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Entry Level Hard Money Lender Jobs (NOW HIRING)

F2 Finance

Underwriter / Loan Processor

Los Angeles, CA · On-site

$43K - $59K/yr

About F2 Finance F2 Finance is a private real estate lender originating short-term, residential ... Experience: 2 to 4 years in private lending, hard money, residential bridge lending, mortgage ...

F2 Finance

Underwriter / Loan Processor

Santa Monica, CA · On-site

$44K - $61K/yr

About F2 Finance F2 Finance is a private real estate lender originating short-term, residential ... Experience: 2 to 4 years in private lending, hard money, residential bridge lending, mortgage ...

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Mover- Entry Level & Experienced Movers

York, PA · On-site

$16 - $25/hr

If you want to work hard, earn serious money, and grow into leadership, keep reading. PAY & EARNING POTENTIAL Entry Level Movers $16 - $20 per hour STARTING PAY PAID TRAINING No experience required ...

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Entry Level Hard Money Lender information

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$33.5K

$49.3K

$69.5K

How much do entry level hard money lender jobs pay per year?

As of Aug 6, 2026, the average yearly pay for entry level hard money lender in the United States is $49,343.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,000.00 and $54,500.00 per year, depending on experience, location, and employer.

How much do entry level hard money lenders make?

Entry level hard money lenders typically earn between $40,000 and $70,000 annually, depending on location, experience, and deal volume. Compensation may include base pay plus commissions or fees based on loans originated and managed.

What is the difference between Entry Level Hard Money Lender vs Loan Processor?

AspectEntry Level Hard Money LenderLoan Processor
CredentialsBasic financial knowledge, sometimes a real estate or finance backgroundTypically requires a high school diploma or equivalent; some roles prefer finance or banking coursework
Work EnvironmentReal estate investment firms, private lending companiesBanks, mortgage companies, lending institutions
Industry UsageInvolved in evaluating and funding short-term real estate loansAssists in processing loan applications, verifying documents, and preparing files

While both roles operate within the lending industry, an Entry Level Hard Money Lender focuses on evaluating and funding real estate loans, often with a focus on quick turnaround and private funding. A Loan Processor handles the administrative side, verifying documents and preparing loan files. The roles differ in responsibilities but share industry context and some credential requirements.

How to get started in entry level hard money lending?

Entry level hard money lenders typically start by gaining knowledge of real estate and lending processes, often through courses or self-education. Building relationships with experienced lenders and understanding loan underwriting, property valuation, and legal requirements are essential steps to entering the field.
What are the most commonly searched types of Hard Money Lender jobs? The most popular types of Hard Money Lender jobs are:
What states have the most Entry Level Hard Money Lender jobs? States with the most job openings for Entry Level Hard Money Lender jobs include:
What job categories do people searching Entry Level Hard Money Lender jobs look for? The top searched job categories for Entry Level Hard Money Lender jobs are:
Entry Level Hard Money Lender jobs near you
Infographic showing various Entry Level Hard Money Lender job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, 11% Part Time, and 5% Contract. Highlights an 89% In-person, and 11% Remote job distribution, with an average salary of $49,343 per year, or $23.7 per hour.

Underwriter / Loan Processor

F2 Finance

Los Angeles, CA • On-site

$43K - $59K/yr

Full-time

Medical

Re-posted 9 days ago

Job description

About F2 Finance

F2 Finance is a private real estate lender originating short-term, residential bridge loans across the United States. We are part of the Faes & Co group and are growing a high velocity, in office team in Santa Monica. We pride ourselves on disciplined underwriting, fast execution, and an analytical, evidence based approach to credit.

The role

This is a hands on role for someone who wants to learn private credit underwriting end to end, working files from initial intake through to closing, and supporting the broader credit and portfolio function.

You will own the mechanics of the file so that the credit lead can focus on credit judgment, structuring, and portfolio strategy. Over time, with demonstrated capability, the role offers a clear path into full underwriting authority.

Key responsibilities

File processing and closing coordination:

  • Manage the loan file from intake through closing: open the file, build the credit package, track conditions, and drive items to completion.
  • Order and review third party reports, including appraisals, title, flood, insurance, and background searches.
  • Coordinate with brokers, borrowers, title, escrow, and counsel to clear conditions on time.
  • Maintain clean, audit ready loan files and ensure documentation standards are met.

Underwriting support:

  • Spread borrower financials, build sources and uses, and prepare initial credit summaries for the credit lead.
  • Run preliminary checks on property values, comparables, and exit assumptions.
  • Draft term sheets and credit memos under the supervision of the credit lead.
  • Track exceptions and ensure policy compliance is documented on every file.

Portfolio and operational support:

  • Support the credit lead on portfolio matters, including pulling data, updating the loan tape, and preparing watchlist materials.
  • Assist with extensions, payoffs, and routine borrower correspondence as directed.
  • Identify process improvements that reduce time to close and improve file quality.

What good looks like in this role:

  • Files close on time, with clean documentation and no last-minute surprises.
  • The credit lead spends his time on credit judgment, not chasing conditions.
  • Brokers and borrowers describe working with you as easy, responsive, and professional.
  • You bring problems forward early with a proposed solution attached.

Requirements

  • Experience: 2 to 4 years in private lending, hard money, residential bridge lending, mortgage operations, loan processing, or real estate finance. Direct experience closing loans, not just observing the process, is strongly preferred.
  • Judgment: Comfortable owning a file end to end, raising issues early, and working under direct supervision while showing initiative on the mechanics.
  • Organization: Excellent tracking discipline across many simultaneous files, deadlines, and counterparties. Strong attention to detail.
  • Communication: Clear, professional written and verbal communication with brokers, borrowers, and vendors.
  • Tools: Comfortable in Google Sheets. Familiarity with loan origination systems is a plus. Comfortable working in a modern, AI assisted workflow (we run on Notion and a system we have built in-house called ATLAS).
  • Education: Bachelor's degree preferred, not required.

Benefits

  • 10 days paid holiday
  • medical insurance
  • parking in our building
  • snacks, good coffee and weekly office lunches

This is an in-office role based in our Santa Monica office. We have a collaborative, high-velocity culture, and we take pride in building a team that enjoys working together. We provide office lunch twice a week from local restaurants, and keep the office stocked with endless snacks and food for the team.