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Fintech Software Engineer Jobs in California (NOW HIRING)

ZIP

Software Engineer, Identity

San Francisco, CA · On-site +1

$150K - $210K/yr

As a Software Engineer on the team, you will take on a dynamic role, developing core customer ... Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks ...

Zip

Software Engineer, Identity

San Francisco, CA · On-site

$150K - $210K/yr

As a Software Engineer on the team, you will take on a dynamic role, developing core customer ... Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks ...

Intuit

Staff Software Engineer

Mountain View, CA · On-site

Come join the Intuit FinTech as a Staff Software Engineer in the Risk Team. Intuit FinTech is your trusted financial expert empowering financial prosperity for businesses and consumers through a ...

Intuit

Staff Software Engineer

Mountain View, CA · On-site

Overview Come join the Intuit FinTech as a Staff Software Engineer in the Risk Team. Intuit FinTech is your trusted financial expert empowering financial prosperity for businesses and consumers ...

Intuit

Staff Software Engineer

Mountain View, CA · On-site

Come join the Intuit FinTech as a Staff Software Engineer in the Risk Team. Intuit FinTech is your trusted financial expert empowering financial prosperity for businesses and consumers through a ...

NEON Inc

Software Engineer

San Francisco, CA

Neon Software Engineer Neon is a global payments and e-commerce platform designed to help game ... Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ...

Neon, Inc.

Software Engineer

San Francisco, CA · On-site

$105K - $160K/yr

Founded by payments, fintech and gaming veterans, Neon focuses on product and partnership ... About the Role Neon is seeking a Software Engineer who will help lead the development of one of our ...

Mercury

Software Engineer - Product

San Francisco, CA · On-site +1

$122K - $158K/yr

It embodies the elegance of simplicity in engineering, transforming the demanding task of ... We want to transcend the status quo for banking and fintech software, and many of our customers are ...

Quilt Software

Senior Software Engineer

Irvine, CA · On-site

$131K - $173K/yr

About the Role We are seeking an experienced Senior Software Engineer to join one or more product ... Experience with POS systems, eCommerce, or fintech * Familiarity with PCI DSS, SOC 2, or financial ...

Quilt Software

Senior Software Engineer

Irvine, CA · On-site

$131K - $173K/yr

About the Role We are seeking an experienced Senior Software Engineer to join one or more product ... Experience with POS systems, eCommerce, or fintech * Familiarity with PCI DSS, SOC 2, or financial ...

Maxima

Software Engineer - Intern

San Mateo, CA

Software Engineering Intern As a Software Engineering Intern at Maxima, you will work directly with ... Previous internship or project experience in SaaS, fintech, or AI applications is a plus. Why Join ...

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All JobsFintech Software Engineer JobsFintech Software Engineer Jobs in California

Fintech Software Engineer information

See California salary details

$62.7K

$145.6K

$202.8K

How much do fintech software engineer jobs pay per year?

As of Jun 11, 2026, the average yearly pay for fintech software engineer in California is $145,592.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,400.00 and $170,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Fintech Software Engineer position, and why are they important?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What is a Fintech Software Engineer job?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are some typical challenges faced by Fintech Software Engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in California? The most popular types of Fintech Software Engineer jobs in California are:
What are popular job titles related to Fintech Software Engineer jobs in California? For Fintech Software Engineer jobs in California, the most frequently searched job titles are:
What job categories do people searching Fintech Software Engineer jobs in California look for? The top searched job categories for Fintech Software Engineer jobs in California are:
What cities in California are hiring for Fintech Software Engineer jobs? Cities in California with the most Fintech Software Engineer job openings:
Fintech Software Engineer jobs near you
Infographic showing various Fintech Software Engineer job openings in California as of June 2026, with employment types broken down into 100% Full Time. Highlights an 75% In-person, and 25% Hybrid job distribution, with an average salary of $145,592 per year, or $70 per hour.
Software Engineer, Identity

