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E&S Insurance Jobs (NOW HIRING)

Novella

Head of Carrier Relations

New York, NY · On-site

These high-risk customers are part of a $150 Billion per year market segment called Excess and Surplus (E&S) Insurance. Today, all $150B of E&S premium is sold manually by humans working with humans.

Novella

Insurance Data Scientist

New York, NY · On-site

Novella is the first AI native insurance brokerage protecting the largest, most complicated ... Today, all $150B of E&S premium is sold manually by humans working with humans. Novella is the ...

Novella

Lead Insurance Recruiter

New York, NY · On-site

The Role We're seeking an Insurance Recruiter to help us build the best wholesale teams in the ... You'll be in charge of finding and recruiting the best E&S brokers and underwriters across the ...

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All JobsE&S Insurance Jobs

E S Insurance information

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$26K

$67.1K

$144.5K

How much do e&s insurance jobs pay per year?

As of Jul 5, 2026, the average yearly pay for e&s insurance in the United States is $67,113.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What are some of the unique challenges faced by professionals working in E&S (Excess & Surplus) Insurance compared to standard insurance lines?

Professionals in E&S Insurance often encounter unique challenges such as underwriting complex or higher-risk accounts that don't fit standard insurance guidelines. This requires a strong understanding of niche markets and the ability to customize coverage solutions quickly. The pace can be fast, with frequent negotiation and collaboration with brokers and underwriters to address emerging risks. Additionally, E&S professionals must stay updated on regulatory changes and market trends to provide innovative solutions for clients who may have unusual or hard-to-place risks.

What is the difference between E&S Insurance vs Commercial Insurance Agent?

AspectE&S InsuranceCommercial Insurance Agent
Required CredentialsLicenses, insurance licenses, and industry certificationsLicenses, insurance licenses, and industry certifications
Work EnvironmentSpecialty insurance markets, brokerages, and independent agenciesGeneral insurance agencies, brokerages, and client-facing roles
Industry UsageFocuses on excess and surplus lines coverageHandles a broad range of commercial policies
Comparison FocusSpecialized niche within commercial insuranceBroader commercial insurance sales and service

In summary, E&S Insurance professionals specialize in excess and surplus lines coverage, requiring similar licenses as commercial insurance agents but focusing on niche markets. Commercial Insurance Agents handle a wider range of policies for various businesses, often working in general insurance settings. Understanding these differences helps clients and job seekers identify the right career path or service provider within the insurance industry.

What is E&S Insurance?

E&S Insurance, or Excess and Surplus Insurance, is a type of coverage provided for risks that are not typically accepted by standard, or admitted, insurance markets. These policies are often used for unique, high-risk, or specialized situations that require flexible underwriting and customized coverage. E&S insurers are not bound by state rate and form regulations, allowing them to tailor policies to fit unusual risks that fall outside the scope of standard insurance. This makes E&S insurance an essential option for businesses or individuals with nontraditional or hard-to-place risks.

What are the key skills and qualifications needed to thrive as an E&S Insurance Underwriter, and why are they important?

To thrive as an E&S (Excess & Surplus) Insurance Underwriter, you need strong analytical skills, knowledge of risk assessment, a background in insurance, and often a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, rating systems, and relevant certifications like CPCU or ARM is highly beneficial. Excellent negotiation, decision-making, and relationship-building skills help you stand out in this client-focused and dynamic environment. These skills are crucial for accurately evaluating unique or high-risk insurance applications and maintaining profitable portfolios in a competitive market.
More about E S Insurance jobs
What job categories do people searching E&S Insurance jobs look for? The top searched job categories for E&S Insurance jobs are:
E S Insurance jobs near you
Underwriter, Commercial E&S

Underwriter, Commercial E&S

Lost Dutchman Search

Scottsdale, AZ • Hybrid

$110K - $160K/yr

Full-time

Medical, Retirement

Posted 18 days ago

Job description

HIRING!! Commercial P&C, E&S Underwriter, Hybrid, AZ

A-rated E&S insurance carrier continues to experience robust growth across the U.S. and they are actively seeking experienced Commercial E&S Underwriters to join their expanding team, in their Scottsdale office.

This is contract binding business and company writes a diverse range of property and casualty (P&C) classes on a non-admitted basis nationwide.

Looking for those with a minimum of 5 years of commercial E&S underwriting experience and familiar with the wholesale distribution process and relationships.

Company offers:

· Competitive base salary ($110,000 - $160,000) with performance-based bonus opportunities. (potential 20%)

· Excellent benefits package, including comprehensive health coverage and retirement plans.

· Hybrid work model with some in-office presence.

Company promotes career path opportunities, providing a dynamic environment for professional advancement.

If you’re an experienced underwriter looking to join a thriving E&S carrier with a collaborative and positive culture, or know someone looking for a great opportunity, please contact me.

Mary Slattery, Lost Dutchman Search

"Mining for insurance talent, exclusively"