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E&S Insurance Jobs (NOW HIRING)

Ascot Group

Underwriter, E&S Casualty

Atlanta, GA · On-site

You will work with internal and external business partners to find insurance solutions for risks ... E&S Casualty's appetite and strategy. The ideal candidate will possess strong decision-making ...

Novella

AI Engineer

New York, NY · On-site

These high-risk customers are part of a $150 Billion per year market segment called Excess and Surplus (E&S) Insurance. Today, all $150B of E&S premium is sold manually by humans working with humans.

Amwins

E&S Production Underwriter

Manhattan, NY · On-site

$120K - $150K/yr

Remain up to date with new insurance companies' offers and how to leverage them * Prospect for new ... Mentor and train new team members We are looking for people with: * 2-3 years of E&S binding ...

Amwins

E&S Production Underwriter

New York, NY · On-site

$120K - $150K/yr

Remain up to date with new insurance companies' offers and how to leverage them * Prospect for new ... Mentor and train new team members We are looking for people with: * 2-3 years of E&S binding ...

FCCI Services Inc.

E&S Claim Adjuster

Lawrenceville, GA · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Services Inc.

E&S Claim Adjuster

Carmel, IN · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

FCCI Services Inc.

E&S Claim Adjuster

Richardson, TX · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

Maplecroft

$120 - $140/hr

Legal Employer Insurance Services Office, Inc. * Disclaimer Annualized base pay may vary depending ... Collaborate with Verisk E&S team colleagues and other Verisk cross-functional teams to deliver ...

New

FCCI Services Inc.

E&S Claim Adjuster

Sarasota, FL · On-site +1

$91K - $140K/yr

We are currently seeking an E&S Claim Adjuster to investigate and adjust assigned Excess and ... Medical, Vision, Dental & Life Insurance * Employee Referral Bonus * Paid Volunteer Time * 401(k) ...

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All JobsFinance and Insurance JobsE&S Insurance Jobs

E S Insurance information

See salary details

$26K

$67.1K

$144.5K

How much do e&s insurance jobs pay per year?

As of Sep 3, 2026, the average yearly pay for e&s insurance in the United States is $67,113.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,000.00 and $78,000.00 per year, depending on experience, location, and employer.

What is E&S insurance?

E&S Insurance, or Excess and Surplus Insurance, is a type of coverage provided for risks that are not typically accepted by standard, or admitted, insurance markets. These policies are often used for unique, high-risk, or specialized situations that require flexible underwriting and customized coverage. E&S insurers are not bound by state rate and form regulations, allowing them to tailor policies to fit unusual risks that fall outside the scope of standard insurance. This makes E&S insurance an essential option for businesses or individuals with nontraditional or hard-to-place risks.

What skills and qualifications are needed to thrive as an E&S insurance underwriter?

To thrive as an E&S (Excess & Surplus) Insurance Underwriter, you need strong analytical skills, knowledge of risk assessment, a background in insurance, and often a bachelor’s degree in finance, business, or a related field. Familiarity with underwriting software, rating systems, and relevant certifications like CPCU or ARM is highly beneficial. Excellent negotiation, decision-making, and relationship-building skills help you stand out in this client-focused and dynamic environment. These skills are crucial for accurately evaluating unique or high-risk insurance applications and maintaining profitable portfolios in a competitive market.

What are the unique challenges faced by professionals working in E&S insurance compared to standard insurance lines?

Professionals in E&S Insurance often encounter unique challenges such as underwriting complex or higher-risk accounts that don't fit standard insurance guidelines. This requires a strong understanding of niche markets and the ability to customize coverage solutions quickly. The pace can be fast, with frequent negotiation and collaboration with brokers and underwriters to address emerging risks. Additionally, E&S professionals must stay updated on regulatory changes and market trends to provide innovative solutions for clients who may have unusual or hard-to-place risks.

What is the difference between E&S Insurance vs Commercial Insurance Agent?

AspectE&S InsuranceCommercial Insurance Agent
Required CredentialsLicenses, insurance licenses, and industry certificationsLicenses, insurance licenses, and industry certifications
Work EnvironmentSpecialty insurance markets, brokerages, and independent agenciesGeneral insurance agencies, brokerages, and client-facing roles
Industry UsageFocuses on excess and surplus lines coverageHandles a broad range of commercial policies
Comparison FocusSpecialized niche within commercial insuranceBroader commercial insurance sales and service

In summary, E&S Insurance professionals specialize in excess and surplus lines coverage, requiring similar licenses as commercial insurance agents but focusing on niche markets. Commercial Insurance Agents handle a wider range of policies for various businesses, often working in general insurance settings. Understanding these differences helps clients and job seekers identify the right career path or service provider within the insurance industry.

More about E S Insurance jobs

What job categories do people searching E&S Insurance jobs look for?

