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Direct Insurance Jobs in Tennessee (NOW HIRING)

Camping World is seeking a Finance & Insurance Manager to join our growing team. Are you working ... directed by nature. What You'll Do: * Selects appropriate lender, secures approval, obtains ...

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Life Insurance Agent

Seymour, TN · On-site

$100K - $400K/yr

... insurance brokerage revolutionizing the industry by making affordable protection simple and ... High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail ...

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Life Insurance Agent

Knoxville, TN · On-site

$100K - $400K/yr

... insurance brokerage revolutionizing the industry by making affordable protection simple and ... High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail ...

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Life Insurance Agent

Seymour, TN · On-site

$100K - $400K/yr

... insurance brokerage revolutionizing the industry by making affordable protection simple and ... High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail ...

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Life Insurance Agent

Jefferson City, TN · On-site

$100K - $400K/yr

... insurance brokerage revolutionizing the industry by making affordable protection simple and ... High-ticket direct sales (solar, D2D, pest control, alarms, auto, timeshare, cell phones, retail ...

Direct Support Professional

Gallatin, TN · On-site

$14 - $17.25/hr

Our Direct Support Professional (DSP) positions are a great opportunity for those considering ... insurance • Clear criminal history record Training Bonus- 2nd Bonus option: $300 Sign-On Bonus ...

Full-Time Direct Care

Madison, TN · On-site

$14.25 - $17/hr

Our Direct Support Professional (DSP) positions are a great opportunity for those considering ... insurance • Clear criminal history record Up to $300 Training Bonus for CPR/First Aide, MAT, and ...

Direct Care Staff

Hohenwald, TN · On-site

$12.50 - $15/hr

Our Direct Support Professional (DSP) positions are a great opportunity for those considering ... insurance • Clear criminal history record Up to $300 Training Bonus for CPR/First Aide, MAT, and ...

Direct Care Staff

Columbia, TN · On-site

$12.75 - $15.50/hr

Our Direct Support Professional (DSP) positions are a great opportunity for those considering ... insurance • Clear criminal history record Up to $300 Training Bonus for CPR/First Aide, MAT, and ...

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Showing results 1-20

Direct Insurance information

See Tennessee salary details

$29.5K

$72.6K

$89.9K

How much do direct insurance jobs pay per year?

As of Jun 1, 2026, the average yearly pay for direct insurance in Tennessee is $72,590.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,200.00 and $84,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Direct Insurance Agent, and why are they important?

To thrive as a Direct Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory requirements, typically supported by an insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and policy management systems is essential. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and close sales with clients. These capabilities are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive insurance market.

What are some common challenges faced by professionals working in Direct Insurance sales, and how can they be overcome?

Professionals in Direct Insurance sales often encounter challenges such as building trust with clients, handling rejection, and staying updated with evolving products and regulations. Success in this role requires strong communication skills, persistence, and ongoing product knowledge. Regular training, leveraging customer relationship management (CRM) tools, and collaborating with underwriters and claims teams can help overcome these challenges and improve client satisfaction.

What are Direct Insurance professionals?

Direct Insurance professionals are individuals who work for insurance companies that sell policies directly to customers without intermediaries, such as brokers or agents. They typically assist clients in purchasing insurance products, provide customer service, assess risk, and process claims. Their role often involves educating customers about various insurance options and ensuring that policies meet the clients' needs. Direct insurance companies leverage technology and digital platforms to streamline the buying process and improve customer experience.

What is the difference between Direct Insurance vs Insurance Agent?

AspectDirect InsuranceInsurance Agent
CredentialsNo required licensing for sales; some roles may need state licensingRequires state licensing and certifications
Work EnvironmentTypically online or direct customer interactions, often remoteIn-person or phone-based sales, client meetings
Employer & Industry UsageInsurance companies, direct-to-consumer modelsInsurance agencies, brokerages, independent agents
Customer InteractionDirectly sells policies to consumers via online or call centersAdvises and sells policies through personal interactions

In summary, Direct Insurance roles focus on selling insurance policies directly to consumers, often through online platforms, with minimal licensing requirements. Insurance Agents, on the other hand, typically work for agencies or independently, requiring licensing and providing personalized advice to clients. Both roles are essential in the insurance industry but differ mainly in sales approach and licensing requirements.

What are popular job titles related to Direct Insurance jobs in Tennessee? For Direct Insurance jobs in Tennessee, the most frequently searched job titles are:
What cities in Tennessee are hiring for Direct Insurance jobs? Cities in Tennessee with the most Direct Insurance job openings:
Infographic showing various Direct Insurance job openings in Tennessee as of May 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 4% Contract, and 1% Nights. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $72,590 per year, or $34.9 per hour.
Licensed Insurance Agent

Licensed Insurance Agent

Kemper

Union City, TN • On-site

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 12 days ago


Job description

Location(s)

Union City, Tennessee

Details

Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises.

Role: Licensed Insurance Sales Agent (with sign-on bonus and uncapped commissions).

Employment Type:Full-Time with Benefits

Work Arrangement:Field Role

Career and Opportunity:

Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.

If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.

Benefits:

Kemper offers competitive benefits, including:

  • Major Medical and Dental Insurance
  • Group Life Insurance
  • Short-Term & Long-Term Disability
  • 401(k) with Company Match
  • Paid Vacation
  • Employee Stock Purchase Program
  • Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule
  • Career growth and promotional opportunities

Licensed Agent Bonus Program

Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.

  • $750 bonus when hired and assigned to an agency
  • $1,500 bonus after six production months
  • $2,500 bonus after 12 production months

*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.

Responsibilities:

Day-to-Day Activities:

  • Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
  • Prospecting for new sales opportunities
  • Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
  • Responding promptly to service requests such as beneficiary changes, claims, and loans
  • Record keeping, accounting for money collected, and processing policy paperwork

Agent Expectations:

  • Grow the assigned territory through new sales
  • Build strong working relationships with customers
  • Devote the time necessary to fulfill the responsibilities of the role
  • Pursue continuous professional development in insurance products and sales effectiveness

Minimum Qualifications:

  • Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)
  • Customer service experience
  • Must be at least 18 years of age
  • Valid driver's license with required auto insurance coverage
  • Dependable vehicle for daily travel
  • Ability to pass a background check, motor vehicle report, and drug screening
  • Authorization to work in the United States

Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it.