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E&S Insurance Jobs (NOW HIRING)

Novella

Insurance Data Scientist

New York, NY · On-site

Novella is the first AI native insurance brokerage protecting the largest, most complicated ... Today, all $150B of E&S premium is sold manually by humans working with humans. Novella is the ...

Novella

Lead Insurance Recruiter

New York, NY · On-site

The Role We're seeking an Insurance Recruiter to help us build the best wholesale teams in the ... You'll be in charge of finding and recruiting the best E&S brokers and underwriters across the ...

Atain

E&S Underwriter

Farmington Hills, MI · On-site

About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain ...

FCCI Insurance Group

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Glen Allen, VA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Lake Mary, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Sarasota, FL · On-site

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Insurance Group

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

Ascot Group

Underwriter, E&S Casualty

Atlanta, GA · On-site

$80 - $120/hr

You will work with internal and external business partners to find insurance solutions for risks ... reinforce E&S Casualty's appetite and strategy. The ideal candidate will possess strong ...

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Showing results 21-40

All JobsFinance and Insurance JobsE&S Insurance Jobs

E S Insurance information

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$26K

$67.1K

$144.5K

How much do e&s insurance jobs pay per year?

As of Sep 3, 2026, the average yearly pay for e&s insurance in the United States is $67,113.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What is E&S insurance?

E&S Insurance, or Excess and Surplus Insurance, is a type of coverage provided for risks that are not typically accepted by standard, or admitted, insurance markets. These policies are often used for unique, high-risk, or specialized situations that require flexible underwriting and customized coverage. E&S insurers are not bound by state rate and form regulations, allowing them to tailor policies to fit unusual risks that fall outside the scope of standard insurance. This makes E&S insurance an essential option for businesses or individuals with nontraditional or hard-to-place risks.

What skills and qualifications are needed to thrive as an E&S insurance underwriter?

To thrive as an E&S (Excess & Surplus) Insurance Underwriter, you need strong analytical skills, knowledge of risk assessment, a background in insurance, and often a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, rating systems, and relevant certifications like CPCU or ARM is highly beneficial. Excellent negotiation, decision-making, and relationship-building skills help you stand out in this client-focused and dynamic environment. These skills are crucial for accurately evaluating unique or high-risk insurance applications and maintaining profitable portfolios in a competitive market.

What are the unique challenges faced by professionals working in E&S insurance compared to standard insurance lines?

Professionals in E&S Insurance often encounter unique challenges such as underwriting complex or higher-risk accounts that don't fit standard insurance guidelines. This requires a strong understanding of niche markets and the ability to customize coverage solutions quickly. The pace can be fast, with frequent negotiation and collaboration with brokers and underwriters to address emerging risks. Additionally, E&S professionals must stay updated on regulatory changes and market trends to provide innovative solutions for clients who may have unusual or hard-to-place risks.

What is the difference between E&S Insurance vs Commercial Insurance Agent?

AspectE&S InsuranceCommercial Insurance Agent
Required CredentialsLicenses, insurance licenses, and industry certificationsLicenses, insurance licenses, and industry certifications
Work EnvironmentSpecialty insurance markets, brokerages, and independent agenciesGeneral insurance agencies, brokerages, and client-facing roles
Industry UsageFocuses on excess and surplus lines coverageHandles a broad range of commercial policies
Comparison FocusSpecialized niche within commercial insuranceBroader commercial insurance sales and service

In summary, E&S Insurance professionals specialize in excess and surplus lines coverage, requiring similar licenses as commercial insurance agents but focusing on niche markets. Commercial Insurance Agents handle a wider range of policies for various businesses, often working in general insurance settings. Understanding these differences helps clients and job seekers identify the right career path or service provider within the insurance industry.

More about E S Insurance jobs

What job categories do people searching E&S Insurance jobs look for?

The top searched job categories for E&S Insurance jobs are:

E S Insurance jobs near you
Infographic showing various E&S Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $67,113 per year, or $32.3 per hour.

Insurance Data Scientist

Novella

New York, NY • On-site

Full-time

Re-posted 23 days ago

Job description

Novella is the first AI native insurance brokerage protecting the largest, most complicated physical assets in the world. Whether it's sky scrapers on the Miami coast exposed to hurricanes, or rockets going to Mars - Novella's specialty AI agents are trained to help insurance brokers find coverage for their highest-risk customers.
These high-risk customers are part of a $150 Billion per year market segment called Excess and Surplus (E&S) Insurance. Today, all $150B of E&S premium is sold manually by humans working with humans. Novella is the first brokerage building AI agents that know how to protect these high-risk assets more accurately and more efficiently.
The Role
We're seeking a Senior Insurance Data Scientist to build the pricing and underwriting models that will power Novella's next generation of E&S products. This is a senior, hands-on role. We need someone who has done this before and can hit the ground running.
You'll work with historical bind and loss data to build models that help us price risk accurately, identify profitable segments, and give our underwriting team a data-driven edge. You understand the nuances of insurance data - how messy it is, what signals matter, and how to turn loss and submission data into models that actually work in production.
The ideal candidate has built pricing or underwriting models at an insurance company, MGA, or insurtech. You've seen what good looks like and you know how to get there without a team of 50 people. You're comfortable working with imperfect data, iterating quickly, and deploying models that drive real underwriting decisions.
The Day to Day
  • Build and refine pricing models using historical bind, quote, and loss data across commercial property and general liability lines.
  • Develop underwriting scoring models that help our team assess risk quality and identify profitable opportunities.
  • Use historical quote data to build a model that predicts pricing for the carrier we transact with.
  • Partner with our Head of Programs teams to translate model outputs into actionable underwriting guidelines for Novella Programs.
  • Continuously monitor model performance and recalibrate as our book grows and new data becomes available.

What We're Looking For
  • 7+ years in data science or actuarial science, with significant time spent building pricing or underwriting models in P&C insurance.
  • Hands-on experience with insurance loss data, loss development, exposure analysis, and rate adequacy.
  • Experience building models that have been deployed in production and used to make real underwriting or pricing decisions.
  • Experience building underwriting or pricing models from scratch - not just maintained legacy systems.
  • Understanding of E&S or specialty P&C is a strong plus.

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