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Entry Level Fintech Software Engineer Jobs in California

ZIP

Software Engineer, Identity

San Francisco, CA · On-site +1

$150K - $210K/yr

As a Software Engineer on the team, you will take on a dynamic role, developing core customer ... Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks ...

Zip

Software Engineer, Identity

San Francisco, CA · On-site

$150K - $210K/yr

As a Software Engineer on the team, you will take on a dynamic role, developing core customer ... Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks ...

NEON Inc

Software Engineer

San Francisco, CA

Neon Software Engineer Neon is a global payments and e-commerce platform designed to help game ... Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ...

Neon, Inc.

Software Engineer

San Francisco, CA · On-site

$105K - $160K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Software Engineer who will help lead the development of one of our ...

Maxima

Software Engineer - Intern

San Mateo, CA

Software Engineering Intern As a Software Engineering Intern at Maxima, you will work directly with ... Previous internship or project experience in SaaS, fintech, or AI applications is a plus. Why Join ...

Rillet

Software Engineer

San Francisco, CA

As a fullstack engineer on one of our product teams, you'll own real features from day one, working ... Background in fintech, ERP, or accounting software * Backend-focused with proficiency in Kotlin ...

Cleric

Software Engineer, Backend

San Francisco, CA · On-site

$140K - $170K/yr

Cleric is already running in production at high-scale companies across fintech, ride-sharing, and autonomous vehicles. About the role We're hiring a Software Engineer, Backend to help build and scale ...

BRM LLC

Entry Level Software Engineer

San Francisco, CA · On-site +1

... Entry Level Software Engineer Why we need you We're at a pivotal moment with a roadmap brimming with opportunity. We're looking for ambitious junior engineers and new graduates who are eager to ...

BRM.ai

Entry Level Software Engineer

San Francisco, CA · On-site

... Entry Level Software Engineer Why we need you We're at a pivotal moment with a roadmap brimming with opportunity. We're looking for ambitious junior engineers and new graduates who are eager to ...

Clerkie

Software Engineer Internship

San Francisco, CA · On-site +1

$80/hr

✨ A note before you apply We're hiring Software Engineering Interns! This is a full-time 12 month ... About Clerkie Clerkie is a fintech startup on a mission to democratize financial wellness using the ...

Cleric

Software Engineer, Backend

San Francisco, CA · On-site

$140K - $170K/yr

Cleric is already running in production at high-scale companies across fintech, ride-sharing, and autonomous vehicles. About the role We're hiring a Software Engineer, Backend to help build and scale ...

Robinhood

Software Engineer

Menlo Park, CA

$113K - $155K/yr

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Collaborate with software engineers, product managers, and designers to provide test feedback ...

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Entry Level Fintech Software Engineer information

How to get into fintech as a software engineer?

To become an entry-level fintech software engineer, develop strong programming skills in languages like Python, Java, or C++, and gain knowledge of financial concepts and regulations. Building experience through internships, contributing to open-source projects, and obtaining certifications such as CFA or financial technology courses can improve your prospects. Familiarity with tools like APIs, blockchain, and data analysis platforms is also beneficial.

What are the key skills and qualifications needed to thrive as an Entry Level Fintech Software Engineer, and why are they important?

To thrive as an Entry Level Fintech Software Engineer, you need a solid grounding in programming languages (such as Python, Java, or C++), understanding of algorithms, and a relevant degree in computer science or a related field. Familiarity with financial software platforms, APIs, databases, and code versioning tools like Git is typically required. Strong problem-solving skills, attention to detail, and effective communication abilities help you collaborate with cross-functional teams and address complex challenges. These skills ensure you can develop reliable, secure, and compliant software solutions vital to the fast-paced fintech industry.

What is the difference between Entry Level Fintech Software Engineer vs Entry Level Data Analyst?

AspectEntry Level Fintech Software EngineerEntry Level Data Analyst
Required CredentialsBachelor's in Computer Science, Software Engineering, or related fieldBachelor's in Statistics, Data Science, or related field
Work EnvironmentDeveloping financial software, coding, testing, and deploying applicationsAnalyzing financial data, creating reports, and supporting decision-making
Employer & Industry UsageFintech companies, banks, financial institutionsFinancial services, consulting firms, fintech firms

While both roles support financial technology firms, the Entry Level Fintech Software Engineer focuses on building and maintaining software applications, whereas the Entry Level Data Analyst interprets data to inform business decisions. Both roles require a strong technical background, but their daily tasks and skill sets differ significantly.

What does an Entry Level Fintech Software Engineer do?

An Entry Level Fintech Software Engineer is responsible for developing, testing, and maintaining software solutions specifically for financial technology applications. They typically work on building secure and scalable platforms, integrating APIs, and ensuring compliance with financial regulations. These engineers collaborate with senior developers and other teams to deliver features that improve financial products and customer experiences. They also troubleshoot issues, write documentation, and may work with technologies such as Python, Java, or cloud platforms.

What engineer makes $500,000 a year?

While most entry-level fintech software engineers do not earn that level of salary, senior engineers with extensive experience, specialized skills in areas like algorithm development or financial modeling, and working at large tech firms or hedge funds can reach or exceed $500,000 annually through base pay, bonuses, and stock options.

How to get a job in fintech with no experience?

Entry level fintech software engineer roles often require foundational programming skills in languages like Python or Java, familiarity with financial concepts, and knowledge of relevant tools such as SQL or APIs. Gaining experience through online courses, internships, or personal projects can improve your chances, and certifications like CFA or fintech-specific training can also be beneficial.

