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Engineering Loss Adjuster Jobs (NOW HIRING)

Capstone ISG

Field Property Adjuster

Wilmington, DE · On-site

The successful candidate will conduct field investigations, evaluate coverage, determine loss ... Retain and coordinate engineers, contractors, consultants, and other experts as necessary to ...

Capstone ISG Inc

Field Property Adjuster

Manhattan, NY

$70K - $90K/yr

The successful candidate will conduct field investigations, evaluate coverage, determine loss ... Retain and coordinate engineers, contractors, consultants, and other experts as necessary to ...

Allied Public Adjusters

Public Adjuster I

Glendale, CA

$80K - $105K/yr

Capture photos and measurements to accurately measure losses * Prepare detailed scope and cost ... Effectively and efficiently utilize support teams such as legal, engineering, and leadership where ...

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Engineering Loss Adjuster information

See salary details

$37K

$75.2K

$127.5K

How much do engineering loss adjuster jobs pay per year?

As of Aug 20, 2026, the average yearly pay for engineering loss adjuster in the United States is $75,193.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,000.00 and $84,000.00 per year, depending on experience, location, and employer.

What is an engineering loss adjuster?

Engineering loss adjusters are insurance professionals who specialize in assessing and managing claims related to engineering and technical risks, such as damage or loss involving machinery, equipment, construction sites, or industrial facilities. They investigate the cause and extent of losses, evaluate policy coverage, and help determine the amount to be paid out on a claim. Their expertise ensures that complex engineering claims are handled fairly and efficiently, balancing the interests of both insurers and policyholders.

What are some common challenges faced by engineering loss adjusters when assessing complex claims?

Engineering Loss Adjusters often encounter challenges such as interpreting intricate technical documentation, coordinating with multiple stakeholders (including engineers, insurers, and clients), and accurately evaluating the extent of losses in highly specialized machinery or infrastructure. They must stay current with evolving technology and industry standards, which requires continuous learning. Effective communication and strong analytical skills are essential for navigating these complexities and ensuring fair, timely claim resolutions.

What are the key skills and qualifications needed to thrive as an engineering loss adjuster, and why are they important?

To thrive as an Engineering Loss Adjuster, you need a solid background in engineering principles, insurance knowledge, and often a relevant degree or professional qualification such as CII or CILA. Familiarity with claims management systems, loss adjusting software, and technical documentation is typically required. Strong analytical thinking, negotiation skills, and effective communication are essential soft skills for resolving claims and liaising with clients. These abilities ensure accurate assessments, client satisfaction, and efficient claim resolution in complex engineering-related insurance cases.

What is the difference between Engineering Loss Adjuster vs Claims Adjuster?

AspectEngineering Loss AdjusterClaims Adjuster
CredentialsEngineering degree, certifications like Chartered EngineerInsurance licenses, certifications like CPCU or AIC
Work EnvironmentField inspections, technical assessments, often in construction or industrial sitesOffice and field work assessing insurance claims across various sectors
Industry UsageInsurance, engineering consulting, risk managementInsurance companies, adjusting claims for property, auto, or liability

Engineering Loss Adjusters specialize in technical evaluations of property damage, often requiring engineering expertise. Claims Adjusters handle a broader range of insurance claims, focusing on assessing damages and determining payouts. Both roles involve investigation and reporting but differ in technical depth and industry focus.

More about Engineering Loss Adjuster jobs

What states have the most Engineering Loss Adjuster jobs?

States with the most job openings for Engineering Loss Adjuster jobs include:

What job categories do people searching Engineering Loss Adjuster jobs look for?

The top searched job categories for Engineering Loss Adjuster jobs are:

Engineering Loss Adjuster jobs near you
Infographic showing various Engineering Loss Adjuster job openings in the United States as of August 2026, with employment types broken down into 92% Full Time, 4% Part Time, 3% Contract, and 1% Nights. Highlights an 85% Physical, 5% Hybrid, and 10% Remote job distribution, with an average salary of $75,193 per year, or $36.2 per hour.

Field Property Adjuster

Capstone ISG

Wilmington, DE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Job description

We are seeking a detail-oriented Property Claims Adjuster to independently manage residential and commercial property claims throughout the investigation, evaluation, and resolution process. This position requires strong technical claims handling skills, sound coverage analysis, accurate estimating capabilities, and the ability to manage multiple claims of varying severity and complexity.
The successful candidate will conduct field investigations, evaluate coverage, determine loss exposure, prepare estimates, negotiate settlements, and provide comprehensive reporting to clients while maintaining compliance with applicable regulations and industry standards.
This position is in and around Delaware/ New Jersey Primary Responsibilities
  • Conduct field investigations involving residential and commercial property losses.
  • Analyze policy language, endorsements, coverage forms, exclusions, and client instructions to determine coverage applicability and claim exposure.
  • Evaluate and adjust property claims ranging from routine losses to complex, high-severity claims.
  • Document damage through photographs, measurements, interviews, and detailed field notes.
  • Prepare repair and replacement estimates utilizing Xactimate and other estimating resources.
  • Establish and maintain appropriate claim reserves based on investigation findings and projected exposure.
  • Prepare comprehensive reports, coverage analyses, settlement recommendations, and client communications.
  • Draft settlement letters, denial letters, Reservation of Rights letters, and other claim correspondence.
  • Conduct content inventory reviews and perform pricing analysis for personal property and business contents losses.
  • Identify and investigate subrogation opportunities and preserve recovery rights.
  • Retain and coordinate engineers, contractors, consultants, and other experts as necessary to evaluate causation, damages, and liability exposure.
  • Negotiate settlements within established authority and provide recommendations on complex claim resolutions.
  • Maintain accurate documentation, billing records, and expense reporting.
  • Manage assigned caseload while meeting quality, service, and reporting standards.
  • Maintain compliance with state regulations, carrier guidelines, and industry best practices.
  • Participate in continuing education and maintain all required adjuster licenses.

Requirements
  • High school diploma required; additional education in insurance, construction, business, engineering, or a related field is preferred.
  • Previous property claims adjusting experience preferred. Candidates without prior adjusting experience may be considered and will be required to complete company-sponsored adjuster training.
  • Experience with Xactimate estimating software strongly preferred.
  • Knowledge of residential and commercial construction methods, materials, and repair practices preferred.
  • Ability to interpret insurance policy language and apply coverage provisions accurately.
  • Strong investigative, analytical, and problem-solving skills.
  • Excellent written documentation and professional communication abilities.
  • Ability to independently manage a high-volume caseload and prioritize competing deadlines.
  • Proficiency with claims management systems, estimating platforms, and standard business software.
  • Ability to obtain and maintain all required state adjuster licenses.
  • Valid driver's license required.
Preferred Experience
  • Residential and commercial property claims
  • Catastrophe and storm-related losses
  • Water, fire, wind, hail, and structural damage assessments
  • Coverage analysis and Reservation of Rights investigations
  • Contents evaluation and inventory review
  • Subrogation investigations
  • Independent adjusting or third-party administrator environments
Compensation & Benefits
We recognize that experienced claims professionals bring valuable technical expertise and industry knowledge. To support our team members both professionally and personally, we offer a competitive compensation and benefits package that includes:
  • Competitive salary with annual merit-based increases
  • Quarterly performance-based bonus opportunities
  • Comprehensive medical, dental, and vision insurance
  • 401(k) retirement savings plan
  • Company-paid life insurance
  • Short-term and long-term disability coverage
  • Paid vacation, sick leave, and company holidays
  • Fitness membership reimbursement program
  • Company-sponsored training and professional development opportunities
  • Ongoing support for continuing education and industry advancement
Physical Requirements
This position requires regular field inspections, including roof inspections, ladder use, attic and crawlspace access, and travel throughout the assigned territory. Candidates must be capable of working outdoors in varying weather conditions and lifting up to 35 pounds as required to perform inspections safely and effectively.
Additional physical requirements include the ability to climb ladders, traverse roofs, work at heights, access confined or restricted areas, and perform activities such as kneeling, crouching, crawling, standing, walking, pushing, and pulling as necessary to conduct thorough property inspections.
Join Our Team
This is an excellent opportunity for a motivated claims professional seeking a challenging and rewarding career with a growing organization. If you have a passion for investigation, coverage analysis, estimating, and delivering high-quality claim resolutions, we encourage you to apply.

Apply