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Debt Manager Jobs in Tennessee (NOW HIRING)

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables. Responsibilities include contacting debtors by phone and/or letter ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables. Responsibilities include contacting debtors by phone and/or letter ...

Debt Collector

Memphis, TN · On-site

$15.50 - $20.25/hr

ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables. Responsibilities include contacting debtors by phone and/or letter ...

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

Manage patient balances ensuing account is clean and ready for self-pay collections post all insurance processes are completed * Work closely with admissions teams to understand patient ...

Debt Collector Associate

Nashville, TN · Hybrid

$15.50 - $20/hr

Manage patient balances ensuing account is clean and ready for self-pay collections post all insurance processes are completed * Work closely with admissions teams to understand patient ...

Position Summary Covenant Health's Treasury Analyst I supports daily treasury operations, including cash management, banking, investment reporting, debt administration and treasury accounting. This ...

Position Summary Covenant Health's Treasury Analyst I supports daily treasury operations, including cash management, banking, investment reporting, debt administration and treasury accounting. This ...

Client Success Specialist

Nashville, TN · On-site

$16.50 - $17.50/hr

Provide top-tier support via phone to clients on our Debt Management Program. * Taking back-to-back calls in a call center environment. * Support client accounts and ensure seamless account ...

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Debt Manager information

See Tennessee salary details

$30.4K

$96.8K

$164.3K

How much do debt manager jobs pay per year?

As of Sep 7, 2026, the average yearly pay for debt manager in Tennessee is $96,787.00, according to ZipRecruiter salary data. Most workers in this role earn between $68,100.00 and $120,300.00 per year, depending on experience, location, and employer.

How does a debt manager typically collaborate with other departments to ensure effective debt recovery?

Debt Managers frequently work alongside finance, legal, and customer service teams to streamline the debt recovery process. They coordinate with the finance department to verify outstanding balances, consult with legal teams on compliance and escalation issues, and communicate with customer service to maintain a positive client experience. This cross-functional collaboration helps ensure that recovery efforts are both efficient and in line with company policies and regulatory requirements.

What are the key skills and qualifications needed to thrive as a debt manager, and why are they important?

To thrive as a Debt Manager, you need a strong background in finance, credit risk assessment, and debt collection strategies, often supported by a relevant degree or professional certification. Familiarity with debt management software, customer relationship management (CRM) systems, and regulatory compliance tools is typically required. Excellent negotiation, problem-solving, and interpersonal communication skills help build rapport with clients and stakeholders. These competencies are crucial to maximizing debt recovery while maintaining compliance and positive customer relationships.

What is the difference between Debt Manager vs Credit Analyst?

AspectDebt ManagerCredit Analyst
Required CredentialsTypically a bachelor's degree in finance, accounting, or related field; certifications like CFP or CMA are a plusBachelor's degree in finance, economics, or related; certifications like CFA or CPA may be preferred
Work EnvironmentFinancial institutions, debt collection agencies, or corporate finance departmentsBanks, lending institutions, or credit agencies
Primary ResponsibilitiesOverseeing debt recovery, negotiating repayment plans, managing delinquent accountsAssessing creditworthiness, analyzing financial data, approving or denying credit applications

While both roles involve financial analysis and client interaction, a Debt Manager focuses on managing and recovering existing debts, whereas a Credit Analyst evaluates potential borrowers to determine credit risk. Understanding these differences helps in choosing the right career path or job search focus.

How do you become a debt manager?

To become a debt manager, individuals typically need a bachelor's degree in finance, accounting, or a related field, along with experience in debt collection, credit management, or financial analysis. Strong communication, negotiation skills, and knowledge of debt management software are also important; some roles may require professional certifications such as Certified Debt Specialist (CDS).

What does a debt manager do?

A debt manager oversees the collection and repayment of debts for individuals or organizations, developing strategies to reduce debt and improve financial stability. They analyze financial data, negotiate payment plans, and may use financial software to track progress, often requiring strong communication and analytical skills. The role may involve working with clients, creditors, and financial institutions to resolve outstanding debts efficiently.

What are popular job titles related to Debt Manager jobs in Tennessee?

For Debt Manager jobs in Tennessee, the most frequently searched job titles are:

What job categories do people searching Debt Manager jobs in Tennessee look for?

The top searched job categories for Debt Manager jobs in Tennessee are:

What cities in Tennessee are hiring for Debt Manager jobs?

Cities in Tennessee with the most Debt Manager job openings:

Infographic showing various Debt Manager job openings in Tennessee as of August 2026, with employment types broken down into 100% Full Time. Highlights an 95% In-person, and 5% Remote job distribution, with an average salary of $96,787 per year, or $46.5 per hour.

$15.50 - $20.25/hr

Full-time

Medical, Dental, Vision

Re-posted 6 days ago


Job description

Absolute Recovery Services (ARS) is seeking an experienced debt collector for a full-time position in Memphis, Tennessee. ARS works primarily with commercial and residential / multi-family property management firms to recover outstanding payables.

Responsibilities include contacting debtors by phone and/or letter, sending written correspondence, setting up payment plans, managing debtor accounts, and processing debtor accounts for legal action when necessary. Our collectors also use comprehensive, state-of-the-art databases to locate debtors as needed.

Compensation is base salary plus commission. Work hours are 8 a.m. to 5 p.m. Monday through Friday.

Requirements

  • Minimum one year of collections experience
  • Some property management and/or multifamily collection experience preferred

Benefits

  • Competitive salary
  • Performance bonus program
  • Medical, dental, and vision insurance
  • Short- and long-term disability insurance