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Disaster Adjuster Jobs in Indiana (NOW HIRING)

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Project Estimator

Fort Wayne, IN · On-site

$40K - $50K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Collaborate with insurance adjusters, TPA portals, restoration partners, and internal operations to ... Company Description CRDN helps people pick up the pieces after a disaster. As a leading expert in ...

Business Development

Indianapolis, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description: Business Development Representative - Disaster Restoration Location: Greater ... Insurance adjusters * Insurance agents * Property and facility managers * Plumbers * Fire ...

Business Development

Indianapolis, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Description Business Development Representative - Disaster Restoration Location: Greater ... Insurance adjusters * Insurance agents * Property and facility managers * Plumbers * Fire ...

Business Development

Indianapolis, IN · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Job Type Full-time Description Business Development Representative - Disaster Restoration Location ... Insurance adjusters * Insurance agents * Property and facility managers * Plumbers * Fire ...

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Disaster Adjuster information

What is a disaster adjuster?

A Disaster Adjuster is a professional who assesses damage and determines insurance payouts after natural disasters or large-scale emergencies, such as hurricanes, floods, or wildfires. They inspect affected properties, evaluate losses, and work closely with policyholders to process claims quickly and fairly. Disaster Adjusters often travel to disaster sites, work in challenging conditions, and play a key role in helping individuals and businesses recover after catastrophic events.

What are the key skills and qualifications needed to thrive as a disaster adjuster, and why are they important?

To thrive as a Disaster Adjuster, you need strong analytical skills, knowledge of insurance policies, and experience in property assessment, often supported by relevant licenses or certifications. Familiarity with claims management software, digital imaging tools, and remote inspection technologies is typically required. Excellent communication, empathy, and organizational skills help build trust with clients and efficiently manage high-stress situations. These skills are crucial for delivering accurate, timely claims resolutions and supporting affected individuals during challenging times.

What are some typical challenges disaster adjusters face when handling large-scale catastrophe claims?

Disaster Adjusters often encounter the challenge of managing a high volume of claims in a short period, especially after major natural disasters. They must quickly assess damage, coordinate with policyholders, and collaborate with other adjusters and contractors while maintaining accuracy and empathy under pressure. Additionally, working in disaster zones may involve unpredictable travel, long hours, and adapting to rapidly changing conditions, all of which require strong organizational and communication skills.

What is the difference between Disaster Adjuster vs Property Claims Adjuster?

Disaster AdjusterProperty Claims Adjuster
Handles claims related to natural disasters like hurricanes, floods, and wildfiresHandles claims for property damage caused by various incidents, including fire, theft, or vandalism
Requires knowledge of disaster-specific policies and extensive fieldwork in affected areasRequires general property insurance knowledge and often works in office or on-site at claim locations
Often employed by insurance companies or public adjusting firms during large-scale disaster eventsEmployed by insurance companies to assess and settle property damage claims

Disaster Adjusters specialize in managing claims related to natural disasters, often working in affected areas, while Property Claims Adjusters handle a broader range of property damage claims. Both roles require similar certifications and insurance knowledge, but Disaster Adjusters focus on large-scale disaster scenarios.

How do you become a disaster adjuster?

To become a disaster adjuster, typically you need a high school diploma or equivalent, relevant insurance licensing, and training in claims adjusting. Gaining experience in insurance or claims handling and obtaining certifications such as the Certified Claims Adjuster (CCA) can improve job prospects; the role often involves working in the field during disaster response efforts.

Is a disaster adjuster a good job?

Disaster adjusters evaluate insurance claims related to natural and man-made disasters, often working in challenging environments and requiring strong communication and analytical skills. The job can offer competitive pay, opportunities for overtime, and seasonal work, but it may involve irregular hours and exposure to stressful situations. Certification and experience in insurance or claims adjusting are typically required.

What are popular job titles related to Disaster Adjuster jobs in Indiana?

For Disaster Adjuster jobs in Indiana, the most frequently searched job titles are:

What cities in Indiana are hiring for Disaster Adjuster jobs?

Cities in Indiana with the most Disaster Adjuster job openings:

Infographic showing various Disaster Adjuster job openings in Indiana as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, and 3% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution.

Project Estimator

CRDN of Northern Indiana

Fort Wayne, IN • On-site

$40K - $50K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired today. Applications are no longer accepted.


Job description

The Content Restoration Estimator assesses damage to residential and commercial contents, develops accurate, timely estimates, and works closely with insurers, adjusters, and internal teams to set scopes that are complete, compliant, and profitable. Success in this role means building trust through precise documentation, clear communication, and on-time deliverables.

Key Responsibilities

  • Build comprehensive estimates using industry-standard platforms (e.g., Xactimate/X1) and CRDN pricing standards; include line-item details, labor, materials, and any specialty processes.
  • Develop clear scopes of work and repair methodologies aligned with industry and carrier guidelines; identify non-restorable vs. restorable items.
  • Collaborate with insurance adjusters, TPA portals, restoration partners, and internal operations to align on scope, coverage, pricing, and timelines.
  • Submit estimates within service-level timelines; manage revisions, supplements, and approvals promptly.
  • Provide pre-job handoff to operations, clarifying scope, assumptions, and special handling requirements; support project teams during execution as needed.
  • Track estimate status, hit rates, profitability, and cycle times; proactively resolve bottlenecks.
  • Maintain compliance with carrier/TPA documentation standards, quality control, and safety protocols.
  • Stay current on pricing, carrier requirements, and best practices in contents restoration.

Qualifications

  • 2+ years of estimating experience in restoration, insurance contents, or related field (textiles, electronics, art/valuables handling preferred).
  • Proficiency with Xactimate (or equivalent estimating software); Xactimate Level 1–2 certification a plus.
  • Solid understanding of insurance claims workflows, TPA portals, coverage basics, depreciation, and industry standards.
  • Strong inspection, analytical, and documentation skills with high attention to detail and itemization accuracy.
  • Excellent communication and negotiation skills with homeowners, adjusters, and internal teams.
  • Valid driver’s license

Nice-to-Have

  • Experience in textiles restoration, electronics diagnostics/triage, fine art contents handling, or pack-out/pack-back operations.
  • IICRC certifications (e.g., Fire & Smoke, Water Restoration) or related credentials.
  • Familiarity with inventory tools, barcoding, photo documentation systems, and CRM/TPA platforms.

Performance Metrics

  • Estimate turnaround time and SLA adherence.
  • Approval and supplement rates; accuracy of scopes vs. actuals.
  • Gross margin targets and job profitability.
  • Documentation quality and carrier/TPA compliance.
  • Customer and adjuster satisfaction scores.

Benefits

  • Pay is based on experience in the field.
  • Benefits include medical, dental, vision, 401(k), paid time off, and advancement opportunities.

Company Description

CRDN helps people pick up the pieces after a disaster. As a leading expert in textile, electronics, art, and contents restoration, we partner with homeowners, insurers, and contractors to restore belongings and peace of mind after fire, water, smoke, or storm events.