Software Engineer, Identity

ZIP

San Francisco, CA • On-site, Remote

$150K - $210K/yr

Other

Medical, Dental, Vision, PTO

Posted 24 days ago

Job description

About Zip
Zip is the AI platform for enterprise procurement - built for humans and agents working together. By orchestrating procurement across teams, tools, and suppliers with the help of AI agents, companies can secure the resources they need to innovate faster than ever before.
The world's most influential enterprises trust Zip, including T-Mobile, OpenAI, AMD, Mars, Dollar Tree, and more. Together they've saved over $8 billion and processed over $500 billion in spend. Zip's team includes product leaders from Apple, Airbnb, and Meta, as well as former procurement leaders from United Health, Sanofi, MGM Resorts, Discover, and NASA.
Backed by Adams Street, Alkeon, BOND, CRV, DST, Tiger Global, and Y Combinator, Zip has raised $371 million, most recently at a $2.2 billion valuation and has been recognized by Forbes Fintech 50, Fast Company's Most Innovative Companies, Inc. Best in Business, and LinkedIn Top Startups.
Your Role
The Identity team is responsible for the platforms that manage user access and data confidentiality for customers. As a Software Engineer on the team, you will take on a dynamic role, developing core customer-facing identity products, such as authentication/authorization, user account security, and encryption key management. We move quickly to solve a wide range of complex technical and product challenges. While we are an experienced team that can provide constant guidance and mentorship, we value engineers who can autonomously scope and solve complex technical challenges.
You will
  • Design and build product features for enterprise customers, such as AI-powered anomaly detection for payment fraud and account takeovers, granular access control and identity management, and bring-your-own-key encryption.
  • Work closely with cross-functional product and customer-facing teams to understand requirements and ship thoughtful solutions.
  • Work closely with our customers' security teams (e.g., Discover, Snowflake, and Anthropic) to understand their needs and learn how they assess risk.
  • Build guardrails, tooling, frameworks, and automation to empower software engineers to ship secure changes and prevent vulnerabilities from reaching the main branch.
  • Design and build scalable frontend applications and components.
Qualifications
  • Minimum 1+ years of experience in a software engineering role. This role requires software development experience.
  • Experience with web application and API development in production environments. At Zip, our stack includes Python, Typescript, React, and GraphQL.
  • Experience in enterprise SaaS, fintech, software security best practices, and compliance frameworks is a bonus, but not required.
The salary range for this role is $150,000 - $210,000. The salary for this position is determined based on a variety of job-related factors that may include location, relevant experience, education, or particular skills and expertise.
Perks & Benefits
At Zip, we're committed to providing our employees with everything they need to do their best work.
  • Start-up equity
  • 100% health, vision & dental coverage options
  • Catered breakfast, lunch, & dinner
  • Flexible PTO
  • ClassPass membership
  • Monthly commuter benefit
  • Team building events & happy hours
  • Home office stipend
  • Phone/internet reimbursement
  • Hybrid model + 5 flexible remote days per quarter
  • Paid parental leave
  • Fertility benefits
  • Employee Assistance Program (EAP)
  • Unlimited AI token usage

We're looking to hire Zipsters and that means hiring people who take ownership, communicate openly, have an underdog mindset, and are excited to increase the pace of innovation for every business in the world. We encourage all candidates to apply even if your experience doesn't exactly match up to our job description. We are committed to building a diverse and inclusive workspace where everyone (regardless of age, religion, ethnicity, gender, sexual orientation, and more) feels like they belong. We look forward to hearing from you!
Zip logo

About Zip

Sourced by ZipRecruiter

We are Zip, a global Buy Now, Pay Later company providing fair and seamless solutions that simplify how millions of people pay. Our journey began in Australia, has taken us to multiple different markets and we're just getting started. We exist to create a world where people can live fearlessly today, knowing they're in control of tomorrow. Focused on product innovation that puts people at the centre, we put the financial well-being of our customers and merchant partners at the heart of everything that we do.

Industry

Software development

Company size

51 - 200 Employees

Headquarters location

San Francisco, CA, US

Year founded

2020

Social media

Twitter

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