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Fintech Software Engineer Jobs in California (NOW HIRING)

Staff Software Engineer

Mountain View, CA · On-site

$202K - $274K/yr

Intuit Fintech, one of Intuit's fastest-growing business units, is seeking a Staff Software Engineer to help shape the technology vision, strategy, and development for the Intuit Fintech Risk ...

Base pay range $175,000.00/yr - $300,000.00/yr AI Native Fintech Location: San Francisco (Onsite 4 ... This is a chance to join a small, high caliber engineering team building core financial ...

Software Engineer

San Francisco, CA · On-site

$105K - $160K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Software Engineer who will help lead the development of one of our ...

Sr. Software Engineer

San Francisco, CA · On-site +1

$160K - $245K/yr

What We're Doing At Synctera, we're powering the future of FinTech. We help companies create new ... What We're Looking For We're looking for an experienced Senior Software Engineer to join our Cable ...

Software Engineer II (San Francisco)

San Francisco, CA · On-site

$113K - $155K/yr

Join to apply for the Software Engineer II role at Lead Join to apply for the Software Engineer II ... Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First ...

Software Development Fintech Team Leadership Scalable Systems Product Development Join a leading fintech company, Robinhood, in democratizing finance for all! As a Software Developer on the SAY team ...

Sr. Software Engineer

San Francisco, CA · On-site

$144K - $190K/yr

The Role Pilot is hiring a Senior Software Engineer to join our Enterprise team. This team builds ... Experience with fintech, accounting, or financial operations tooling * Experience integrating with ...

Sr. Software Engineer

San Francisco, CA

$144K - $190K/yr

The Role Pilot is hiring a Senior Software Engineer to join our Enterprise team. This team builds ... Experience with fintech, accounting, or financial operations tooling * Experience integrating with ...

Cleric is already running in production at high-scale companies across fintech, ride-sharing, and autonomous vehicles. About the role We're hiring a Software Engineer, Backend to help build and scale ...

A note before you apply We're hiring Software Engineering Interns! This is a full-time salaried 12 ... About Clerkie Clerkie is a fintech startup on a mission to democratize financial wellness using the ...

Software Engineer - Product

San Francisco, CA · On-site +1

$122K - $158K/yr

It embodies the elegance of simplicity in engineering, transforming the demanding task of ... We want to transcend the status quo for banking and fintech software, and many of our customers are ...

Cleric is already running in production at high-scale companies across fintech, ride-sharing, and autonomous vehicles. About the role We're hiring a Software Engineer, Backend to help build and scale ...

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Showing results 1-20

Fintech Software Engineer information

See California salary details

$62.7K

$145.6K

$202.8K

How much do fintech software engineer jobs pay per year?

As of Jul 13, 2026, the average yearly pay for fintech software engineer in California is $145,592.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,400.00 and $170,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Fintech Software Engineer position, and why are they important?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What is a Fintech Software Engineer job?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are some typical challenges faced by Fintech Software Engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in California? The most popular types of Fintech Software Engineer jobs in California are:
What cities in California are hiring for Fintech Software Engineer jobs? Cities in California with the most Fintech Software Engineer job openings:
Fintech Full Stack Engineering Lead on Site

Fintech Full Stack Engineering Lead on Site

Simple Solutions

San Francisco, CA • On-site

$300K - $400K/yr

Full-time

Posted 20 days ago


Job description


Fintech Full Stack Engineering Lead
Client is building a global consumer neobank, merging banking, payments, and crypto into a single product. Our initial focus is emerging markets, where traditional banking and local currencies fail hundreds of millions of people. We will enable users all over the world to move their money seamlessly within our ecosystem.
Company is built by a small group of highly experienced operators and engineers. We're a small, senior-only team, with no layers, politics, or slow decisions. We've built, founded, and owned services used by hundreds of millions of people and generating billions in revenue. Green is the next step and mass distribution is readily available via our day-one partners. Every person on the team ships product and shapes the direction of the company.
Scope of Role
We're seeking a Fintech Full Stack Engineering Lead who has directly leverable B2C banking, stablecoin, or payments experience. This is a critically important role on our team. You'll be working with the technical founders to set standards that conform with industry engineering best practices and building a highly performant, reliable, and secure app from the ground up.
Our stack:
  • Python (FastAPI) monolith supported by Postgres and Redis on AWS. We are open to Rust and/or Go for any services that need to be broken out for performance.
  • Backend serves a REST API that powers our iOS, Android, and Web frontends. We are integrating with cryptocurrency wallet and banking service providers, among other services for auth, ledger, payment rails, etc.

This is a financial services application with significant complexity handling real money at scale, internationally..
You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack
This is a financial services application with significant complexity handling real money at scale, internationally.
Interview Stages
~3-4
MUST HAVE SKILLS
  • CANDIDATES MUST BE SUBMITTED WITH A GITHUB PROFILE
  • Minimum 5-10+ years building and shipping fintech software with deep expertise in at least one of the following systems: ledgering, payments processing, stablecoin infra, risk/fraud management
  • Experience generally across the backend: working with Postgres, Redis, AWS, etc.

You might be an especially good fit if you have a Full-stack engineering skillset, with ability to flex across other parts of the stack
Requirements
Previous employment with these banking/payment clients and prefer startups
Work Extra Notes
  • LARGE cash compensation - no equity gamble required
  • Day 1 impact on partner products used by millions globally
  • Shape technical vision and architecture as we scale
  • Ground-floor opportunity in the rapidly expanding stablecoin ecosystem

Crypto companies, payment companies
Stripe
Coinbase
Robinhood
Circle
Visa/Master Card
Venmo
Plaid
Zelle
Cashapp
etc.