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Disability Claims Jobs in Indiana (NOW HIRING)

Determines benefits due, makes timely claims payments and adjustments for workers compensation, Social Security Disability Income (SSDI), and other disability offsets. * Informs claimants of ...

Provides disability case management and complex claim determinations based on medical documentation ... Oversees additional facets of complex claims including but not limited to comorbidities, concurrent ...

Disability Representative Sr

Indianapolis, IN · On-site

$35K - $41K/yr

Provides disability case management and complex claim determinations based on medical documentation ... Oversees additional facets of complex claims including but not limited to comorbidities, concurrent ...

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Disability Claims information

See Indiana salary details

$10

$22

$40

How much do disability claims jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for disability claims in Indiana is $22.96, according to ZipRecruiter salary data. Most workers in this role earn between $17.40 and $26.06 per hour, depending on experience, location, and employer.

What is the difference between Disability Claims vs Disability Claims Adjuster?

AspectDisability ClaimsDisability Claims Adjuster
CredentialsTypically requires knowledge of insurance policies, claims processing, and sometimes certifications in insurance or claims managementRequires similar credentials, often with licensing or certifications in insurance adjusting or claims handling
Work EnvironmentOffice settings, remote work, or claims centersOffice-based, fieldwork, or remote, depending on employer
Industry UsageInsurance companies, government agencies, third-party administratorsInsurance companies, adjusting firms, government agencies
Search & Comparison IntentUnderstanding roles related to processing disability claimsComparing roles involved in evaluating and settling disability claims

Disability Claims generally refers to the process or the role of managing disability benefit requests, while Disability Claims Adjuster specifically involves evaluating and settling these claims. Both roles require knowledge of insurance policies and claims procedures, but the Adjuster often has a more active role in assessing damages and making decisions.

What are the key skills and qualifications needed to thrive as a Disability Claims Specialist, and why are they important?

To thrive as a Disability Claims Specialist, you need a solid understanding of insurance policies, claims processing, and medical terminology, often supported by a degree in business, healthcare, or a related field. Familiarity with claims management software, medical coding systems, and regulatory compliance is typically required. Strong analytical thinking, attention to detail, and empathetic communication are crucial soft skills for assessing claims and interacting with clients. These competencies ensure accurate claim evaluations, regulatory adherence, and compassionate service for claimants navigating challenging circumstances.

What are some common challenges faced by professionals working in disability claims, and how can they be managed?

Professionals in disability claims often encounter complex cases that require careful interpretation of medical records and policy guidelines. Handling emotionally charged situations with empathy, while maintaining objectivity, is a frequent challenge. Effective time management and strong communication skills are essential for balancing a high caseload and collaborating with medical professionals, claimants, and team members. Regular training and support from experienced colleagues can also help navigate the evolving regulatory landscape and improve decision-making.

What are disability claims?

Disability claims are formal requests made by individuals to receive financial assistance or benefits due to a medical condition or injury that prevents them from working. These claims can be made through government programs like Social Security Disability Insurance (SSDI) or through private insurance policies. The process typically involves submitting medical evidence and documentation to prove the extent and duration of the disability. Approval of a claim depends on meeting specific criteria set by the agency or insurer. The goal of disability claims is to provide income support to those unable to earn a living due to their disabilities.
What are the most commonly searched types of Disability Claims jobs in Indiana? The most popular types of Disability Claims jobs in Indiana are:
Infographic showing various Disability Claims job openings in Indiana as of July 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 86% Physical, 4% Hybrid, and 10% Remote job distribution, with an average salary of $47,749 per year, or $23 per hour.
Disability Claims Adjudicator

Disability Claims Adjudicator

State of Indiana

Indianapolis, IN • On-site

$47K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


State Of Indiana rating

6.8

Company rating: 6.8 out of 10

Based on 185 frontline employees who took The Breakroom Quiz

43rd of 50 rated states


Job description

 Work for Indiana

Begin a fulfilling career with the State of Indiana by joining one of the largest employers in the state, offering a range of opportunities across 60+ agencies. At the state, you'll find competitive compensation, a robust benefits package and a commitment to work-life balance. Most importantly, you'll have the chance to make a real and measurable impact on the lives of Hoosiers across Indiana.

About the Family & Social Services Administration (FSSA):

FSSA was established by the Indiana General Assembly in 1991 to consolidate and better integrate the delivery of human services by state government. FSSA is a health care and social services funding agency. Ninety-four percent of the agency’s total budget is paid to thousands of service providers ranging from major medical centers to a physical therapist working with a child or adult with a developmental disability. The seven care divisions in FSSA administer services to more than 1.5 million Hoosiers. FSSA’s mission is to compassionately serve Hoosiers of all ages and connect them with social services, health care and their communities.

