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Fintech Software Engineer Jobs in California (NOW HIRING)

Tesla

Staff Software Engineer, FinTech

Fremont, CA · On-site

Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role ...

CM Search

Fintech Engineering Lead

San Francisco, CA · On-site

$120K - $159K/yr

Role Description Year of Experience: 5+ Scope of Role We're seeking a Fintech Engineering Lead who ... software with deep expertise in at least one of the following systems: ledgering, payments ...

Sadient

Fintech Engineering Lead

San Francisco, CA · On-site

$220 - $340/hr

The Role We're seeking a Fintech Engineering Lead who has directly leverable B2C banking ... Requirements * 5+ years building and shipping fintech software with deep expertise in at least one ...

Info Way Solutions

Staff Software Engineer

Fremont, CA · On-site

Info Way Solutions is seeking a Staff Software Engineer to join their Payments and FinTech team, focusing on the technical strategy and architecture of critical financial systems. The role involves ...

Maxima

Software Engineer

San Mateo, CA · On-site

As a software engineer, you will work on building and improving core parts of the product, focusing ... g. fintech), or complex workflow engines is a plus • Loves in-person culture, we are 5 days a ...

Clera

Founding Software Engineer

Los Angeles, CA · On-site

$165 - $270/hr

... Software Engineer to take true end-to-end ownership of the core platform powering its AI agents ... Experience in a regulated or security-sensitive environment ( fintech, insurtech, or healthtech ...

S32

Staff Software Engineer

San Diego, CA

... Engineers for our portfolio company focused on building an AI platform to improve clinical trials ... This includes artificial intelligence, enterprise software, cybersecurity, fintech, quantum ...

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All JobsFintech Software Engineer JobsFintech Software Engineer Jobs in California

Fintech Software Engineer information

See California salary details

$62.7K

$145.6K

$202.8K

How much do fintech software engineer jobs pay per year?

As of Aug 24, 2026, the average yearly pay for fintech software engineer in California is $145,592.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,400.00 and $170,700.00 per year, depending on experience, location, and employer.

What is a fintech software engineer?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are the key skills and qualifications needed to thrive as a fintech software engineer?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What are some typical challenges faced by fintech software engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in California?

The most popular types of Fintech Software Engineer jobs in California are:

What are popular job titles related to Fintech Software Engineer jobs in California?

For Fintech Software Engineer jobs in California, the most frequently searched job titles are:

What job categories do people searching Fintech Software Engineer jobs in California look for?

The top searched job categories for Fintech Software Engineer jobs in California are:

What cities in California are hiring for Fintech Software Engineer jobs?

Cities in California with the most Fintech Software Engineer job openings:

Fintech Software Engineer jobs near you
Infographic showing various Fintech Software Engineer job openings in California as of August 2026, with employment types broken down into 1% As Needed, 90% Full Time, 6% Part Time, and 3% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $145,592 per year, or $70 per hour.

Staff Software Engineer, FinTech

Tesla

Fremont, CA • On-site

Full-time

Re-posted 19 days ago

Tesla rating

8.5

Company rating: 8.5 out of 10

Based on 687 frontline employees who took The Breakroom Quiz

1st of 45 rated automakers

Job description

Job Summary:
Tesla is seeking a Staff Software Engineer to join our Payments and FinTech team, spearheading the technical strategy and architecture of systems that keep the lights on for the company. The role involves designing scalable payment processing systems and collaborating with cross-functional teams to innovate and improve Tesla's financial platforms.
Responsibilities:
• Design, develop, and maintain scalable and efficient payment processing and financial systems for Tesla's products and services, ensuring 99.99% uptime
• Lead the architecture of core FinTech infrastructure, encompassing payments, reconciliation, billing, invoicing, and accounts receivables systems from 0 to 1 with an AI-first vision
• Develop and maintain API integrations with third-party payment processors, banks, and other financial institutions to facilitate global market complexities
• Identify and incorporate AI Agents and Large Language Models to increase automation in payments, billing, and reconciliation tasks, reducing operational toil
• Implement orchestration engines for reliability and human-in-the-loop workflows across FinTech platforms
• Mentor junior and senior engineers, contributing to the overall growth of the engineering team and driving best practices in system design and code quality
• Collaborate cross-functionally to ensure solutions align with system design, operational needs, and end-user impact, directly addressing pain points for internal and external stakeholders
• Improve the reliability and observability of FinTech platforms, including setting up distributed tracing, logging, and metrics pipelines for billing accuracy
• Stay up to date with the latest trends in the payments and software engineering industry to identify new opportunities and drive innovation, especially where AI and operational scale intersect
Qualifications:
Required:
• Degree in Computer Science, Information Technology, Software Engineering, or related field, or equivalent experience
• 8+ years of professional software engineering experience, including designing and operating production distributed systems at scale
• Strong proficiency in modern backend programming languages, with a specific preference for Go (Golang) or C#
• Solid Computer Science fundamentals and experience with CI/CD (Jenkins, Argo), containerization (Docker, Kubernetes), and observability tools (Prometheus, Grafana)
• Experience building AI agents or integrating intelligent systems (LLMs, prompt engineering) into real-world applications using platforms like OpenAI, HuggingFace, LangChain, or LlamaIndex
• Hands-on experience with workflow orchestration platforms (e.g., Temporal) and self-hosting complex infrastructure components in high-availability environments
• Demonstrated ability to architect and maintain distributed systems, with deep familiarity in service deployment and infrastructure operations
• Proven track record of handling global-scale complexities, such as multi-market payments and high-uptime requirements in mission-critical systems
Preferred:
• Familiarity with emerging AI technologies or tools for automation in financial workflows is highly desirable
Company:
Tesla is an electric vehicle and clean energy company that provides electric cars, solar, and renewable energy solutions. Founded in 2003, the company is headquartered in Austin, USA, with a team of 10001+ employees. The company is currently Late Stage.

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