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Final Expense Insurance Jobs in Arizona (NOW HIRING)

Londen Insurance Group

Be Seen First

Underwriting / Phone Verification Associate

Phoenix, AZ · On-site

$21/hr

About Londen Insurance Group Lincoln Heritage Life Insurance, serves some 1,000,000 policies and is the national leader in the Final Expense Market and we are looking for dedicated, hard-working ...

GKM Insurance

Insurance Agent - Remote

Gilbert, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Glendale, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Scottsdale, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Chandler, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Peoria, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Surprise, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Mesa, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

GKM Insurance

Insurance Agent - Remote

Phoenix, AZ · Remote

$55K - $75K/yr

Final Expense * Indexed Universal Life (IUL) * Retirement Solutions * Debt Elimination Strategies ... No Insurance License? No problem. We hire both licensed and unlicensed individuals. If you're not ...

Londen Insurance Group

Be Seen First

Customer Support Associate

Scottsdale, AZ · On-site

$21/hr

Company Description About Londen Insurance Group Lincoln Heritage Life Insurance, serves some 1,000,000 policies and is the national leader in the Final Expense Market and we are looking for ...

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All JobsFinal Expense Insurance JobsFinal Expense Insurance Jobs in Arizona

Final Expense Insurance information

See Arizona salary details

$35.4K

$76.2K

$104.4K

How much do final expense insurance jobs pay per year?

As of Jul 14, 2026, the average yearly pay for final expense insurance in Arizona is $76,233.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,200.00 and $91,800.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What are popular job titles related to Final Expense Insurance jobs in Arizona? For Final Expense Insurance jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Final Expense Insurance jobs in Arizona look for? The top searched job categories for Final Expense Insurance jobs in Arizona are:
What cities in Arizona are hiring for Final Expense Insurance jobs? Cities in Arizona with the most Final Expense Insurance job openings:
Final Expense Insurance jobs near you
Infographic showing various Final Expense Insurance job openings in Arizona as of July 2026, with employment types broken down into 82% Full Time, 14% Part Time, 2% Temporary, and 2% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $76,233 per year, or $36.7 per hour.
HIRING!!! OUTSIDE SALES FINAL EXPENSE LICENSED INSURANCE AGENTS

HIRING!!! OUTSIDE SALES FINAL EXPENSE LICENSED INSURANCE AGENTS

OS & ASSOCIATES INSURANCE AGENCY @ Hispanos Unidos

Phoenix, AZ • On-site

$60K - $100K/yr

Contractor

Medical, Dental, Vision

Re-posted 13 days ago

Job description

HERE IS YOUR SALES OPPORTUNITY YOU BEEN WAITING ON!!!! OPORTUNIDAD DE CAMBIAR SU VIDA!

At OS & Associates there’s a simple system where people with zero experience are making $5K, $10K, even $20K+ per month?

You sell ONE simple product, work exclusive high-converting leads, and get PAID DAILY.

⚠️ Must be licensed to begin selling. OS & ASSOCIATES reserves the right to
change, modify, or cancel at any time. This is a COMMISSION-based 1099 position.

Why OS & ASSOCIATES?

Golden Memorial Insurance is the #1 Final Expense Insurance Agency in the nation selling our final expense product. We partner with Lincoln Heritage Life Insurance Company who has been in the final expense Insurance for more than 55 years rated A-(Excellent) from AM Best, BBB rated A+

✅ Exclusive Leads (Direct Mail, TV & Web – NO Out-of-Pocket Cost!)
✅ Commissions Paid Daily✅ Residual Income (Renewals) – Get Paid for Life!
✅ Proven Systems with the #1 Final Expense Carrier in the Nation
✅ Hands-On Training

✅ Complete Flexibility – YOU Choose Your Schedule (40 hrs./week minimum recommended for optimal results)
✅ Retention Department – More Clients Kept = More $$ for YOU
✅ 98% Approval Rate – Get Paid on Same-Day Submissions via Direct Deposit
✅ Full Health & Dental Benefits Available
✅ Management & Agency Growth Opportunities – Scale to $50K+/month

WHO THIS IS FOR:

✅ You’re sick of paycheck-to-paycheck jobs and want real financial freedom
✅ You want a high-income skill that pays you for life (not just an hourly wage)
✅ You’re ready to work hard and follow a proven system to WIN
✅ You want mentorship from 6-figure earners

SET YOUR OWN HOURS

✅ Sell our one simple underserved market (Means greater opportunities for agents)
✅ E-App application process eliminating need for paper applications and faster service
✅ 24-hour underwriting and claims assistance
✅ 1-Page insurance applications

We only work with coachable, driven, and serious people. If you’re ready to put in the work and change your life, we’ve got the system to get you there.

DON'T WAIT APPLY NOW!!

Company Description

About OS & Associates – Hispanos Unidos Agency
At OS & Associates – Hispanos Unidos Agency, we're more than an insurance agency—we're a team dedicated to protecting families, creating financial opportunities, and building successful careers.
Our mission is to empower agents through comprehensive training, ongoing mentorship, exclusive lead programs, and a supportive, team-oriented culture. Whether you're an experienced professional or starting a new career, we provide the tools, guidance, and resources you need to succeed.
We proudly serve diverse communities nationwide, with a special commitment to helping Hispanic families plan for the future through personalized life insurance and final expense solutions. Our bilingual team makes it possible to connect with clients in both English and Spanish while making a meaningful impact in the communities we serve.
https://osassociatesgm.com/