How much does a software engineer at fintech make?

Entry-level fintech software engineers typically earn between $70,000 and $100,000 annually, depending on location, education, and skills. Salaries can increase with experience, certifications, and proficiency in programming languages like Python, Java, or C++.

What are some common challenges faced by entry level fintech software engineers, and how can they overcome them?

Entry level fintech software engineers often encounter challenges such as understanding complex financial regulations, adapting to rapidly changing technologies, and working with large-scale, secure systems. To overcome these, new engineers should proactively seek mentorship from experienced colleagues, participate in continuous learning (such as online courses or company training), and collaborate closely with cross-functional teams like compliance and product. Embracing agile development practices and staying curious about financial industry trends can also help accelerate their growth and confidence in the role.
What are the most commonly searched types of Fintech Software Engineer jobs in California? The most popular types of Fintech Software Engineer jobs in California are:
What are popular job titles related to Entry Level Fintech Software Engineer jobs in California? For Entry Level Fintech Software Engineer jobs in California, the most frequently searched job titles are:
What job categories do people searching Entry Level Fintech Software Engineer jobs in California look for? The top searched job categories for Entry Level Fintech Software Engineer jobs in California are:
What cities in California are hiring for Entry Level Fintech Software Engineer jobs? Cities in California with the most Entry Level Fintech Software Engineer job openings:
Entry Level Fintech Software Engineer jobs near you
Software Engineer, Identity

Software Engineer, Identity

ZIP

San Francisco, CA • On-site, Remote

$150K - $210K/yr

Other

Medical, Dental, Vision, PTO

Posted 23 days ago

Job description

About Zip
Zip is the AI platform for enterprise procurement - built for humans and agents working together. By orchestrating procurement across teams, tools, and suppliers with the help of AI agents, companies can secure the resources they need to innovate faster than ever before.
The world's most influential enterprises trust Zip, including T-Mobile, OpenAI, AMD, Mars, Dollar Tree, and more. Together they've saved over $8 billion and processed over $500 billion in spend. Zip's team includes product leaders from Apple, Airbnb, and Meta, as well as former procurement leaders from United Health, Sanofi, MGM Resorts, Discover, and NASA.
Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, Zip has raised $371 million, most recently at a $2.2 billion valuation and has been recognized by Forbes Fintech 50, Fast Company's Most Innovative Companies, Inc. Best in Business, and LinkedIn Top Startups.
Your Role
The Identity team is responsible for the platforms that manage user access and data confidentiality for customers. As a Software Engineer on the team, you will take on a dynamic role, developing core customer-facing identity products, such as authentication/authorization, user account security, and encryption key management. We move quickly to solve a wide range of complex technical and product challenges. While we are an experienced team that can provide constant guidance and mentorship, we value engineers who can autonomously scope and solve complex technical challenges.
You will
  • Design and build product features for enterprise customers, such as AI-powered anomaly detection for payment fraud and account takeovers, granular access control and identity management, and bring-your-own-key encryption.
  • Work closely with cross-functional product and customer-facing teams to understand requirements and ship thoughtful solutions.
  • Work closely with our customers' security teams (e.g., Discover, Snowflake, and Anthropic) to understand their needs and learn how they assess risk.
  • Build guardrails, tooling, frameworks, and automation to empower software engineers to ship secure changes and prevent vulnerabilities from reaching the main branch.
  • Design and build scalable frontend applications and components.
Qualifications
  • Minimum 1+ years of experience in a software engineering role. This role requires software development experience.
  • Experience with web application and API development in production environments. At Zip, our stack includes Python, Typescript, React, and GraphQL.
  • Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks is a bonus, but not required.
The salary range for this role is $150,000 - $210,000. The salary for this position is determined based on a variety of job-related factors that may include location, relevant experience, education, or particular skills and expertise.
Perks & Benefits
At Zip, we're committed to providing our employees with everything they need to do their best work.
  • Start-up equity
  • 100% health, vision & dental coverage options
  • Catered breakfast, lunch, & dinner
  • Flexible PTO
  • ClassPass membership
  • Monthly commuter benefit
  • Team building events & happy hours
  • Home office stipend
  • Phone/internet reimbursement
  • Hybrid model + 5 flexible remote days per quarter
  • Paid parental leave
  • Fertility benefits
  • Employee Assistance Program (EAP)
  • Unlimited AI token usage

We're looking to hire Zipsters and that means hiring people who take ownership, communicate openly, have an underdog mindset, and are excited to increase the pace of innovation for every business in the world. We encourage all candidates to apply even if your experience doesn't exactly match up to our job description. We are committed to building a diverse and inclusive workspace where everyone (regardless of age, religion, ethnicity, gender, sexual orientation, and more) feels like they belong. We look forward to hearing from you!
Zip logo

About Zip

Sourced by ZipRecruiter

We are Zip, a global Buy Now, Pay Later company providing fair and seamless solutions that simplify how millions of people pay. Our journey began in Australia, has taken us to multiple different markets and we're just getting started. We exist to create a world where people can live fearlessly today, knowing they're in control of tomorrow. Focused on product innovation that puts people at the centre, we put the financial well-being of our customers and merchant partners at the heart of everything that we do.

Industry

Software development

Company size

51 - 200 Employees

Headquarters location

San Francisco, CA, US

Year founded

2020

Social media

Twitter

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