and billing processes, often using billing software and communicating with insurance companies.

What are some common challenges Financial Clearance Associates face when verifying patient insurance coverage?

Financial Clearance Associates often encounter challenges such as navigating complex insurance policies, resolving discrepancies in patient information, and managing tight deadlines to ensure timely insurance verification before scheduled procedures. They must communicate effectively with insurance companies, patients, and healthcare providers to clarify coverage details and resolve authorization issues. Staying organized and detail-oriented is essential to avoid delays in patient care and to minimize claim denials.

What job makes $10,000 a month without a degree?

A Financial Clearance Associate typically does not earn $10,000 a month without specialized experience or certifications. High-paying roles that can reach this level often involve sales, entrepreneurship, or skilled trades, but most require relevant skills, experience, or licensing rather than just a job title. Achieving such income usually depends on performance, industry, and individual effort rather than the job alone.
More about Financial Clearance Associate jobs
What cities are hiring for Financial Clearance Associate jobs? Cities with the most Financial Clearance Associate job openings:
What are the most commonly searched types of Financial Clearance jobs? The most popular types of Financial Clearance jobs are:
What states have the most Financial Clearance Associate jobs? States with the most job openings for Financial Clearance Associate jobs include:
Infographic showing various Financial Clearance Associate job openings in the United States as of June 2026, with employment types broken down into 6% As Needed, 82% Full Time, 6% Part Time, and 6% Contract. Highlights an 94% In-person, and 6% Remote job distribution, with an average salary of $66,482 per year, or $32 per hour.
Financial Clearance Spec-Remote

Financial Clearance Spec-Remote

UMass Memorial Health

Worcester, MA • On-site, Remote

Full-time

Posted 24 days ago


Key responsibilities

  • Assess and verify patient demographic, financial, and insurance information for scheduled medical services.

  • Collect co-pays, deductibles, coinsurances, down payments, and process patient financial liability payments.

  • Initiate contact with insurance companies to obtain eligibility, billing information, and perform collections on outstanding accounts receivable.


UMass Memorial Health rating

7.4

Company rating: 7.4 out of 10

Based on 151 frontline employees who took The Breakroom Quiz

255th of 877 rated healthcare providers


Job description

Are you a current UMass Memorial Health caregiver? Apply now through Workday.
Exemption Status:
Non-Exempt
Hiring Range:
$20.94 - $29.27
Please note that the final offer may vary within this range based on a candidate's experience, skills, qualifications, and internal equity considerations.
Schedule Details:
Monday through Friday
Scheduled Hours:
8a-4:30p
Shift:
1 - Day Shift, 8 Hours (United States of America)
Hours:
40
Cost Center:
99940 - 5479 Financial Clearance PAC
Union:
SHARE (State Healthcare and Research Employees)
This position may have a signing bonus available a member of the Recruitment Team will confirm eligibility during the interview process.
Everyone Is a Caregiver
At UMass Memorial Health, everyone is a caregiver - regardless of their title or responsibilities. Exceptional patient care, academic excellence and leading-edge research make UMass Memorial the premier health system of Central Massachusetts, and a place where we can help you build the career you deserve. We are more than 20,000 employees, working together as one health system in a relentless pursuit of healing for our patients, community and each other. And everyone, in their own unique way, plays an important part, every day.
Responsible for assessing and verifying patient information for scheduled for medical services. This requires verification of patient's demographic, financial and insurance information. Collects co-pays, deductibles, coinsurances, and down payments. Provides estimates for services when appropriate. Receives and processes patient financial liability payments for current and past balances. The focus is to collect patient liabilities prior to service and to resolve any insurance and financial issues prior to services being rendered. Reschedules appointments when appropriate under the guidance of department leader. This position is the front line for customer service, pre-registration and access to care for scheduled services.
I. Major Responsibilities:
1. Initiates contact with insurance companies to obtain eligibility, gather accurate patient billing information, and performs collections with outstanding accounts receivable.
2. Accurately estimates the patient financial liability (copayments, deductibles, coinsurances, deposits, etc. via obtaining accurate demographic and financial information). Answers patient inquiries regarding their liability and able to explain the variables involved.
3. Receives and processes patient payments.
4. Ensures pre-certification authorization and or referral is in placement prior to service being rendered.
5. Appropriately referring patients to Financial Counselors or Business Office dependent on need of patient.
6. Reschedules appointments when requested by patient or, under advisement of department leader, when due to financial circumstances appointment requires postponement.
7. Enters clear, concise notes concerning financial clearance status in system based on communications.
8. Demonstrate knowledge and understanding of all job-related policies and procedures and adheres to and consistently applies the Financial Clearance Policy in all patient cases.
9. Assesses gaps in patient coverage to determine patient financial exposure prior to rendering service.
10. Consistently demonstrates ability to respond to changing situations in a flexible manner in order to meet current needs, such as reprioritizing work as necessary.
11. Performs other duties as assigned, or directed, to ensure smooth operation of the department/unit.
II. Position Qualifications:
License/Certification/Education:
Required:
1. Minimum High School Diploma, or G.E.D., business concentration preferred.
Preferred:
1. Associate degree, or higher, preferred.
Experience/Skills:
Required:
1. Four plus (4+) years of experience within a business office setting, hospital revenue cycle preferred, Physician office or collection agency.
2. Prior experience in a healthcare environment required.
Preferred:
1. Working knowledge of personal computers and business office applications preferred.
2. Familiarity with hospital computer systems is a plus.
3. Knowledge of third party collections and reimbursement preferred.
Unless certification, licensure or registration is required, an equivalent combination of education and experience which provides proficiency in the areas of responsibility listed in this description may be substituted for the above requirements.
Department-specific competencies and their measurements will be developed and maintained in the individual departments. The competencies will be maintained and attached to the departmental job description. Responsible managers will review competencies with position incumbents.
III. Physical Demands and Environmental Conditions:
On-the-job time is spent in the following physical activities:
1. Stand - 1/3
2. Walk - 1/3
3. Sit - 2/3
4. Talk or hear - 2/3
5. Uses hands to finger, handle or feel - 2/3
This job requires that weight be lifted, or force be exerted:
1. Up to 10 pounds - 1/3
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
We're striving to make respect a part of everything we do at UMass Memorial Health - for our patients, our community and each other. Our six Standards of Respect are: Acknowledge, Listen, Communicate, Be Responsive, Be a Team Player and Be Kind. If you share these Standards of Respect, we hope you will join our team and help us make respect our standard for everyone, every day.
As an equal opportunity and affirmative action employer, UMass Memorial Health recognizes the power of a diverse community and encourages applications from individuals with varied experiences, perspectives and backgrounds. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, gender identity and expression, protected veteran status or other status protected by law.
If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentacquisition@umassmemorial.org. We will make every effort to respond to your request for disability assistance as soon as possible.

What UMass Memorial Health employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom