ZipRecruiter

Log In

1

Director Credit Risk Management Jobs in Tennessee

Cypress HCM

Credit Analyst

Nashville, TN

$20 - $22.76/hr

The Credit Analyst will collaborate with other departments to ensure accurate and timely credit decisions, and provide insights to manage risk and support financial stability. The Credit Analyst ...

Affirm

Security Risk Management Lead

Nashville, TN · On-site

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility ... The Security Risk Management Lead will design, develop, and implement solutions to complex ...

Nutrien

Credit Manager

Collierville, TN · On-site

... risk, and approve or reject accounts completing analysis summaries * Direct all credit and ... Participate with management and others in periodic analysis of the market, economic, industry, and ...

Ideal Tridon

Credit Manager

Smyrna, TN · On-site

$115K - $120K/yr

This role manages credit risk, sets and reviews customer credit limits, and drives performance against key metrics including bad debt, receivables aging, days beyond terms, and DSO. Primary ...

Covenant Health

SR RISK MANAGER

Knoxville, TN · On-site

Leads and/or participates in the Risk Management Subcommittee, affiliate Risk Management Subcommittee, Root Cause Analysis Oversight Team, Patient Safety Committee and others as directed. * Assumes ...

Covenant Health

SR RISK MANAGER

Knoxville, TN

Leads and/or participates in the Risk Management Subcommittee, affiliate Risk Management Subcommittee, Root Cause Analysis Oversight Team, Patient Safety Committee and others as directed. * Assumes ...

next page

Showing results 1-20

All JobsCredit Risk Management JobsDirector Credit Risk Management JobsDirector Credit Risk Management Jobs in Tennessee

Director Credit Risk Management information

See Tennessee salary details

$49K

$130K

$236K

How much do director credit risk management jobs pay per year?

As of Jul 17, 2026, the average yearly pay for director credit risk management in Tennessee is $129,957.00, according to ZipRecruiter salary data. Most workers in this role earn between $95,800.00 and $152,000.00 per year, depending on experience, location, and employer.

What is the difference between Director Credit Risk Management vs Credit Risk Analyst?

AspectDirector Credit Risk ManagementCredit Risk Analyst
Required CredentialsBachelor's degree, often advanced degrees, certifications like CFA or FRMBachelor's degree, certifications like CFA or FRM are common but less mandatory
Work EnvironmentStrategic leadership, overseeing teams, high-level decision makingData analysis, risk assessment, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsFinancial institutions, banks, credit agencies

The main difference between a Director Credit Risk Management and a Credit Risk Analyst lies in their scope and responsibilities. The director focuses on strategic oversight and leadership, while the analyst handles detailed risk assessments. Both roles require relevant certifications and are integral to credit risk management in financial institutions.

What are common challenges faced by a Director of Credit Risk Management, and how are they typically addressed?

A Director of Credit Risk Management often faces the challenge of balancing the organization's growth objectives with prudent risk controls. This involves staying ahead of changing market conditions, regulatory requirements, and emerging risks such as economic downturns or shifts in customer behavior. Effective leaders in this role address these challenges by fostering close collaboration with cross-functional teams such as underwriting, analytics, and compliance, and by implementing robust risk assessment frameworks. They also play a key role in developing and mentoring their teams to stay adaptable and informed.

What are the key skills and qualifications needed to thrive as a Director of Credit Risk Management, and why are they important?

To thrive as a Director of Credit Risk Management, you need deep expertise in credit analysis, risk assessment, portfolio management, and typically a degree in finance, economics, or a related field. Proficiency with risk modeling software, credit scoring systems, and relevant regulatory frameworks (such as Basel III) is essential, along with certifications like FRM or CFA being advantageous. Strong leadership, strategic thinking, and effective communication skills help you guide teams and influence key stakeholders. These capabilities are crucial for making informed decisions that protect the organization's financial health and support sustainable growth.

What does a Director of Credit Risk Management do?