The top searched job categories for E&S Insurance jobs are:

E S Insurance jobs near you
Infographic showing various E&S Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $67,113 per year, or $32.3 per hour.

Vice President - E&S Brokerage - Property

Skyward Specialty Insurance

Remote

$235K - $270K/yr

Full-time

Medical, Retirement, PTO

This job post has expired today. Applications are no longer accepted.

Job description

Skyward Specialty Insurance is an A (Excellent) AM Best-rated specialty carrier operating exclusively in the E&S and specialty admitted markets. Our E&S Property Brokerage is 100% committed to the wholesale distribution channel - we build strategic relationships with producers who understand our appetite and depend on us for decisive, bespoke solutions on hard-to-place accounts.
The Head of E&S Property Underwriting is a senior leadership role responsible for the strategy, profitability, and day-to-day management of Skyward's E&S Brokerage Primary & Excess Property book. You will lead a team of 10 underwriters, reporting directly to the President of E&S Property & Casualty and Inland Marine. This is a player-coach role - you will set the underwriting vision and drive profitable growth while remaining hands-on with complex accounts, pricing discipline, and broker relationships.
Underwriting Leadership & Strategy
  • Own the underwriting direction, risk appetite, and portfolio composition of the E&S Property (Primary & Excess) book across all target classes, including manufacturers, industrial, vacant, hospitality, healthcare, mercantile, and real estate schedules
  • Set and enforce underwriting standards, pricing guidelines, and coverage parameters consistent with the book's profitability objectives
  • Lead complex and large-account underwriting decisions; serve as the technical authority and escalation point for the team
  • Maintain a disciplined approach to accumulation management, ensuring adherence to CAT exclusions (no Tier 1 Wind, Flood, or EQ/EQSL)
  • Drive use of underwriting indications to enable broker partners to set accurate client expectations and accelerate decisioning

Portfolio Management & Profitability
  • Monitor and actively manage loss ratios, combined ratios, and portfolio trends; take corrective action when segments underperform
  • Partner with actuarial and finance on pricing adequacy, rate monitoring, and reserving inputs
  • Analyze submission flow, hit ratios, and renewal retention to identify where the book is growing well and where it needs tightening
  • Balance profitable growth with underwriting discipline - new premium is only valuable if it performs

Team Management & Development
  • Lead, mentor, and develop a team of 10 property underwriters across experience levels
  • Establish clear performance expectations, accountability frameworks, and a culture of continuous improvement
  • Recruit and retain underwriting talent; build bench strength for future growth
  • Foster a team environment that rewards technical rigor, sound judgment, and broker responsiveness

Wholesale Distribution
  • Cultivate and deepen relationships with key wholesale broker partners; serve as a senior point of contact for strategic accounts
  • Collaborate with production and distribution leadership to identify appetite gaps and market opportunities
  • Represent Skyward at industry events, broker meetings, and wholesale market forums

Cross-Functional Collaboration
  • Work closely with claims, actuarial, legal, and product teams to ensure the book is supported end-to-end
  • Provide market and competitive intelligence to inform product development and pricing strategy
  • Partner with technology and operations to improve submission handling, data quality, and underwriting workflow efficiency

Experience
  • 10+ years of E&S or specialty property underwriting experience, with meaningful time in a wholesale/non-admitted environment
  • Prior leadership experience managing underwriting teams; comfort operating as both a strategic leader and technical contributor
  • Demonstrated track record of building or managing a profitable property book across a broad range of commercial classes

Technical Skills
  • Deep knowledge of commercial property underwriting, including COPE analysis, rate-on-line assessment, and coverage structure
  • Familiarity with layered property structures (ground-up, primary, quota share, and excess)
  • Working knowledge of ISO and proprietary property forms
  • Proficiency in evaluating equipment breakdown, property enhancement, and schedule risks
  • Strong understanding of CAT modeling concepts and accumulation management principles

Leadership & Soft Skills
  • Strong communicator and relationship builder - credible with both wholesale brokers and internal executive stakeholders
  • Data-driven decision-maker with the ability to translate portfolio analytics into actionable strategy
  • High accountability orientation; comfortable owning results and making hard calls on underperforming segments
  • Collaborative and team-oriented, with the ability to develop talent and build a high-performance culture

Compensation & Benefits
The applicable base salary for this opportunity is $235,000 - $270,000. The base pay offered will be determined by factors such as experience, skills, training, location, certifications, education, and any applicable minimum wage requirements. In addition to the base salary, this opportunity may be eligible for performance-based incentives. We are excited to offer a competitive total rewards package which includes health and welfare benefits, tuition and professional certification assistance, 401k savings, elective participation in the Employee Stock Purchase Program, paid time off, paid holidays, and child bonding leave, as well as other employee assistance.
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