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Final Expense Agent Jobs in Alabama (NOW HIRING)

HVAC Service Tech/Commisioning Agent

Birmingham, AL · On-site

$16 - $20/hr

  • Medical

  • Retirement

Organize, assemble, and issue Final Startup and Commissioning reports to all appropriate parties in ... Competitive wages, guaranteed 40 hours, per diem, travel expense coverage,health benefits, 401(k) ...

Organize, assemble, and issue Final Startup and Commissioning reports to all appropriate parties in ... Competitive wages, guaranteed 40 hours, per diem, travel expense coverage,health benefits, 401(k) ...

Organize, assemble, and issue Final Startup and Commissioning reports to all appropriate parties in ... Competitive wages, guaranteed 40 hours, per diem, travel expense coverage, health benefits, 401(k) ...

Organize, assemble, and issue Final Startup and Commissioning reports to all appropriate parties in ... Competitive wages, guaranteed 40 hours, per diem, travel expense coverage, health benefits, 401(k) ...

Showing results 21-36

Final Expense Agent information

See Alabama salary details

$34.4K

$74.1K

$101.5K

How much do final expense agent jobs pay per year?

As of Aug 13, 2026, the average yearly pay for final expense agent in Alabama is $74,147.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,600.00 and $89,300.00 per year, depending on experience, location, and employer.

What is a final expense agent?

Final expense agents are licensed insurance professionals who help clients find and purchase final expense insurance policies, which are designed to cover end-of-life costs such as funeral expenses, medical bills, and other outstanding debts. These agents work with individuals, typically seniors, to assess their needs and recommend suitable coverage options. Their role involves explaining policy features, answering questions about costs and benefits, and assisting clients throughout the application process. Final expense agents can work independently or for insurance companies, and they often conduct meetings in clients’ homes, over the phone, or virtually.

What does a final expense agent do?

As a final expense agent, your job is to sell life insurance products that cover the legal, funeral, and immediate household expenses of the deceased. These packages typically range from $5,000 to $25,000, and your employer wants to see sales of your product go as high as possible. To get these sales, you pursue leads, contact new clients, calculate expected expenses in a given region, and coordinate with the agency's marketers. Final expense agents also spend time researching the market, studying the available plans, and determining which plans are most likely to appeal to a specific client. Most buyers are 55 or older.

What are some common challenges final expense agents face when building their client base?

Final Expense Agents often encounter challenges such as establishing trust with clients, navigating sensitive conversations about end-of-life planning, and competing with established agents or alternative products. Building a steady stream of leads requires persistence, networking, and sometimes cold-calling or door-to-door outreach. Overcoming these challenges usually involves ongoing training, leveraging referral networks, and developing strong interpersonal skills to foster lasting client relationships.

What are the key skills and qualifications needed to thrive as a final expense agent, and why are they important?

To thrive as a Final Expense Agent, you need strong sales acumen, knowledge of insurance products, and a valid insurance license. Familiarity with CRM software, quoting tools, and e-signature systems is typically required for managing leads and processing applications. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients and handling objections. These skills and qualifications are essential for effectively serving clients, closing sales, and maintaining compliance in the insurance industry.

What is the difference between Final Expense Agent vs Life Insurance Agent?

AspectFinal Expense AgentLife Insurance Agent
Required CredentialsLicensing varies by state, often includes life insurance licenseLicensing varies by state, often includes life insurance license
Work EnvironmentPrimarily independent, sales-focused, often in-home or virtualSimilar, includes in-home, virtual, or office settings
Industry UsageSpecializes in small, final expense policies for seniorsBroader, includes all types of life insurance policies
Search & Comparison IntentFocused on final expense coverage for seniorsBroader life insurance options for various clients

Final Expense Agents primarily focus on selling small, final expense life insurance policies to seniors, often requiring specific licensing. Life Insurance Agents have a broader scope, selling various types of life insurance. Both roles share similar work environments and licensing requirements, but their target markets and policy types differ.

Is selling final expense insurance a good career?

Final expense agents sell insurance policies designed to cover end-of-life expenses, often working independently and earning commissions based on sales. The role requires strong interpersonal skills, self-motivation, and knowledge of insurance products, with income potential varying based on sales performance and experience.
What are the most commonly searched types of Final Expense Agent jobs in Alabama? The most popular types of Final Expense Agent jobs in Alabama are:
Infographic showing various Final Expense Agent job openings in Alabama as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $74,147 per year, or $35.6 per hour.

Life Insurance Sales Agent - Earn up to $2,500+ a week with Exclusive Leads!

Lincoln Heritage Life Insurance Company

Anniston, AL • On-site

$60K - $100K/yr

Contractor

Medical, Dental

Re-posted 10 days ago


Job description

Life Insurance Sales Agent – Earn up to $2,500+ a week with Exclusive Leads!

Contractor

Dental, Medical

$60,000 to $100,000 a year

Earn what you’re worth and get paid in 24 hrs. No cold calling! We can help you get licensed. Are you a motivated and goal-oriented individual looking to make more money than your current job provides? We have the perfect opportunity for you!

Weekly Pay: Up to $2,500 – Commission Only

Position: Life Insurance Sales

Company: Lincoln Heritage Life Insurance Company®

Who We Are: Lincoln Heritage is the largest final expense life insurance company in the U.S. and continues to grow at a record pace. We are looking for sales agents who want to grow with us. For over 60 years, Lincoln Heritage has remained a company by and for sales agents; dedicated to ensuring success through training, unrivaled support, innovation, and financial opportunities –– all thanks to our exclusive sales program.

Why Choose Us:

  • Competitive Compensation: We offer an unlimited commission structure that pays you within 24 hours. Along with performance-based incentives, you’ll reap the rewards of your hard work year after year with renewal income!
  • Exclusive Sales Program: Our easy-to-sell program has been key to the success of our agents; we offer the market a truly unique insurance program. Best of all, there is absolutely NO COLD CALLING or book building – we provide all the branded leads you can work.
  • Comprehensive Training: No prior experience? No problem! Our local hiring manager provides thorough training that covers all aspects of insurance and working leads, ensuring you're equipped with the knowledge and skills needed to excel.
  • Career Growth: We believe in nurturing talent from within. As you gain expertise, you'll have ample opportunities for career advancement and the chance to make more money.
  • Supportive Environment: Join a team that values collaboration and encourages open communication. We’re here to guide and mentor you every step of the way.
  • Incredible Benefits: Health & Dental benefits for qualifying agents, exotic trip incentive destinations, exciting sales contests, and more!

Key Responsibilities:

  • Learn and understand our easy-to-sell life insurance program.
  • Assist clients in selecting an insurance plan that best suits their needs.
  • Build and maintain lasting relationships with clients.
  • Collaborate with team members to achieve team targets and individual goals.

Qualifications:

    • High school diploma or equivalent; additional certifications are a plus.
    • Strong interpersonal skills and the ability to communicate effectively.
    • Enthusiastic about learning and adapting to new challenges.
    • Goal-driven and able to thrive in a fast-paced environment.
    • A positive attitude and a desire to deliver exceptional customer service.
  • Willingness to obtain a life insurance license – we will help!

If you're ready to launch your career selling insurance and are committed to providing top-notch service to clients, this is the place to be!

Schedule your interview now!