1

Direct Insurance Jobs in Tennessee (NOW HIRING)

Intrepid Direct Insurance (IDI) is a rapidly growing direct to consumer property and casualty insurance company. A member of the W. R. Berkley Corporation, a fortune 500 company, rated A+ (Superior ...

Company Details Intrepid Direct Insurance (IDI) is a rapidly growing direct to consumer property and casualty insurance company. A member of the W. R. Berkley Corporation, a fortune 500 company ...

Company Details Intrepid Direct Insurance (IDI) is a rapidly growing direct to consumer property and casualty insurance company. A member of the W. R. Berkley Corporation, a fortune 500 company ...

next page

Showing results 1-20

Direct Insurance information

See Tennessee salary details

$29.5K

$72.6K

$89.9K

How much do direct insurance jobs pay per year?

As of May 30, 2026, the average yearly pay for direct insurance in Tennessee is $72,590.00, according to ZipRecruiter salary data. Most workers in this role earn between $67,200.00 and $84,400.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Direct Insurance Agent, and why are they important?

To thrive as a Direct Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory requirements, typically supported by an insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and policy management systems is essential. Strong interpersonal skills, active listening, and persuasive communication help agents build trust and close sales with clients. These capabilities are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive insurance market.

What are some common challenges faced by professionals working in Direct Insurance sales, and how can they be overcome?

Professionals in Direct Insurance sales often encounter challenges such as building trust with clients, handling rejection, and staying updated with evolving products and regulations. Success in this role requires strong communication skills, persistence, and ongoing product knowledge. Regular training, leveraging customer relationship management (CRM) tools, and collaborating with underwriters and claims teams can help overcome these challenges and improve client satisfaction.

What are Direct Insurance professionals?

Direct Insurance professionals are individuals who work for insurance companies that sell policies directly to customers without intermediaries, such as brokers or agents. They typically assist clients in purchasing insurance products, provide customer service, assess risk, and process claims. Their role often involves educating customers about various insurance options and ensuring that policies meet the clients' needs. Direct insurance companies leverage technology and digital platforms to streamline the buying process and improve customer experience.

What is the difference between Direct Insurance vs Insurance Agent?

AspectDirect InsuranceInsurance Agent
CredentialsNo required licensing for sales; some roles may need state licensingRequires state licensing and certifications
Work EnvironmentTypically online or direct customer interactions, often remoteIn-person or phone-based sales, client meetings
Employer & Industry UsageInsurance companies, direct-to-consumer modelsInsurance agencies, brokerages, independent agents
Customer InteractionDirectly sells policies to consumers via online or call centersAdvises and sells policies through personal interactions

In summary, Direct Insurance roles focus on selling insurance policies directly to consumers, often through online platforms, with minimal licensing requirements. Insurance Agents, on the other hand, typically work for agencies or independently, requiring licensing and providing personalized advice to clients. Both roles are essential in the insurance industry but differ mainly in sales approach and licensing requirements.

What are popular job titles related to Direct Insurance jobs in Tennessee? For Direct Insurance jobs in Tennessee, the most frequently searched job titles are:
What cities in Tennessee are hiring for Direct Insurance jobs? Cities in Tennessee with the most Direct Insurance job openings:
Infographic showing various Direct Insurance job openings in Tennessee as of May 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, 4% Contract, and 1% Nights. Highlights an 88% Physical, 3% Hybrid, and 9% Remote job distribution, with an average salary of $72,590 per year, or $34.9 per hour.

Insurance Sales Representative

Summit Business Group

Smyrna, TN • On-site

Full-time

Posted 2 days ago


Job description

Position: Direct Insurance Sales Representative

Number of Openings: 1 Territory Sales Position Available

About Us:

At Summit Business Group, we're not just another insurance agency. We're a powerhouse, committed to delivering top-notch supplemental benefits plans to small and medium-sized businesses. We thrive on strength, resilience, and the drive to succeed. If you're a natural leader who thrives on challenges and wants to be part of a winning team, we want you as our Direct InsuranceSales Representative.

The Role: As a Direct Insurance Sales Representative, you will be in control, managing your schedule and driving your success. You'll connect with business owners and key decision-makers, showcasing your ability to understand their needs and offer superior insurance solutions that stand out.

In the field, you'll take charge, using our advanced Salesforce CRM to engage potential clients through cold calls and in-person visits. Your mission: close deals and become the go-to advisor your clients can rely on. Your assertiveness and confidence will ensure clients feel valued and understood. You'll maintain these relationships with strong, effective communication, handling inquiries decisively, and providing unwavering support, particularly during the claims process.

What We're Looking For:

  • Proven experience in sales or customer-facing roles, especially in outside sales.
  • Ability to conduct comprehensive training cycles, both in-person and online.
  • Superior organizational, communication, and presentation skills.
  • A passion for empowering clients and a strong sense of responsibility for their well-being.
  • Health & Life general lines license, or the drive to obtain it within 90 days (with our support).

Position Overview:

This is an outside sales position working in your own assigned sales territory. We will train you to call on small and medium-sized businesses that operate in a variety of industries, meeting face-to-face with business owners and decision-makers to offer some of the industry's best supplemental insurance products and services to them and their employees. You will work with business owners, benefits managers, and their employees individually at times; other times, you will give product presentations with employee groups as large as 50-100+ people. You will be expected to:

  • Respond to general emails and phone calls from clients

  • Set follow-up appointments with prospective and current clients to review their needs

  • Be present on scheduled calls or meetings with your sales team or manager

  • Call on new businesses, referrals, and existing clients who need to be reserviced: Selling Business to Business

  • Build and maintain your own book of business

  • Meet with sales team manager as needed to discuss and set your upcoming monthly and quarterly target sales goals and quotas

  • Develop relationships with local business owners in your territory

  • Set your own scheduled working hours and submit them to your sales manager each week

  • Follow up on provided sales leads and cold-call on businesses in person, balancing "cold" lead generation and sales with your warm leads and appointments with existing clients

  • Submit your sales metrics and activity daily

We Offer:

  • Virtual classroom training as well as hands-on sales training in your own territory

  • Weekly draw pay with bonuses and commission eligibility upon start

  • Quarterly and annual incentive trips, cash bonuses, stock share bonuses, and lifetime-vested renewal commissions

  • Advancement and promotions based on personal performance

  • Excellent ongoing professional development, advanced sales training, and leadership training

  • Increased schedule flexibility once you have an established book of business

  • Work around other like-minded, driven, caring people in a culture that feels like a family

Additional Position Qualifications:

  • Already licensed in Health & Life general lines (or willing and able to obtain Health & Life producer license - licensing reimbursement offered)

  • Bachelor's degree or a minimum of 4 years of professional (post-high school) work experience. Candidates within 6 months or less of degree completion will be considered, as will candidates with less than 4 years of professional work experience who have relevant or specialized outside sales experience.

Your New Journey:If you are looking to make a meaningful impact in your career, consider joining Summit Business Group. Here, your compassionate spirit and dedication to service can lead to a fulfilling career. We're excited to redefine what it means to be in insurance sales with a team that values integrity, compassion, and the well-being of its members.

Ready to elevate your career at a company that appreciates your nurturing nature? Apply now and let's make a difference together.

Learn more and apply at:www.yoursummitinsurance.com