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Field Adjuster Jobs in Alabama (NOW HIRING)

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Field Adjuster information

See Alabama salary details

$45.8K

$68.8K

$88.8K

How much do field adjuster jobs pay per year?

As of Aug 29, 2026, the average yearly pay for field adjuster in Alabama is $68,780.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,900.00 and $78,400.00 per year, depending on experience, location, and employer.

What is a field adjuster?

A field adjuster—or a field claims adjuster—works for an insurance company to assess the damage reported from an insurance claim and decide how much a claimant should be compensated. As a field adjuster, you travel to meet with the claimant and view the subject of the claim. Also, you may verify that the claimant has a valid policy and then investigate the circumstances leading up to the event and the resulting loss or injury. Other responsibilities of this job include working with lawyers and law enforcement to ensure the validity of a case and determining if the claimant should receive payment for any damages.

What is a field adjuster?

A Field Adjuster is an insurance professional who investigates and evaluates claims by physically inspecting property, vehicles, or other assets that have been damaged. They gather information, take photos, interview witnesses, and assess the extent of loss or damage. Field Adjusters then determine the validity of claims and recommend settlements based on their findings and the terms of the policy. Their work often involves traveling to claim sites and interacting directly with policyholders. They play a critical role in ensuring claims are handled fairly and efficiently.

What are the key skills and qualifications needed to thrive as a field adjuster?

To thrive as a Field Adjuster, you need strong analytical skills, knowledge of insurance policies, and typically a relevant degree or industry certification such as an Adjuster License. Familiarity with claims management software, digital inspection tools, and mobile reporting systems is essential. Excellent communication, negotiation, and problem-solving skills help build rapport with clients and effectively resolve claims. These capabilities ensure efficient, accurate claims handling and high customer satisfaction in a demanding environment.

What are some common challenges field adjusters face when handling claims in diverse environments?

Field Adjusters often encounter challenges such as navigating difficult weather conditions, managing multiple claims in geographically dispersed areas, and interacting with policyholders who may be experiencing stress or distress. The role requires strong organizational and communication skills to coordinate inspections, document losses accurately, and negotiate settlements effectively. Adapting to varying property types and damage scenarios is common, so flexibility and problem-solving abilities are essential for success in this dynamic environment.

What is the average salary for a field adjuster?

The average salary for a field adjuster is approximately $50,000 to $65,000 per year, depending on experience, location, and certifications. Experienced adjusters or those working in high-cost areas may earn higher salaries, and some roles include commission or bonus opportunities.
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Field Adjuster jobs near you
Infographic showing various Field Adjuster job openings in Alabama as of August 2026, with employment types broken down into 91% Full Time, 6% Part Time, 1% Temporary, and 2% Contract. Highlights an 87% Physical, 2% Hybrid, and 11% Remote job distribution, with an average salary of $68,780 per year, or $33.1 per hour.

Field Adjuster - Birmingham/Montgomery (Local Only)

Universal Property & Casualty Insurance Company

Montgomery, AL

$64K - $85K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 8 days ago

Job description

Know your rights

Inform yourself of your rights and responsibilities by reviewing the content provided in the list below.

  • Employment Eligibility (e-Verify): English & Spanish
  • Right to work: English / Spanish

It's fun to work in a company where people truly BELIEVE in what they're doing!

We're committed to bringing passion and customer focus to the business.

The Field Adjusters primary responsibility is to manage, investigate and resolve assigned property claims. This position is dedicated to providing customer service to policyholders by providing fair and timely resolutions of claims. The Field Adjuster understands insureds needs and provides advice in order to deliver appropriate solutions.
The following are the usual, basic and essential functions of the position. These functions are not to be construed as an exhaustive list of all responsibilities, duties and skills required.

Please note the field adjuster must live in the area or be willing to relocate.
Essential Job Functions

  • Communicate with independent adjusters and other experts to gather information on claims
  • Negotiate and explain settlements with the insured and/or their representatives
  • Answer incoming telephone calls from agents, public adjusters, insureds, and other vendors
  • Review and analyze written information
  • Knowledge of multiple policy forms
  • Prepare reports based on the policy language
  • Prepare detailed estimates of the damage
  • Understanding of estimating software
  • Rely on training and guidance from management to plan and accomplish goals
  • Experience writing Property estimates using Xactimate or related software
  • Ability to climb on ladders to inspect roofs
  • Ability to carry a 40-pound ladder
  • Supports catastrophe operations as needed to include working extended hours during designated CATs

Required Knowledge, Skills & Ability

  • High School Diploma or GED
  • 2+ years property field adjusting experience
  • Working knowledge of Microsoft Office including Word, Excel and Outlook
  • Must possess Insurance License
  • Possession of other state license as required by management
  • Ability to work independently as well as a team player
  • Ability to multi-task
  • Computer savvy
  • Basic calculator skills
  • Working knowledge of ISO policies
  • Valid driver’s license
  • Vehicle provided at Company discretion
  • Bilingual preferred #ZR

Benefit Highlights

  • Industry leading medical, dental and vision insurance plan
  • 401(k) Retirement Plan with a company match of 100%  on up to 5% of compensation (match is fully-vested immediately)
  • Generous PTO policy
  • Eligible for performance based bonuses