A Director of Credit Risk Management oversees an organization’s credit risk policies, procedures, and strategies to minimize potential losses related to lending or credit activities. This role involves analyzing credit data, assessing financial risks, developing risk mitigation strategies, and ensuring compliance with regulatory standards. Directors also lead teams of risk analysts, collaborate with other departments, and report to executive leadership on credit risk exposure and performance. Their main goal is to balance business growth with sound risk management practices.
What are popular job titles related to Director Credit Risk Management jobs in Tennessee? For Director Credit Risk Management jobs in Tennessee, the most frequently searched job titles are:
What job categories do people searching Director Credit Risk Management jobs in Tennessee look for? The top searched job categories for Director Credit Risk Management jobs in Tennessee are:
What cities in Tennessee are hiring for Director Credit Risk Management jobs? Cities in Tennessee with the most Director Credit Risk Management job openings:
Director Credit Risk Management jobs near you
Commercial Credit Analyst II

Commercial Credit Analyst II

Park National Bank

Dyersburg, TN • Hybrid

Full-time

Posted 15 days ago

Park National Bank rating

6.9

Company rating: 6.9 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

115th of 149 rated banks

Job description

RESPONSIBILITIES

  • Soundly apply the bank’s credit culture and credit policies; is considered a policy expert
  • Use independent judgment and critical thinking in the compilation of key financial data for the accurate representation of credit risk in loan requests including global cash flow analysis, collateral analysis, industry analysis, management analysis, and overall repayment capacity
  • Independently complete underwriting in accordance with current regulations, compliance terms, bank policy, and legal requirements
  • Accept credit requests directly from borrowers; make initial decision with regard to declination or proceeding in the credit request process
  • Recommend appropriate risk grade, supporting the grade with risks, mitigants, and strengths
  • Considered a valuable resource for the credit write-up/template and tax return analysis
  • Proactively assist the Commercial Lenders in portfolio management functions including seeking out and assisting in the annual review process, loan review preparation, and in regulatory examinations; may manage said processes and examinations
  • Spread financial statements and tax returns and analyze historical performance; review proformas for reasonableness
  • Develop appropriate loan covenants to provide advance warning of potential credit risk and mitigate losses; develop proper loan structures
  • Assist in the training of junior analysts as needed; may manage a small group of other credit analysts or related positions
  • Review and analyze appraisals for market, credit, construction, and economic risks
  • Understand more complicated loan documents; assist Commercial Lenders in working with outside legal counsel to prepare and execute loan documentation
  • Participate in customer meetings; independently inspect properties; prepare customer communication on behalf of the Commercial Lender; handle simple loan closings for the Commercial Lender; work with customers in obtaining updated financial statements
  • Assist Commercial Lenders with presenting loan requests to approvers, Senior Lenders, and Loan Committee as needed; attend and participate in other meetings; may present credit requests on behalf of Commercial Lenders
  • Obtain, analyze, and incorporate third-party borrower information (e.g., credit reports); research inconsistencies
  • Maintain data integrity
  • Prepare pertinent reports, track financial information and receipt thereof
  • Work with the Commercial Lender on classified assets and reporting thereof
  • Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks.
  • Deliver a consistent, high level of service within our Serving More standards.
  • Other duties as assigned.

COMPETENCIES

  • Interpersonal/Customer Service Skills
  • Written and Verbal Communication
  • Ability to understand and follow directions
  • Adaptable to change
  • Basic Computer Skills
  • Organizational Skills/Detail Oriented
  • Analytical Thinking
  • Problem/Situation Analysis
  • Technical Expertise
  • Ability to build collaborative relationships
  • Ability to develop or mentor others
  • Ability to work as part of a team

SCHEDULE

Typical office hours are M-F 8a-5p. This position is exempt and full-time. A minimum 40 hours is required per week. Additional time may be necessary based on customer and bank needs. 

This position is eligible for a flexible work arrangement with opportunity to work both in office and remotely. 

EDUCATION - CERTIFICATIONS - WORK EXPERIENCE

Bachelor's degree in a business field, preferably finance or accounting. Other concentrations will be considered with at least five years relevant experience required

TRAVEL REQUIREMENTS

Travel to customers and prospects is expected

PHYSICAL REQUIREMENTS

This position must be able to remain in a stationary position a maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be in constant communication with coworkers, customers, or stakeholders to discuss and observe facts and data in order to exchange accurate information.

What Park National Bank employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom

Apply