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Debt Collector Jobs in Rialto, CA (NOW HIRING)

Bemis Law Offices

Debt Collector

Riverside, CA · On-site

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Bemis Law Offices

Debt Collector

Riverside, CA

$18 - $27/hr

Job Summary The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and ...

Bail Hotline

Be Seen First

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are ...

Arrowhead Orthopaedics

Collector

Colton, CA · On-site

$17.25 - $23.25/hr

The Collector must be able to handle this information with the highest degree of privacy, discretion, and professionalism. The Collector is responsible for accomplishing the duties set forth below:

Arrowhead Orthopaedics

Collector

Colton, CA · On-site

$22.26/hr

The Collector must be able to handle this information with the highest degree of privacy, discretion, and professionalism. The Collector is responsible for accomplishing the duties set forth below:

Arrowhead Orthopaedics

Collector

Colton, CA · On-site

$17.25 - $23.25/hr

The Collector must be able to handle this information with the highest degree of privacy, discretion, and professionalism. The Collector is responsible for accomplishing the duties set forth below:

Loma Linda University Health

Collector 2

San Bernardino, CA · On-site

$25.88 - $28.57/hr

The Collector 2 analyzes and interprets Managed Care contract language, terms, conditions and responsibility matrices. Performs telephone and written follow-up with insurance companies, government ...

Loma Linda University Health

Collector 2

San Bernardino, CA · On-site

$25.88 - $28.57/hr

The Collector 2 analyzes and interprets Managed Care contract language, terms, conditions and responsibility matrices. Performs telephone and written follow-up with insurance companies, government ...

Veros Credit, LLC

30 Day Collections

Ontario, CA · On-site

$20 - $25/hr

Follow and ensure compliance with all company policies and procedures as well as the Fair Debt ... Collector, Collecting, Loss Recovery, Collateral Recovery, Post Charge Off, Negotiate, Negotiation ...

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All JobsDebt Collector JobsDebt Collector Jobs in Rialto, CA

Debt Collector information

See Rialto, CA salary details

$8

$18

$26

How much do debt collector jobs pay per hour?

As of Jun 13, 2026, the average hourly pay for debt collector in Rialto, CA is $18.44, according to ZipRecruiter salary data. Most workers in this role earn between $15.43 and $20.00 per hour, depending on experience, location, and employer.

What are debt collectors?

Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.

Is being a debt collector a good career?

Debt collectors are responsible for contacting individuals to recover overdue payments, often working in call centers or office environments. The job requires strong communication skills, knowledge of debt collection laws, and can involve irregular hours or high-pressure situations. It can offer steady employment and opportunities for advancement but may also involve stressful interactions and strict compliance requirements.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

How much do debt collectors get paid?

Debt collectors typically earn an average salary ranging from $30,000 to $50,000 annually, depending on experience, location, and whether they work on commission or salary. Some positions may include bonuses or incentives based on collection performance, and strong communication skills are essential for success in this role.

What jobs pay 10,000 a month without a degree?

A debt collector can earn around $10,000 per month with experience, strong negotiation skills, and a good commission structure, often working in a commission-based environment. High earnings in such roles typically depend on performance, industry, and location, with some collectors earning substantial bonuses or commissions beyond base pay.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What Is a Debt Collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Rialto, CA? The most popular types of Debt Collector jobs in Rialto, CA are:
What job categories do people searching Debt Collector jobs in Rialto, CA look for? The top searched job categories for Debt Collector jobs in Rialto, CA are:
What cities near Rialto, CA are hiring for Debt Collector jobs? Cities near Rialto, CA with the most Debt Collector job openings:
Debt Collector jobs near you

Debt Collector

Bemis Law Offices

Riverside, CA • On-site

$18 - $27/hr

Full-time

Posted 22 days ago

Job description

Job Summary
The Debt Collector is responsible for contacting debtors, reconciling accounts, and managing receivable portfolios to maximize recovery while ensuring compliance with applicable law and firm standards. The role requires a professional approach to communication and documentation of collection efforts. 
Detailed Duties & Responsibilities:
  • Contact debtors, attorneys, insurance carriers (phone, mail, email) to negotiate payments and resolves account balances.
  • Review account history and client files to determine status of claims and best collection strategies.
  • Document all collection activity, promises to pay, payment plans, and relevant debtor communications in case management systems.
  • Coordinate with attorneys to escalate accounts for litigation, judgment enforcement, or alternative resolution.
  • Fast pace, high volume case workload.
  • Prepare and maintain accurate account notes and reports.
  • Respond to debtor inquiries and verify account information.
  • Maintain compliance with FDCPA and other applicable federal/state regulations.
  • Communicate with internal staff and clients regarding account status.
  • Follow firm policies on confidentiality, professional conduct, and ethical collection practices. 
  • Perform other tasks as assigned.

KSAOs:
  • Knowledge of debt collection practices, customer service principles, and negotiation techniques.
  • Excellent communication and interpersonal skills.
  • Detail-oriented with strong organization skills.
  • Ability to handle sensitive information and difficult conversations professionally.
  • Proficient with data entry, CRM/case management software, and MS Office.

Education & Experience:
  • High School Diploma/GED required; college coursework or degree preferred.
  • 1+ year of collections experience in legal or financial environment preferred.

Wage & Compensation:
Estimated Wage Range: $18.00–$27.00/hour
(Determined by experience, skills, and compliance with wage laws.)
Reasonable Accommodation Disclaimer
The Law Offices of Gary A. Bemis APC is committed to providing reasonable accommodations to qualified individuals with disabilities. Individuals requiring accommodation in the application or interview process should contact Human Resources. Accommodations will be made in accordance with applicable federal and California law.
No Discrimination Policy
The Firm is an equal opportunity employer. All employment decisions are made without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, veteran status, or any other characteristic protected by federal, California state, or local law.
At-Will Employment
Employment with the Law Offices of Gary A. Bemis APC is at-will. This means either the employee or the firm may terminate the employment relationship at any time, with or without cause or notice, subject to applicable law.