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Debt Collector Jobs in Riverside, CA (NOW HIRING)

M&T Bank

Collections & Credit Specialist

Irvine, CA

$34.68 - $57.80/hr

Understand and adhere to the Company's risk and regulatory standards, policies, and controls as well as the Fair Debt Collection Practices Act. * Promote and environment that supports belonging and ...

M&T Bank

Collections & Credit Specialist

Irvine, CA · On-site

$34.68 - $57.80/hr

Understand and adhere to the Company's risk and regulatory standards, policies, and controls as well as the Fair Debt Collection Practices Act. * Promote and environment that supports belonging and ...

Zenlayer, Inc

Accounts Receivable Specialist

Diamond Bar, CA · On-site

$21.25 - $28/hr

Support bad debt reserve analysis and write-off documentation. * Assist with audit requests and AR-related schedules. Process Improvement & Internal Controls (10%) * Maintain compliance with company ...

Zenlayer, Inc

Accounts Receivable Specialist

Diamond Bar, CA · On-site

$21.25 - $28/hr

Support bad debt reserve analysis and write-off documentation. * Assist with audit requests and AR-related schedules. Process Improvement & Internal Controls (10%) * Maintain compliance with company ...

Zenlayer

Accounts Receivable Specialist

Diamond Bar, CA

$21.25 - $28/hr

Support bad debt reserve analysis and write-off documentation. * Assist with audit requests and AR-related schedules. Process Improvement & Internal Controls (10%) * Maintain compliance with company ...

Zenlayer, Inc

Accounts Receivable Specialist

Diamond Bar, CA · On-site

$21.25 - $28/hr

Support bad debt reserve analysis and write-off documentation. * Assist with audit requests and AR-related schedules. Process Improvement & Internal Controls (10%) * Maintain compliance with company ...

Lobel Financial Corporation

Be Seen First

Collections Specialist (30+ day Auto Finance)

Anaheim, CA · On-site

$21 - $25/hr

Follow all state and federal debt collection laws (FDCPA) and company policies * Manage an assigned portfolio of customer accounts * Meet or exceed individual and team collections performance metrics

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All JobsDebt Collector JobsDebt Collector Jobs in Riverside, CA

Debt Collector information

See Riverside, CA salary details

$8

$19

$27

How much do debt collector jobs pay per hour?

As of Jul 23, 2026, the average hourly pay for debt collector in Riverside, CA is $19.18, according to ZipRecruiter salary data. Most workers in this role earn between $16.06 and $20.82 per hour, depending on experience, location, and employer.

What jobs pay 4000 a week without a degree?

Debt collectors can earn around $4,000 per week through commissions and bonuses, especially in high-volume or specialized collections roles. Success in this field often depends on experience, negotiation skills, and the volume of accounts managed, with some positions offering performance-based pay that exceeds traditional salaries without requiring a degree.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some experience in customer service or collections, and knowledge of relevant laws such as the Fair Debt Collection Practices Act. Licensing or registration may be required depending on the state or country.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves managing stressful situations and adhering to legal regulations, which can add to its difficulty.

How much do debt collectors get paid?

Debt collectors' salaries vary depending on experience, location, and employer, but the average annual pay ranges from $30,000 to $50,000. Many debt collectors earn commissions or bonuses based on recovery performance, and the role often requires strong communication skills and knowledge of debt collection laws.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Riverside, CA? The most popular types of Debt Collector jobs in Riverside, CA are:
What are popular job titles related to Debt Collector jobs in Riverside, CA? For Debt Collector jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Riverside, CA look for? The top searched job categories for Debt Collector jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Debt Collector jobs? Cities near Riverside, CA with the most Debt Collector job openings:
Debt Collector jobs near you
Infographic showing various Debt Collector job openings in Riverside, CA as of July 2026, with employment types broken down into 90% Full Time, and 10% Temporary. Highlights an 100% In-person job distribution, with an average salary of $39,903 per year, or $19.2 per hour.
Account Servicing Specialist - 30 Day Collections

Account Servicing Specialist - 30 Day Collections

Veros Credit, LLC

Santa Ana, CA

$20 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some of our benefit offerings include:

  • Medical, Dental, and Vision Insurance
  • Life Insurance
  • Flexible Spending Accounts (FSA)
  • Accident, Hospital, Indemnity Insurance
  • Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
  • Employee Assistance Program (EAP)
  • 401(k) Plan
  • Tuition Reimbursement
  • Paid Holidays
  • Paid Time Off (PTO)
  • Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
  • Referral Bonus
  • Quarterly lunches
  • Daily fresh fruit
  • Office Starbucks Coffee/Latte/Espresso Machine
  • And a lot more!
About The Position

The Account Servicing Specialist (30 Days) will be responsible for servicing auto loan accounts that are 30-60 days delinquent and documenting all collection activities utilizing loan servicing software.  In-Office position in Santa Ana, CA, Ontario, CA, and Fort Worth, TX. 

Essential Responsibilities:

  • Follow and ensure compliance with all company policies and procedures as well as the Fair Debt Collection Practices Act (FDCPA).
  • Negotiate payment arrangements with borrowers, including offering suggestions as to how they can meet their obligations, propose alternative payment methods, and establish payment procedures.
  • Assist borrowers in devising a strategy to allow them to keep their vehicle while meeting the obligations of the loan.
  • Accurately and professionally document account information and collection activities.
  • Utilize skip tracing tools and reference sources to identify and locate delinquent borrowers.
  • Other duties as assigned.

Essential Requirements:

  • 3+ year(s) of experience in the collections field, preferably in the subprime consumer lending industry.
  • Effective communication, negotiation, and problem-solving skills.
  • Ability to read, interpret and apply federal, state, and local collections regulations.
  • Ability to interact with customers in a professional, tactful, and sensitive manner.
  • Ability to thrive in a fast-paced work environment and to work independently and as part of a team.
  • Available to work a flexible work schedule and overtime as needed.
  • High School Diploma or GED. 
  • Bilingual (English/Spanish) required.

Salary: $20.00 - $25.00 per hour + Bonus

#VHP

Veros Credit, LLC is an equal opportunity employer.

**This Organization Participates in E-Verify

Keywords:

Automotive, Auto Finance, Automobile, Subprime, Prime, Unsecure Loans, Dealerships, Independent Dealerships, Franchise Dealerships, Skip-tracing, Skip Tracer, Skip Trace, Auto Dialer, Auto Dialing, Vehicle Repossessions, Repayment Plans, Deficiency, Customer Service, Consumer Finance, Collections, Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation, Negotiator, Call Center, Bilingual, Spanish, FDCPA, Noble

Employment Type: FULL_TIME

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