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Fair Lending Jobs (NOW HIRING)

loanDepot

Fair Lending Specialist, Sr

Chandler, AZ · On-site +1

Responsible for executing fair lending risk management initiatives, including performance analytics, peer benchmarking, monitoring ECOA compliance, and tracking and reviewing fair lending and UDAAP ...

Treliant LLC

Fair Lending Consultant

$75 - $150/hr

Advise clients on their Fair Lending and CRA compliance efforts, ensuring they are risk-based and appropriate for the size and complexity of the institution in question. * Make recommendations on ...

loanDepot

Fair Lending Specialist, Sr

Irvine, CA

$88K - $121K/yr

Responsible for executing fair lending risk management initiatives, including performance analytics, peerbenchmarking, monitoring ECOA compliance, and tracking and reviewing fair lending and UDAAP ...

SCCU

Compliance Specialist I - Fair Lending

Melbourne, FL · On-site

$24.74 - $26.20/hr

The Fair Lending Compliance Specialist will serve as a liaison to business units across the three lines of defense to identify and mitigate Fair Lending risk. Why Join SCCU? • Member-Focused ...

SCCU

Compliance Specialist I - Fair Lending

Melbourne, FL · Hybrid

$24.74 - $26.20/hr

The Fair Lending Compliance Specialist will serve as a liaison to business units across the three lines of defense to identify and mitigate Fair Lending risk. Why Join SCCU? • Member-Focused ...

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$25K

$42.1K

$63K

How much do fair lending jobs pay per year?

As of Jul 4, 2026, the average yearly pay for fair lending in the United States is $42,087.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $45,000.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Fair Lending professionals when ensuring compliance across multiple loan products?

Fair Lending professionals often face the challenge of navigating complex regulatory requirements across a variety of lending products, such as mortgages, auto loans, and personal loans. Each product may have unique risk factors and customer demographics, making it essential to tailor compliance strategies accordingly. Additionally, coordinating with different departments—like underwriting, marketing, and sales—to gather accurate data and implement fair lending practices can be demanding. Staying current with evolving regulations and conducting thorough data analysis to identify and address potential disparate impacts are also ongoing aspects of the role.

What are the key skills and qualifications needed to thrive in Fair Lending, and why are they important?

To thrive in Fair Lending, you need a solid understanding of fair lending laws and regulations (such as ECOA and FHA), data analysis, and risk assessment, often supported by a degree in finance, law, or a related field. Familiarity with compliance management systems, data analytics tools, and regulatory reporting software is typical. Attention to detail, ethical judgment, and strong communication skills distinguish top performers in this area. These skills and qualities are crucial for ensuring organizations comply with regulations, avoid discrimination, and maintain trust with regulators and the public.

What is the difference between Fair Lending vs Mortgage Underwriter?

AspectFair LendingMortgage Underwriter
Primary FocusEnsuring compliance with fair lending laws and preventing discriminatory practicesAssessing loan applications for approval based on creditworthiness and compliance
Required CredentialsKnowledge of fair lending laws, compliance certificationsLoan processing, underwriting certifications, knowledge of lending guidelines
Work EnvironmentRegulatory agencies, financial institutions, compliance departmentsMortgage lending companies, banks, financial institutions

Fair Lending professionals focus on ensuring that lending practices comply with laws preventing discrimination, while Mortgage Underwriters evaluate individual loan applications for approval. Both roles require knowledge of lending regulations, but their core responsibilities differ: one emphasizes compliance oversight, the other loan assessment.

What is fair lending?

Fair lending refers to the practice of providing equal access to credit and financial services regardless of race, ethnicity, gender, or other protected characteristics. It is governed by laws such as the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act, which prohibit discrimination in lending. Fair lending professionals help financial institutions comply with these regulations by monitoring policies, conducting training, and investigating potential disparities in lending practices. The goal is to ensure that all individuals have a fair opportunity to obtain loans and credit.
More about Fair Lending jobs
What cities are hiring for Fair Lending jobs? Cities with the most Fair Lending job openings:
What are the most commonly searched types of Fair Lending jobs? The most popular types of Fair Lending jobs are:
What states have the most Fair Lending jobs? States with the most job openings for Fair Lending jobs include:
What job categories do people searching Fair Lending jobs look for? The top searched job categories for Fair Lending jobs are:
Fair Lending jobs near you
Infographic showing various Fair Lending job openings in the United States as of June 2026, with employment types broken down into 80% Full Time, 18% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $42,087 per year, or $20.2 per hour.
Fair Lending Specialist, Sr

