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Division Credit Manager Jobs in Virginia (NOW HIRING)

C&I Portfolio Manager III

Reston, VA · On-site

$120K - $150K/yr

Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards ... The Portfolio Manager also works closely with the Credit Manager to manage the Bank's high-risk ...

Financial Services Manager II Hiring Range: $125,000 - $150,000 plus Full State Benefits Pay Band ... General Public - G Job Duties The Virginia Small Business Financing Authority (VSBFA), a division ...

Chief Credit Officer #00046

Richmond, VA · On-site

$125K - $150K/yr

Financial Services Manager II Hiring Range: $125,000 - $150,000 plus Full State Benefits Pay Band ... General Public - G Job Duties The Virginia Small Business Financing Authority (VSBFA), a division ...

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Division Credit Manager information

What are the key skills and qualifications needed to thrive as a division credit manager?

To thrive as a Division Credit Manager, you need expertise in financial analysis, credit risk assessment, and a strong background in accounting or finance, often supported by a relevant degree. Familiarity with credit management software, ERP systems, and sometimes certifications like the Certified Credit Professional (CCP) are typically required. Strong negotiation, decision-making, and communication skills set standout professionals apart in this role. These skills ensure effective credit policies, minimize financial risk, and maintain healthy cash flow for the organization.

What is the difference between Division Credit Manager vs Credit Analyst?

AspectDivision Credit ManagerCredit Analyst
Primary RoleOversees credit policies and risk management for a division, approving large credit lines and managing credit teams.Assesses creditworthiness of individual clients or companies, analyzing financial data to recommend credit decisions.
Required CredentialsBachelor’s degree in finance, accounting, or related field; often requires experience in credit management.Bachelor’s degree in finance, economics, or related; certifications like CFA or credit-specific training are common.
Work EnvironmentCorporate office, managing teams and policies within a division of a company.Office setting, conducting financial analysis and risk assessment for clients or prospects.

While both roles involve credit evaluation, the Division Credit Manager focuses on managing credit risk at a division level and overseeing credit policies, whereas the Credit Analyst conducts detailed financial analysis to support credit decisions. The roles complement each other within credit departments but differ in scope and responsibilities.

What are some common challenges division credit managers face when overseeing credit policies across multiple branches or regions?

Division Credit Managers often encounter the challenge of maintaining consistent credit policies and risk assessments across various branches, each with its own local market conditions and customer profiles. Balancing centralized guidelines with the need for flexibility to address unique regional circumstances can be demanding. Additionally, they must ensure effective communication and training for branch staff to uphold credit standards, while regularly monitoring and reporting on credit performance to senior management. Proactive collaboration with sales, operations, and finance teams is essential to mitigate credit risks and support business growth.

What is a division credit manager?

Division Credit Managers are professionals responsible for overseeing the credit operations within a specific division of a company. They manage the assessment and approval of credit for customers, monitor outstanding accounts, and ensure compliance with company credit policies. Their goal is to minimize financial risk, improve cash flow, and support sales growth by making informed credit decisions. They often lead a team of credit analysts and work closely with sales and finance departments.

Is credit management in demand?

Credit management is a stable field with consistent demand across industries such as banking, finance, and retail. Division Credit Managers are needed to assess creditworthiness, develop credit policies, and manage credit risk, often requiring skills in financial analysis and certifications like the Credit Business Associate (CBA). Employment opportunities are expected to grow as companies seek to optimize credit processes and minimize financial risk.

How do you become a division credit manager?

To become a division credit manager, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with several years of experience in credit analysis or risk management. Developing strong analytical skills, knowledge of credit policies, and proficiency with credit management software are essential, and some employers may prefer candidates with professional certifications such as the Credit Business Associate (CBA) or Certified Credit Executive (CCE).
What are popular job titles related to Division Credit Manager jobs in Virginia? For Division Credit Manager jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Division Credit Manager jobs in Virginia look for? The top searched job categories for Division Credit Manager jobs in Virginia are:
What cities in Virginia are hiring for Division Credit Manager jobs? Cities in Virginia with the most Division Credit Manager job openings:
Infographic showing various Division Credit Manager job openings in Virginia as of August 2026, with employment types broken down into 1% As Needed, 86% Full Time, 12% Part Time, and 1% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution.

$18 - $25/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago


Schewels Home rating

2.8

Company rating: 2.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

62nd of 62 rated furniture retailers


Job description


Credit Manager


Reports to Store Manager and Credit Supervisor


SUMMARY:
The Credit Manager is responsible for maintaining the accounts receivables through the approval of credit sales and collection of accounts.

Benefits package includes medical, dental, vision, vacation, sick, 401K and more, starting after 90 days of employment.


ESSENTIAL DUTIES AND RESPONSIBILITIES
•Review credit applications for approval
•Assign and manage purchase limits for all new, present and past customers
•Process financed contracts and cash sale invoices
•Process payments and other paperwork relating to accounts
•Collecting delinquent accounts by making phone calls, skip tracing or processing legal collections through the court system
•Oversight of repossessions and the sale of repossessions
OTHER DUTIES AND RESPONSIBILITIES
Other duties may be assigned by the Store Manager or divisional Credit Supervisor.
KNOWLEDGE, SKILLS AND ABILITIES
The Credit Manager must be a leader and a co-worker. This individual must demonstrate that he or she is a self-motivated individual who has the ability to make appropriate credit decisions and has a strong commitment to insuring that the credit procedures and policies of Schewel Furniture Company are strictly followed. The Credit Manager’s appearance and attitude must be one of a professional who takes their position seriously and with great pride. Excellent customer and communication skills are required.
Education/Experience:

•High school diploma or equivalent is required
•Two years of college in business related courses or two years of experience with credit/collections preferred
PHYSICAL REQUIREMENTS
Must be able to lift 20 and do so while reaching.

Manager retains the discretion to add or change the duties to the position at any time.


Please apply at SchewelsHome.com


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