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Entry Level Credit Risk Analyst Jobs in Missouri

... the degree of risk involved in extending credit or lending money. Essential Duties ... Analyze and accurately spread business financial statements and produce cash flow analysis utilized ...

We are seeking a detail-oriented and analytical Credit Coordinator to join our finance team ... Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with ...

Credit Coordinator

Saint Louis, MO ยท On-site

$44K - $48K/yr

We are seeking a detail-oriented and analytical Credit Coordinator to join our finance team ... Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with ...

We are seeking a detail-oriented and analytical Credit Coordinator to join our finance team ... Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with ...

Credit Coordinator

Saint Louis, MO ยท On-site

$44K - $48K/yr

We are seeking a detail-oriented and analytical Credit Coordinator to join our finance team ... Monitor customer accounts and credit limits to minimize company risk exposure * Communicate with ...

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Loan Officer

Kirksville, MO ยท On-site

$40K - $60K/yr

Perform credit and risk analysis for loan approval decisions * Approve loans such as farm equipment ... * Entry-level experience in agricultural loan processing * High School Diploma

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Entry Level Credit Risk Analyst information

See Missouri salary details

$34.7K

$106.8K

$185.3K

How much do entry level credit risk analyst jobs pay per year?

As of Jun 11, 2026, the average yearly pay for entry level credit risk analyst in Missouri is $106,821.00, according to ZipRecruiter salary data. Most workers in this role earn between $77,400.00 and $131,800.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are popular job titles related to Entry Level Credit Risk Analyst jobs in Missouri? For Entry Level Credit Risk Analyst jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Missouri look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Missouri are:
What cities in Missouri are hiring for Entry Level Credit Risk Analyst jobs? Cities in Missouri with the most Entry Level Credit Risk Analyst job openings:
Infographic showing various Entry Level Credit Risk Analyst job openings in Missouri as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $106,821 per year, or $51.4 per hour.
Credit Analyst I

Credit Analyst I

Midwest BankCentre

Saint Louis, MO โ€ข On-site

Full-time

Posted 16 days ago


Job description

Midwest BankCentre is proud to be recognized as one of St. Louis' Top Workplaces for the past 5 years!
Are you ready to lead with purpose and make a real impact on our community? Join Our Team and Make a Difference at Midwest BankCentre!
Why Midwest BankCentre? Our company culture is all about engagement and collaboration with our teams. We value diversity, inclusion, and innovation. When you join Midwest BankCentre, you're not just joining a company; you're joining a community of like-minded individuals who are dedicated to making a positive impact.
We are committed to making meaningful, long-term investments in communities that lift everyone up so we can all RISE TOGETHER. Our commitment to shared prosperity, our investment in Community and Economic Development and our dedication to diversity and inclusion are reflected is the ways Midwest BankCentre lives its purpose.
Objectives of this Role:
The Credit Analyst provides analytical support for commercial banking, including an independent analysis of creditworthiness of customers and prospects. The position analyzes current credit data, financial statements, and necessary due diligence data of individuals or companies to determine the degree of risk involved in extending credit or lending money.
Essential Duties & Responsibilities
  • Analyze and accurately spread business financial statements and produce cash flow analysis utilized in support of new and existing commercial loans, renewal requests, and amendments.
  • Analyze and identify pertinent historic trends in the customer's business, and evaluate strengths and weaknesses in a Borrower's repayment capacity.
  • Assist in the preparation of credit approval forms, annual and quarterly reviews, and accurate and timely risk ratings.
  • Assist in the ongoing management and monitoring of commercial loan portfolio.
  • Ensure certain financial statements and compliance certificates are up to date.
  • Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research including evaluating financial statements and analyzing third party data.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities are as required and may change at any time with or without notice.
Competencies
  • Customer Centric Focus
  • Diversity and Inclusion
  • Act with Integrity
  • Collaboration and Teamwork
  • Results Oriented/Execution
  • Business Acumen

Skills & Qualifications
  • Bachelor's Degree in finance, accounting or other business-related field required or equivalent experience.
  • Basic knowledge of economic and accounting principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
  • Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.
  • Knowledge of generally accepted accounting principles and ability to read a financial statement.
  • Must possess strong written and verbal communication and presentation skills.
  • Interact effectively with others to establish and maintain smooth working relations.
  • Ability to prioritize and multi-task in a fast-paced environment.
  • Strong organizational skills, detail-oriented, efficient, and ability to maintain a high degree of accuracy.
  • Ability to work as a member of a team to produce needed outcomes and meet deadlines.
  • Proficient in Microsoft Outlook and Microsoft Suite including Word and Excel.

Physical Demands
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
Ready to Make Your Mark? If you're passionate about banking with a purpose and ready to take the next step in your career, we want to hear from you! This is an excellent opportunity for individuals with commercial credit experience who are eager to contribute to our community-focused mission.
Why Join Us:
  • Community Focus: Be part of a community bank that values and actively supports the St. Louis area.
  • Competitive Compensation: We offer a comprehensive salary and benefits package.
  • Professional Growth: Opportunities for continuous learning and development.
  • Impactful Work: Play a key role in shaping the credit strategy and success of our organization.
  • Collaborative Culture: Work in a supportive and dynamic environment that values teamwork and innovation.

Don't meet every single requirement?
If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be the right candidate for this or other Midwest BankCentre roles!
Equal Opportunity Employer
Midwest BankCentre is an equal opportunity employer as to all protected groups, including protected veterans and individuals with disabilities.
We thank all applicants in advance for their interest in this position and Midwest BankCentre. Only applicants selected for an interview will be contacted.