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Direct Insurance Jobs in Memphis, TN (NOW HIRING)

Caregiver, Inc.

Direct Support Professional

Memphis, TN · On-site

$15.68/hr

Job Type Full-time Description Direct Support Professional (DSP) At Caregiver, we believe everyone ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Caregiver Inc.

Direct Support Professional

Memphis, TN · On-site

$10K/mo

Direct Support Professional (DSP) At Caregiver, we believe everyone deserves to live their best ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Caregiver, Inc.

Direct Support Professional

Memphis, TN · On-site

$15.68/hr

Job Type Full-time Description Direct Support Professional (DSP) At Caregiver, we believe everyone ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Caregiver

Direct Support Professional

Memphis, TN

$10K/mo

Description Direct Support Professional (DSP) At Caregiver, we believe everyone deserves to live ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Caregiver

Direct Support Professional

Memphis, TN

$10K/mo

Description Direct Support Professional (DSP) At Caregiver, we believe everyone deserves to live ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Caregiver Inc.

Direct Support Professional

Memphis, TN · On-site

$10K/mo

Direct Support Professional (DSP) At Caregiver, we believe everyone deserves to live their best ... Medical, Dental, Vision, Voluntary Life Insurance 401K For more information on our organization ...

Simmons Bank

Insurance Account Executive

Memphis, TN · On-site

The Insurance Account Executive prospects for and secures new group benefit clients. Also, provides ... Prospects for and secures new business in an effective, consistent manner via referrals, direct ...

Direct Jobs

Regional Sales Director

Memphis, TN · On-site

$120 - $180/hr

The Sales Director is responsible for hiring, training, developing and leading a regional sales ... Competitive benefits including medical, dental, and vision insurance * Help saving for retirement ...

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All JobsDirect Insurance JobsDirect Insurance Jobs in Memphis, TN

Direct Insurance information

See Memphis, TN salary details

$31.6K

$77.7K

$96.2K

How much do direct insurance jobs pay per year?

As of Aug 8, 2026, the average yearly pay for direct insurance in Memphis, TN is $77,696.00, according to ZipRecruiter salary data. Most workers in this role earn between $71,900.00 and $90,300.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals working in direct insurance sales, and how can they be overcome?

Professionals in Direct Insurance sales often encounter challenges such as building trust with clients, handling rejection, and staying updated with evolving products and regulations. Success in this role requires strong communication skills, persistence, and ongoing product knowledge. Regular training, leveraging customer relationship management (CRM) tools, and collaborating with underwriters and claims teams can help overcome these challenges and improve client satisfaction.

What is a direct insurance professional?

Direct Insurance professionals are individuals who work for insurance companies that sell policies directly to customers without intermediaries, such as brokers or agents. They typically assist clients in purchasing insurance products, provide customer service, assess risk, and process claims. Their role often involves educating customers about various insurance options and ensuring that policies meet the clients' needs. Direct insurance companies leverage technology and digital platforms to streamline the buying process and improve customer experience.

What are the key skills and qualifications needed to thrive as a direct insurance agent, and why are they important?

To thrive as a Direct Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory requirements, typically supported by an insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and policy management systems is essential. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and close sales with clients. These capabilities are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive insurance market.

What is the difference between Direct Insurance vs Insurance Agent?

AspectDirect InsuranceInsurance Agent
CredentialsNo required licensing for sales; some roles may need state licensingRequires state licensing and certifications
Work EnvironmentTypically online or direct customer interactions, often remoteIn-person or phone-based sales, client meetings
Employer & Industry UsageInsurance companies, direct-to-consumer modelsInsurance agencies, brokerages, independent agents
Customer InteractionDirectly sells policies to consumers via online or call centersAdvises and sells policies through personal interactions

In summary, Direct Insurance roles focus on selling insurance policies directly to consumers, often through online platforms, with minimal licensing requirements. Insurance Agents, on the other hand, typically work for agencies or independently, requiring licensing and providing personalized advice to clients. Both roles are essential in the insurance industry but differ mainly in sales approach and licensing requirements.

What are popular job titles related to Direct Insurance jobs in Memphis, TN? For Direct Insurance jobs in Memphis, TN, the most frequently searched job titles are:
What job categories do people searching Direct Insurance jobs in Memphis, TN look for? The top searched job categories for Direct Insurance jobs in Memphis, TN are:
What cities near Memphis, TN are hiring for Direct Insurance jobs? Cities near Memphis, TN with the most Direct Insurance job openings:
Direct Insurance jobs near you
Infographic showing various Direct Insurance job openings in Memphis, TN as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $77,696 per year, or $37.4 per hour.

Insurance Representative

Transamerica Life Insurance Company

Memphis, TN • On-site

$63K - $80K/yr

Full-time

Re-posted 21 days ago

Job description

The Insurance Representative is directly responsible for writing new quality business, conserving existing business, providing ongoing quality service to policy owners in accordance with the Insurance Representative’s Agreement and maintaining a program of continuous self-improvement. The primary aspect of the Insurance Representative position is to sell. All other functions, particularly policy owner services, provide the opportunities to increase sales activity.

The Representative reports directly to a Managing Representative, Associate Director or Managing Director and is expected to meet weekly and annual objectives agreed upon with his/her immediate supervisor for the number of submitted life & health applications, life and health placements, life & health annualized controllable increase, Personal Financial Planning (PFP) sales interviews, Quality Life Check-ups (QLCs), first year and renewal persistency, first year and renewal lapse limits and all other required annual objectives. The Representative, with his/her immediate supervisor’s approval, is responsible for the creation, development and implementation of action plans that are consistent with Company and personal objectives. In order to accomplish these goals, the Representative has to demonstrate the ability to work without close supervision and to work evening hours and weekends. The Representative is expected to perform at levels that will result in net premium growth on the agency to which he/she is assigned.

The Representative will establish annual individualized objectives on the Representative’s Marketing Plan. He/she will create, develop and implement the methods/activities/action plans necessary to achieve the annual objectives. The Representative will participate in an individual Action Planning Conference (APC) with his/her direct supervisor on a regular basis for the purpose of meeting the individual’s activity, sales, service and training goals established in the Representative’s Marketing Plan.

The Representative is expected to perform at levels that will result in net premium growth on the agency to which he/she is assigned.

Qualifications

Education – High school diploma required. An undergraduate college degree, in a business-related field (i.e., marketing, business administration, management, etc.) preferred.

Years and type of experience required/preferred – One to 3 years of experience in an insurance sales environment preferred, but not required.

Life and health insurance license is required.

Valid driver’s license and dependable/reliable transportation.

Establishes high goals and expectations. Able to start and persist with specific courses of action while exhibiting high motivation and a sense of urgency; willing to commit to long hours of work and make personal sacrifice in order to reach goals. Conducts oneself and communicates in a professional manner. 

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