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Entry Level Risk Jobs in California (NOW HIRING)

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

About This Job The Construction Risk Analyst I supports the Office of the CCO in analyzing and ... Internship or entry-level experience in banking, real estate finance, or construction management ...

SAIC

PNT SE&I Entry Level Engineer

El Segundo, CA

$80K - $120K/yr

ORA_HYBRID Description SAIC is seeking an entry level systems or digital engineer to join our team ... Supporting customer in defining, capturing, and maintaining the technical, schedule, and cost risk ...

SAIC

PNT SE&I Entry Level Engineer

El Segundo, CA

$80K - $120K/yr

ORA_HYBRID Description SAIC is seeking an entry level systems or digital engineer to join our team ... Supporting customer in defining, capturing, and maintaining the technical, schedule, and cost risk ...

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Entry Level Risk information

How to become a risk analyst with no experience?

To become a risk analyst with no experience, focus on gaining relevant skills such as data analysis, Excel, and understanding financial or operational risks through online courses or certifications like FRM or CAP. Entry-level positions often require a bachelor's degree in finance, economics, or related fields, and internships or volunteer work can help build practical experience. Developing strong analytical, communication, and problem-solving skills is also essential for entry into the field.

What are some typical challenges faced by entry-level risk professionals, and how can they effectively overcome them?

Entry-level risk professionals often face the challenge of quickly understanding complex regulatory frameworks and internal risk management processes. Navigating large sets of data and learning to identify key risk indicators can also be daunting. To overcome these challenges, new hires should actively seek mentorship from experienced team members, participate in available training programs, and regularly review industry best practices. Building strong communication skills is also essential, as risk teams frequently collaborate with departments like compliance, audit, and operations.

What is an entry-level safety job?

An entry-level safety job involves supporting workplace safety programs, conducting safety inspections, and ensuring compliance with safety regulations. These roles often require basic knowledge of safety protocols, attention to detail, and may involve using safety equipment or tools. Certifications like OSHA 10 or OSHA 30 can be beneficial for these positions.

What are the key skills and qualifications needed to thrive as an Entry Level Risk Analyst, and why are they important?

To thrive as an Entry Level Risk Analyst, you typically need a bachelor's degree in finance, economics, statistics, or a related field, along with strong analytical and quantitative skills. Familiarity with risk assessment tools, Microsoft Excel, and data analysis software such as SAS or Python is highly valuable. Attention to detail, critical thinking, and effective communication are standout soft skills in this role. These competencies are essential for accurately identifying, evaluating, and communicating potential risks to help organizations make informed decisions.

What are entry level risk jobs?

Entry level risk jobs are positions designed for individuals who are new to the field of risk management, often recent graduates or those with minimal work experience. These roles typically involve assisting with the identification, assessment, and mitigation of risks within an organization, such as financial, operational, or compliance risks. Entry level risk professionals may work in industries like banking, insurance, or consulting and are often responsible for data analysis, preparing reports, and supporting senior risk analysts or managers. These roles provide foundational experience and training for advancing in a risk management career.

How to start a career in risk management?

To start a career in risk management, gain a bachelor's degree in finance, economics, or a related field, and develop skills in data analysis, problem-solving, and attention to detail. Entry-level roles often require familiarity with risk assessment tools and certifications such as the Financial Risk Manager (FRM) or Certified Risk Manager (CRM). Internships or related experience can also help build practical knowledge in identifying and mitigating risks across industries.

Is risk analyst an entry-level job?

A risk analyst position is often available at entry-level, especially for candidates with a bachelor's degree in finance, economics, or related fields. Entry-level risk analysts typically perform data analysis, use risk management software, and may pursue certifications like FRM or CRM to advance in the field.
What are the most commonly searched types of Risk jobs in California? The most popular types of Risk jobs in California are:
Entry Level Risk jobs near you
Infographic showing various Entry Level Risk job openings in California as of June 2026, with employment types broken down into 2% As Needed, 79% Full Time, 7% Part Time, 1% Temporary, 10% Contract, and 1% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution.
Construction Risk Analyst

Construction Risk Analyst

Axos Bank

San Diego, CA • On-site

$25 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 16 days ago

Job description

Axos Bank
Target Range:
$25.00/Hr. - $30.00/Hr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 12.5%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 12.5%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Construction Risk Analyst I supports the Office of the CCO in analyzing and monitoring credit risk associated with construction and development lending. Responsibilities include reviewing construction draw requests, monitoring project completion timelines, assessing collateral and budget-to-complete status, preparing construction risk reports, and supporting due diligence on new construction credit exposures.
The role assists senior analysts and management in identifying early warning indicators and ensuring construction credits are administered in compliance with internal policy and regulatory requirements.
Responsibilities:
  • Conduct comprehensive Construction Draw Analysis, collection of Construction/Project related documents. Routine monitoring of commercial credits by way of covenant tracking, servicing borrower inquires, and facilitating the gathering of essential portfolio data is essential
  • Assist in the development and execution of monitoring policies and procedures to manage credit risk effectively and efficiently
  • Understand the credit culture and risk tolerance as outlined by senior management and the Board, and proactively identify and mitigate potential threats against the safety and soundness of the loan portfolio
  • Draft decision recommendations based on project progress, budget adherence, and lien releases. Monitor construction progress reports, identifying potential delays or risks. Coordinate with borrowers, contractors, and internal stakeholders to resolve draw-related issues
  • Ensure adherence to bank policies, regulatory requirements, and funding conditions. Maintain accurate records and documentation of all draw requests and approvals
  • Review and understand basic aspects of construction and construction documents to apply towards your review an analysis of a construction draw package

Qualification:
  • Bachelor's degree in finance required, Experience in Real Estate, Civil Engineering, Construction Management, Business Administration, or related field preferred
  • 0-2 years of experience in construction lending, construction risk analysis, or commercial real estate credit
  • Internship or entry-level experience in banking, real estate finance, or construction management preferred
  • Exposure to construction draw management, inspection reports, or real estate appraisals a plus
  • Basic real estate financial analysis and project valuation knowledge
  • Microsoft Office proficiency (Excel required)
  • Strong attention to detail and analytical thinking
  • Effective written communication for report preparation
  • Ability to collaborate across underwriting, credit, and operations teams
  • Foundational understanding of construction lending and draw request processes is a plus

Axos Employee Benefits May Include:
  • Medical, Dental, Vision, and Life Insurance
  • Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
  • HSA or FSA account and other voluntary benefits
  • 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
  • Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
IER Right to Work Poster (English/Spanish)
E-Verify Participation Poster (English/Spanish)

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