Fair Lending Specialist, Sr

loanDepot

Chandler, AZ • On-site, Remote

Full-time

Medical, Dental, Vision, PTO

Posted 23 days ago

loanDepot rating

8.2

Company rating: 8.2 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

Job description

Description
Position at loanDepot
Position Summary:
Responsible for executing fair lending risk management initiatives, including performance analytics, peer benchmarking, monitoring ECOA compliance, and tracking and reviewing fair lending and UDAAP complaints. Supports the development and documentation of processes and procedures related to fair lending compliance.
Responsibilities:
  • Prepares monthly reports / findings of internal data integrity testing, system and process issues to Fair & Responsible Lending Officer to ensure the accuracy and effectiveness of Fair Lending / Servicing analyses.
  • Conducts complex fair lending performance analyses, including trend analysis of higher risk factors, and independently determines material issues requiring escalation to manager.
  • Interprets analytical findings to perform root cause analysis and formulates strategic, data-driven recommendations to address systemic, operational, and process-related risks.
  • Evaluates internal controls related to data integrity and fair lending compliance; develops and recommends corrective action plans and risk mitigation strategies to ensure the accuracy of data utilized in fair lending monitoring and analysis.
  • Reviews and validates data used in fair lending monitoring and analysis, establishing methodologies to ensure accuracy, consistency, and reliability.
  • Develops and executes risk-based file review methodologies to identify fair lending risk, including evaluation of system data accuracy and documentation.
  • Serves as a key contributor for regulatory examinations, internal audits, and other fair lending initiatives as needed.
  • Performs advanced regulatory compliance reviews under Regulation B / ECOA, applying expert judgment to assess the accuracy of loan dispositions, consumer notifications, and reporting accuracy.
  • Independently evaluates organizational compliance with regulatory requirements, including notification timing, adverse action accuracy, and procedural adherence, and recommends enhancements.
  • Analyzes Community Reinvestment Act (CRA) performance for applicable state-based requirements, including data requirements, performance analysis including demographic parity, peer comparisons, and advises manager of risk exposure.
  • Maintains effective working relationships with internal business partners and provides technical assistance and information as needed to ensure effective data capture within internal system.
  • Maintains deep expertise in applicable laws, regulations, regulatory guidance, and industry trends; proactively integrates regulatory developments and enforcement actions into fair and responsible lending monitoring activities.
  • Leads or contributes to strategic initiatives and cross-functional projects within the Fair and Responsible Lending team that enhance fair lending compliance initiatives and organizational risk management capabilities.

Requirements
  • Bachelor's Degree preferred and/or minimum of five (5) + years fair lending compliance experience in mortgage required.
  • Ability to respond quickly to a changing environment.
  • Ability to work independently, prioritize workload and balance multiple duties.
  • Ability to work well with others and take on projects outside of current core competencies.
  • Analytical, detailed and results oriented.
  • Demonstrates strong working knowledge of applicable federal and multi-state regulatory requirements as related to this position.
  • Demonstrates working knowledge of regulatory requirements, including but not limited to: Regulation B (Equal Credit Opportunity Act), Fair Housing Act, UDAAP and Dodd-Frank Regulatory Reform Act, is desired as related to origination and reporting of mortgage loans. This includes record retention requirements for Mortgage loans.

Why work for #teamloanDepot:
  • Aggressive compensation package based on experience and skill set.
  • Inclusive, diverse, and collaborative culture where people from all backgrounds can thrive.
  • Work with other passionate, purposeful, and customer-centric people.
  • Extensive internal growth and professional development opportunities including tuition reimbursement.
  • Comprehensive benefits package including Medical/Dental/Vision.
  • Wellness program to support both mental and physical health.
  • Generous paid time off for both exempt and non-exempt positions.

About loanDepot:
loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay for this role is between $28.85 and $50.24. Your base pay will depend on multiple individualized factors, including your job-related knowledge/skills, qualifications, experience, and market location.
We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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