1

Fintech Software Engineer Jobs in California (NOW HIRING)

About Finix Finix is building the global operating system for fintech, starting with payments. From ... The Sr. Software Engineer role centers around envisioning superior technical solutions to our ...

About Finix Finix is building the global operating system for fintech, starting with payments. From ... The Sr. Software Engineer role centers around envisioning superior technical solutions to our ...

About Finix Finix is building the global operating system for fintech, starting with payments. From ... The Sr. Software Engineer role centers around envisioning superior technical solutions to our ...

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Apply software engineering best practices to ML codebases, including testing, code reviews ...

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Apply software engineering best practices to ML codebases, including testing, code reviews ...

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Apply software engineering best practices to ML codebases, including testing, code reviews ...

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Apply software engineering best practices to ML codebases, including testing, code reviews ...

Software Engineer

Menlo Park, CA · On-site

$113K - $155K/yr

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Collaborate with software engineers, product managers, and designers to provide test feedback ...

We are Payactiv, a FinTech company in the heart of Silicon Valley, devoted to giving workers access ... Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers ...

Software Engineer

Menlo Park, CA · On-site

$161K - $178K/yr

FinTech is one of the most complex and rapidly evolving spaces in technology, and the challenges we ... Collaborate with software engineers, product managers, and designers to provide test feedback ...

We are Payactiv, a FinTech company in the heart of Silicon Valley, devoted to giving workers access ... Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers ...

... fintech. • Experience with privacy, compliance, and governance in the advertising space. • 3+ years of hands-on, software engineering experience in building business-critical, reliable, and ...

Software Engineer

Milpitas, CA · On-site

$120K - $150K/yr

We are Payactiv, a FinTech company in the heart of Silicon Valley, devoted to giving workers access ... Collaborate with multidisciplinary teams, including Back-End Software Engineers, Project Managers ...

next page

Showing results 1-20

Fintech Software Engineer information

See California salary details

$62.7K

$145.6K

$202.8K

How much do fintech software engineer jobs pay per year?

As of Jul 20, 2026, the average yearly pay for fintech software engineer in California is $145,592.00, according to ZipRecruiter salary data. Most workers in this role earn between $118,400.00 and $170,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the Fintech Software Engineer position, and why are they important?

To thrive as a Fintech Software Engineer, you need strong programming skills (commonly in Java, Python, or C++), a solid understanding of financial systems, and a bachelor’s degree in computer science or a related field. Familiarity with cloud platforms, API development, blockchain technologies, and relevant certifications like AWS Certified Developer or CFA (for those building trading platforms) is highly valuable. Collaboration, problem-solving, and effective communication are standout soft skills for this position. These competencies ensure secure, scalable, and user-focused financial technology solutions in a rapidly evolving industry.

What is a Fintech Software Engineer job?

A Fintech Software Engineer designs, develops, and maintains software solutions for financial technology applications, such as payment systems, trading platforms, and banking services. They work with technologies like blockchain, APIs, cloud computing, and data security to ensure reliable and secure financial transactions. This role requires expertise in programming languages like Python, Java, or C++, along with an understanding of financial regulations and compliance. Fintech engineers collaborate with product managers, data scientists, and security experts to innovate and improve financial services.

What are some typical challenges faced by Fintech Software Engineers in their daily work?

Fintech Software Engineers often work on complex systems that must comply with strict security and regulatory standards, which can be challenging when innovating with new technologies. They frequently juggle integrating modern solutions with legacy financial infrastructure, ensuring reliability while maintaining fast deployment cycles. Collaboration with product managers, compliance teams, and data scientists is common, requiring both technical expertise and clear communication. Successfully overcoming these challenges is crucial for delivering secure, high-performance financial applications in the competitive fintech landscape.

What are the most commonly searched types of Fintech Software Engineer jobs in California? The most popular types of Fintech Software Engineer jobs in California are:
What cities in California are hiring for Fintech Software Engineer jobs? Cities in California with the most Fintech Software Engineer job openings:
Senior Software Engineer

Senior Software Engineer

Finix

San Francisco, CA

$150K - $220K/yr

Full-time

Posted 18 days ago


Job description

About Finix

Finix is building the global operating system for fintech, starting with payments. From startups to publicly traded companies, Finix processes tens of billions of dollars annually both in-store and online. Finix was founded in 2015 and is headquartered in San Francisco.
 
To date Finix has raised over $200M, including a $75M Series C led by Acrew Capital and Lightspeed Venture Partners and backed by American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Visa, and others

About the role
 
The engineering team owns the delivery and stability of our product end to end. Since Finix serves as the complete payment platform of our customers’, our engineering team owns our customers’ ability to capture revenue. The Sr. Software Engineer role centers around envisioning superior technical solutions to our customers’ payment needs, leading its implementation and continuously ensuring reliable service to our customers. You will have broad autonomy and responsibility for formulating the best solution possible and working with your peers to deliver your vision. Finix is looking for a team member to join our engineering team who brings exceptional technical acumen, attention to detail, interest to grow and an obsession with building excellent, performing and scalable software.  
You will
  • Deep dive into our customers’ needs, and work with product management to define new services
  • Own the technical vision, implementation, best practices and infrastructure within your domain
  • Develop close relationships with product management and peer engineers
  • Become an expert in your payments domain and mentor junior software engineers
  • Proactively improve our architecture, frameworks, tooling, automation, and best practices
You are
  • Experienced in designing, implementing, and testing superior software
  • Comfortable continuously delivering code, infrastructure, tests and features to production
  • Excited about finding new and better ways to make software reliable, scale and perform
  • Obsessed with finding edge cases, understanding requirements and design implications 
  • Proactive in monitoring running systems and troubleshooting production issues
  • Always looking for ways to grow, opportunities to mentor and collaborate with peers
You have
  • Have 4+ years of experience building and designing systems with several lifecycles 
  • Extensive experience implementing secure APIs, highly available and observable services
  • Led and mentored more junior software engineers
  • Kept tight control on multiple competing priorities and have strong ability to multitask
  • Raised the bar on every project you were involved in
-----------------------------------------
 
Finix is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class.
 
Role: Software Engineer III/IV
Level: IC3-IC4
Location: San Francisco, CA
Base Salary Range: $150,000/yr to $220,000/yr + equity + benefits
 
Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries at our headquarters in San Francisco, California. Individual pay is determined by work location, job related skills, experience, and relevant education or training.
 
Must be authorized to work in the U.S.; no visa sponsorship provided.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.