Disability Determination Bureau: Title II (Disability Insurance) covers workers who have established eligibility through prior work and Title XVI (Supplemental Security Income) has a needs-based income and resource eligibility requirement. The purpose of these programs is to identify people who have disabilities that preclude the ability to work, or for children, preclude the ability to fully participate in learning activities. These programs have two desired outcomes. The first desired outcome is to correctly identify disabled adults and children. The second desired outcome is to have adults with potential referred to a public or private Vocational Rehabilitation Services, through the Social Security Administration’s “Ticket to Work” program.

Role Overview: 

The Disability Claims Adjudicator decides on eligibility for Social Security Disability Insurance and Supplemental Security Income Benefits.  You will determine medical requirements for these benefits and work closely with staff physicians and psychologists to interpret medical and psychological test results and severity ratings.

Salary:

The salary for this position traditionally starts at $47,320.00 but may be commensurate with education and work experience. Use our Compensation Calculator to view the total compensation package.

A Day in the Life:

​The essential functions of this role are as follows: 

  • Review the disability report and determine the evidence needed to document medical and non-medical facts of record. 
  • Determine authorization for the purchase of medical records and special consultative examinations. 
  • Determine the eligibility for Presumptive Disability/Blindness payments to effectuate early receipt of cash benefits. 
  • Communicate the rights, responsibilities, and guidelines of the Social Security Disability Program to claimants, attorneys, medical community, and the public. 
  • Research Social Security Administration program references to determine severity ratings, residual functional capacity assessments, vocational assessments, and other case transactions. 
  • Analyze medical data in both paper and electronic format, many of which are scanned images of handwritten medical notes. 
  • Confer with clinical psychologists and physicians, assesses credibility of symptoms, assigns controlling weight of medical opinions and drafts residual functional capacity assessments. 
  • Prepare the final determinations of eligibility and write grammatically and technically correct notices of decisions.

The job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Other duties, responsibilities and activities may change or be assigned at any time.  

What You'll Need for Success:

Individuals in this role should minimally be able to articulate or demonstrate the following:

  • Extensive knowledge of and the ability to understand and apply the established principals, policies and guidelines of the Social Security Administration pertaining to case evaluation, program operation procedures, Privacy Act, Freedom of Information Act, Social Security Rulings, court decisions, vocational rules, and internal business processes.
  • Excellent organizational skills and the ability to quickly read voluminous documents in both paper and electronic format.
  • Ability to use multiple computer programs, and key data accurately and efficiently. 
  • Ability to present ideas clearly and effectively, both written and orally, and to deal tactfully with others.
  • Ability to research medical references, such as the Merck Manual, Physicians’ Desk Reference, and Diagnostic and Statistical Manual of Mental Disorders.

This person must satisfy the following requirements to continue employment: 

  • Must successfully pass both the State background check and the Federal HSPD-12 credentialing process.

A degree is not required. However, at least 3+ years of experience applying the outlined knowledge, skills, and abilities in a similar role may be considered.

Individuals should have the ability to perform essential functions with or without reasonable accommodation.

Supervisory Responsibilities/Direct Reports:
This role may be utilized in a supervisory capacity based on agency needs.

Benefits of Employment with the State of Indiana:

The State of Indiana offers a comprehensive benefit package for full-time employees which includes: 

  • Three (3) medical plan options (including RX coverage) as well as vision and dental plans
  • Wellness Rewards Program: Complete wellness activities to earn gift card rewards
  • Health savings account, which includes bi-weekly state contribution
  • Deferred compensation 457(b) account (similar to 401(k) plan) with employer match
  • Two (2) fully-funded pension plan options
  • A robust, comprehensive program of leave policies covering a variety of employee needs, including but not limited to:
    • 150 hours of paid New Parent Leave and up to eight weeks of paid Childbirth Recovery Leave for eligible mothers
    • Up to 15 hours of paid community service leave
  • Combined 180 hours of paid vacation, personal, and sick leave time off
  • 12 paid holidays, 14 on election years
  • Education Reimbursement Program
  • Group life insurance
  • Referral Bonus program
  • Employee assistance program that allows for covered behavioral health visits
  • Qualified employer for the Public Service Loan Forgiveness Program
  • Free Parking for most positions
  • Free LinkedIn Learning access

Equal Employment Opportunity:

The State of Indiana is an Equal Opportunity Employer and is committed to recruiting, selecting, developing, and promoting employees based on individual ability and job performance. Reasonable accommodations may be available to enable individuals with disabilities to complete the application and interview process as well as perform the essential functions of a role. If you require reasonable accommodations to complete this application, you can request assistance by contacting the Indiana State Personnel Department at jobs@spd.IN.gov.


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