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Defined Contribution Consultant information

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$25K

$70.1K

$168K

How much do defined contribution consultant jobs pay per year?

As of Jun 11, 2026, the average yearly pay for defined contribution consultant in the United States is $70,134.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What is a Defined Contribution Consultant?

A Defined Contribution Consultant is a financial professional who advises organizations on the design, management, and compliance of defined contribution retirement plans, such as 401(k) plans. Their role includes helping employers select investment options, ensure regulatory compliance, educate employees about their retirement benefits, and optimize plan performance. These consultants work closely with plan sponsors to create strategies that meet both organizational goals and employee needs, while keeping up with changing regulations and industry best practices.

What are the key skills and qualifications needed to thrive as a Defined Contribution Consultant, and why are they important?

To excel as a Defined Contribution Consultant, you need expertise in retirement plan design, compliance, financial analysis, and typically a bachelor’s degree in finance, business, or a related field. Familiarity with recordkeeping platforms, plan administration software, and certifications like CEBS, QPA, or ASPPA credentials are commonly required. Strong communication, client relationship management, and problem-solving skills help you deliver effective guidance and build trust with clients. These abilities ensure regulatory compliance, optimal plan performance, and high client satisfaction in a competitive financial services environment.

What are some common challenges faced by Defined Contribution Consultants when working with diverse client portfolios?

Defined Contribution Consultants often work with clients who have varying levels of familiarity with retirement plans and differing organizational goals. A key challenge is tailoring plan designs and communication strategies to meet the unique needs of each client while ensuring compliance with complex regulations. Consultants must also balance the expectations of plan sponsors, participants, and internal teams, requiring strong project management and interpersonal skills. Staying current with industry trends and regulatory changes is essential to providing effective advice and maintaining client trust.
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Sales Director (In Territory), Eastern Central, Defined Contribution Investment Only (DCIO)

Sales Director (In Territory), Eastern Central, Defined Contribution Investment Only (DCIO)

T Rowe Price

Baltimore, MD • Remote

Other

Posted 25 days ago


T. Rowe Price rating

9.1

Company rating: 9.1 out of 10

Based on 21 frontline employees who took The Breakroom Quiz


Job description

Role Summary

The Sales Director, Defined Contribution Investment Only (DCIO) is responsible for cultivating relationships with DC Specialist Advisors to achieve annual sales and retention efforts within the Eastern Central territory. The Sales Director will identify points of leverage and opportunities to influence investment decisions with Advisors, Recordkeeping Wholesalers and other COI's to maximize results. Through a combination of one-on-one meetings, group events and finalist presentations, the Sales Director will represent T. Rowe Price's investment solutions and thought leadership with integrity and professionalism.

Responsibilities

  • Sales Director, Defined Contribution Investment Only (DCIO) will leverage data to inform activity metrics that drive positive outcomes for clients.
  • Sales Director will create annual territory management plan with a focus on pipeline and closed investment wins in partnership with Internal Sales Consultant and Regional Sales Specialist.
  • Sales Director will travel in territory to deliver high impact engagements including finals presentations with plan sponsors and value add presentations. Sales Director will need to partner effectively with internal stakeholders in Investments, Marketing and National Accounts to achieve objectives. To maximize results, the Sales Director will need to harness the power of CRM technology to manage territory efficiently and to optimize sales results.
  • As a member of the DCIO Field Sales Team the Sales Director will contribute best practices and idea sharing to help other associates grow and improve.
  • As a member of the One TRP culture, the Sales Director will be encouraged to participate in cross enterprise initiatives which focus on creating better client experiences.

Qualifications

Required:

  • Bachelor's degree or the equivalent combination of education and relevant experience
  • 10+ years of external wholesaling experience in Eastern Central territory.
  • DCIO and/or Retirement Plan Sales a must.
  • FINRA Series 7 and Series 63

Preferred:

  • CIMA
  • MBA
  • CFP
  • CFA
  • Extensive knowledge of DC industry including DCIO and/or Retirement Plan Sales
  • Advanced sales, service, and relationship management skills
  • Advanced verbal and written communication skills
  • Outstanding presentation/public speaking skills
  • Self-directed and willing to travel (50%)
  • Thorough knowledge of the investment process and TRP products
  • Comprehensive network of DC Specialist Advisor relationships

FINRA Requirements

FINRA licenses are required and will be supported for this role.

Work Flexibility

This role is eligible for full time remote work.


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