1

Debt Collector Jobs in Portland, OR (NOW HIRING)

Bilingual Collector I

Portland, OR ยท On-site

$18 - $24/hr

The DFC Collector I reports to the DFC Collections Supervisor. Responsibilities * Make outbound collection attempts by phone, mail, and e-mail to resolve delinquent accounts in an ethically ...

Bilingual Collector I

Portland, OR ยท On-site

$18 - $24/hr

The DFC Collector I reports to the DFC Collections Supervisor. Responsibilities * Make outbound collection attempts by phone, mail, and e-mail to resolve delinquent accounts in an ethically ...

Accounts Receivable Specialist

Portland, OR ยท On-site

$60K - $75K/hr

Accounts Receivable (AR) Debt Collection and Cash Application * Monitor and manage a portfolio of customer accounts to ensure timely payments. * Process daily cash receipts, apply payments to correct ...

Accounts Receivable Specialist

Portland, OR ยท On-site

$60K - $75K/yr

Accounts Receivable (AR) Debt Collection and Cash Application * Monitor and manage a portfolio of customer accounts to ensure timely payments. * Process daily cash receipts, apply payments to correct ...

Debt Collector information

See Portland, OR salary details

$8

$19

$28

How much do debt collector jobs pay per hour?

As of Aug 4, 2026, the average hourly pay for debt collector in Portland, OR is $19.43, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $21.06 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.

What are some common challenges faced by debt collectors, and how can they handle them effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.

What is a debt collector?

The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.

What is the difference between Debt Collector vs Credit Analyst?

AspectDebt CollectorCredit Analyst
Required CredentialsHigh school diploma; sometimes certifications in collectionsBachelor's degree in finance, accounting, or related field
Work EnvironmentCollections agencies, banks, or healthcare providersBanks, financial institutions, or credit bureaus
Employer & Industry UsagePrimarily in debt recovery and collectionsInvolved in assessing creditworthiness and risk analysis
Common Search & Comparison IntentUnderstanding debt recovery rolesEvaluating credit risk and financial health

While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.

What are the most commonly searched types of Debt Collector jobs in Portland, OR? The most popular types of Debt Collector jobs in Portland, OR are:
What are popular job titles related to Debt Collector jobs in Portland, OR? For Debt Collector jobs in Portland, OR, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Portland, OR look for? The top searched job categories for Debt Collector jobs in Portland, OR are:
What cities near Portland, OR are hiring for Debt Collector jobs? Cities near Portland, OR with the most Debt Collector job openings:
Infographic showing various Debt Collector job openings in Portland, OR as of July 2026, with employment types broken down into 67% Full Time, 29% Part Time, 1% Temporary, and 3% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $40,412 per year, or $19.4 per hour.

Bilingual Collector I

Lithia & Driveway

Portland, OR โ€ข On-site

$18 - $24/hr

Full-time

Re-posted 9 days ago


Job description

Dealership:L0238 Driveway Finance Corporation

DFC Collector I

The DFC Collector I responsible for providing quality customer experience while working to collect and negotiate terms of repayment on delinquent accounts 1-60 days past due.

The DFC Collector I reports to the DFC Collections Supervisor.

Responsibilities

  • Make outbound collection attempts by phone, mail, and e-mail to resolve delinquent accounts in an ethically responsible manner by mitigating losses and maximizing receivable income
  • Process, follow up, and resolve inbound collection and customer service telephone inquiries
  • Review accounts for action such as extensions, deferments, and due date changes within authorized limits to promote customer performance of contractual obligations
  • Demonstrate professionalism, discretion, and good judgment in all interactions with co-workers and customers to ensure timely resolution of customer discrepancies and disputes
  • Follow up on required customer insurance coverage and institute corrective action when deficient coverage is discovered
  • Meet or exceed established call volume and account action requirements
  • Other duties as assigned

Skills and Qualifications

  • Basic knowledge of installment loans, consumer collections, and collections regulations & laws
  • Previous collections experience preferred
  • Ability to multitask by speaking with customers and typing information, avoid distractions, and be focused for scheduled shift
  • Strong attention to detail
  • Sense of urgency
  • Excellent communication
  • PC skills including knowledge and use of MS Office (Excel, Word, Windows, etc.)

Competencies

  • Does the right thing, takes action and adapts to change
  • Self-motivates, believes in accountability, focuses on results, makes plans and follows through
  • Believes in humility, shares best practices, desires to keep learning, measures performance and adapts to improve results
  • Thrives on a team, stays positive, lives our values

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job.*

  • Up to 1/3 of time: standing, walking, lifting up to 25 pounds
  • Up to 2/3 of time: sitting, kneeling, reaching, talking, hearing

*Reasonable accommodations may be made to enable individuals to perform the essential functions.

NOTE: This is not necessarily an exhaustive list of responsibilities, skills, or working conditions associated with the job. While this list is intended to be an accurate reflection of the current job, the company reserves the right to revise the functions and duties of the job or to require that additional or different tasks be performed.