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Hard Money Lender Jobs (NOW HIRING)

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

Washington, DC · Remote

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · Remote

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

North Hollywood, CA · Remote

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

LBC Mortgage

Mortgage Loan Officer

Washington, DC · On-site +1

BE A DIRECT HARD MONEY LENDER!!! * Team of professional in-house processors-they will help you structure deals ; loan officer assistant; * In-house marketing team : Editor, copywriter, social media ...

HOUSEMAX FUNDING LLC

ACCOUNT EXECUTIVE

Austin, TX · On-site

HouseMax Funding is a leading private hard money lender specializing in fast, reliable financing solutions for real estate investors, builders, and developers. We thrive on speed, flexibility, and ...

Shiv Software Experts

Paralegal

Queens, NY · On-site

We specialize in residential and commercial real estate transactions, representing buyers, sellers, investors, developers, hard money lender and commercial banks. We also handle probate and estate ...

Park Place Finance, LLC

Loan Officer (Hard Money)

Park Place Finance is a fast-growing, nationwide private lender specializing in fix-and-flips ... In this role, you'll drive revenue by originating hard money loans for residential real estate ...

LBC Mortgage

Sales Associate

Los Angeles, CA · Remote

$14.25 - $19.50/hr

Salesperson / Hard Money Loan CloserWho We Are LBC Mortgage is a direct private lender specializing in Hard Money, Bridge, DSCR, and Rehab loans across the U.S. We move fast, structure smart deals ...

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All JobsHard Money Lender Jobs

Hard Money Lender information

See salary details

$27.5K

$113.2K

$170K

How much do hard money lender jobs pay per year?

As of Jul 19, 2026, the average yearly pay for hard money lender in the United States is $113,173.00, according to ZipRecruiter salary data. Most workers in this role earn between $84,000.00 and $141,500.00 per year, depending on experience, location, and employer.

What does a Hard Money Lender do?

A Hard Money Lender provides short-term, asset-based loans primarily for real estate investors. Instead of relying on the borrower's creditworthiness, they focus on the value of the property being used as collateral. These loans typically have higher interest rates and shorter repayment terms than traditional bank loans. Hard money lenders work with investors who need quick funding, often for property flips or other real estate projects.

Can I get a $20,000 loan without a job?

Hard money lenders typically require proof of income or assets to secure a loan, as they focus on the property's value rather than borrower employment. Without a job, approval is less likely unless you have substantial collateral or alternative income sources to demonstrate repayment ability.

How much do hard money lenders make?

Hard money lenders typically earn income through interest rates on short-term loans, which can range from 8% to 15% or higher. Their earnings depend on loan volume, interest rates, and fees, with successful lenders often generating six-figure annual incomes. Profitability also depends on effective risk management and market conditions.

What are the main challenges a Hard Money Lender typically faces on the job?

Hard Money Lenders often face challenges such as accurately assessing borrower risk, navigating complex real estate transactions, and ensuring timely loan repayment. The role also involves staying up to date with changing regulations and market trends, which can directly impact lending criteria and profitability. Additionally, managing multiple lending deals simultaneously requires strong organizational skills and the ability to make quick, well-informed decisions. Building a reliable network of investors and borrowers can also be challenging but is essential for long-term success in this field.

How much does a loan officer make on a $500,000 loan?

A hard money loan officer typically earns a commission or fee based on the loan amount, often around 1-3% of the loan, which would be $5,000 to $15,000 for a $500,000 loan. Additionally, they may receive a flat fee or a combination of fees, depending on the lender and transaction specifics. Compensation can also include bonuses or salary components if employed by a firm.

What are the key skills and qualifications needed to thrive in the Hard Money Lender position, and why are they important?

To thrive as a Hard Money Lender, you need a solid understanding of real estate markets, financial analysis, risk assessment, and lending regulations, often supported by a background in finance or real estate. Familiarity with loan origination software, underwriting tools, and compliance management systems is important to efficiently evaluate and process loan applications. Strong interpersonal skills, negotiation abilities, and a customer-centric mindset help build trust and manage borrower relationships. These competencies are crucial to effectively assess loan opportunities, minimize risk, and succeed in a highly competitive lending environment.

More about Hard Money Lender jobs
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What states have the most Hard Money Lender jobs? States with the most job openings for Hard Money Lender jobs include:
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Hard Money Lender jobs near you

Loan Originator, Private Lending/Hard Money

F2 Finance

Santa Monica, CA • On-site

Full-time

Medical, Retirement

Re-posted 13 days ago

Job description

We are a private hard money lender (F2 Finance), focused on the short-term residential bridging finance and 'fix and flip' market. We have substantial capital available for growth and want to build our team with great people!
We are looking for an experienced loan officer to join our team. You ideally will have 1+ year(s) of experience, specifically in residential private lending, fix & flip, bridging finance or mortgage broking. Experience as a loan analyst or processor is also fine.
As a loan officer you will be involved in driving loans through the full life-cycle, from assisting with the initial inquiry and information gathering, through to successful loan completion. You will be results orientated, and a team player.
The role involves a very generous base salary, and market competitive bonus on top of salary.
The role will involve:
  • Identifying new customers (brokers and borrowers) for our real estate lending, that fit within our current portfolio appetite
  • Dealing with leads that are generated through the multiple lead generation channels that we have developed
  • Assisting with the marketing of the F2 Finance brand and product
  • Responsibility for loan origination and oversight of processing and underwriting
  • Gaining a thorough knowledge and understanding of our credit appetite, to try and make a deal work.

Requirements
You will have:
  • "hustle"
  • sales experience in mortgages or real estate, and ideally in private lending or hard money
  • the ability to build and manage a large pipeline of prospective loans
  • the ability to work a phone and build working relationships with borrowers and brokers
  • significant knowledge of private lending and hard money
  • a 'customer service' focus
  • the ability to explain things clearly and succinctly, using 'plain English'
  • This is a salaried position with full benefits, however, you will be expected to originate a minimum of $1m/mth in dealflow to keep your seat.

Generally, our company's culture will see you have:
  • a willingness to work hard and a 'can do' attitude
  • the ability to build relationships and have strong verbal, written and interpersonal communication skills
  • the ability to work autonomously, and to prioritize tasks accordingly
  • a willingness to 'get involved' with the business and provide help and assistance as required
  • experience using the latest cloud-based business efficiency platforms such as Google Business Apps, Notion, and Slack etc
  • experience with Hubspot as a CRM, would be a big advantage

The ideal candidate will have:
  • at least 1+ years working in the residential bridging finance/hard money market.

Benefits
  • 10 days paid holiday
  • generous base salary, plus market-competitive commission on top of salary
  • medical insurance
  • 401(k) with employer contribution
  • parking in our building
  • snacks, good coffee and office lunch twice a week from local restaurants
  • great work environment.

Apply