Collector
Coos Bay, OR · On-site
Full-Time Collector Position Available Western Mercantile Agency, Inc. (WMA) is a trusted, community-oriented company with a strong reputation built over decades. Our mission is to deliver a vital ...
Quick apply
Collector
Coos Bay, OR · On-site
Full-Time Collector Position Available Western Mercantile Agency, Inc. (WMA) is a trusted, community-oriented company with a strong reputation built over decades. Our mission is to deliver a vital ...
Debt Collector information
See Remote, OR salary details
$8.16 - $9.85
4% of jobs
$9.85 - $11.53
0% of jobs
$11.53 - $13.21
3% of jobs
$13.21 - $14.89
9% of jobs
$15.66 is the 25th percentile. Wages below this are outliers.
$14.89 - $16.57
18% of jobs
The median wage is $17.47 / hr.
$16.57 - $18.25
28% of jobs
$19.51 is the 75th percentile. Wages above this are outliers.
$18.25 - $19.93
16% of jobs
$19.93 - $21.61
9% of jobs
$21.61 - $23.29
7% of jobs
$23.29 - $24.98
3% of jobs
$24.98 - $26.66
1% of jobs
$8
$18
$26
How much do debt collector jobs pay per hour?
As of Jun 23, 2026, the average hourly pay for debt collector in Remote, OR is $18.37, according to ZipRecruiter salary data. Most workers in this role earn between $15.38 and $19.95 per hour, depending on experience, location, and employer.
What are debt collectors?
Debt collectors are professionals or agencies hired by creditors to recover unpaid debts from individuals or businesses. They contact debtors by phone, mail, or email to arrange payment plans or settlements. Debt collectors must follow specific laws and regulations, such as the Fair Debt Collection Practices Act (FDCPA) in the United States, to ensure ethical practices. Their main goal is to recover as much of the owed amount as possible while maintaining professionalism and compliance with the law.
Is being a debt collector a good career?
Debt collectors are responsible for contacting individuals to recover overdue payments, often working in call centers or office environments. The job requires strong communication skills, knowledge of debt collection laws, and can involve irregular hours or high-pressure situations. It can offer steady employment and opportunities for advancement but may also involve stressful interactions and strict compliance requirements.
What qualifications do I need to be a debt collector?
To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, some knowledge of debt collection laws, and may provide on-the-job training; a valid driver’s license can also be beneficial for fieldwork. Certification is not mandatory but can enhance job prospects and credibility in the field.
What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?
To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of debt collection laws, and typically a high school diploma or equivalent. Familiarity with customer relationship management (CRM) software, phone systems, and payment processing tools is often required. Excellent communication, resilience, and problem-solving skills help build rapport with clients and handle challenging conversations. These competencies are crucial for maximizing debt recovery while maintaining compliance and positive client relations.
How much do debt collectors get paid?
Debt collectors typically earn an average salary ranging from $30,000 to $50,000 annually, depending on experience, location, and whether they work on commission or salary. Some positions may include bonuses or incentives based on collection performance, and strong communication skills are essential for success in this role.
What jobs pay 10,000 a month without a degree?
A debt collector can earn around $10,000 per month with experience, strong negotiation skills, and a good commission structure, often working in a commission-based environment. High earnings in such roles typically depend on performance, industry, and location, with some collectors earning substantial bonuses or commissions beyond base pay.
What are some common challenges faced by debt collectors, and how can they handle them effectively?
Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, meeting collection targets, and managing high call volumes. Effective communication and strong negotiation skills are key to overcoming these obstacles, as is maintaining professionalism and empathy during difficult conversations. Many organizations provide training and support to help collectors handle objections, comply with regulations, and manage stress, making it important for job seekers to seek out employers with robust support systems.
What Is a Debt Collector?
The job of a debt collector is to collect on a debt that a person owes, like a late credit card or mortgage payment. They often work for a debt collection agency or for a creditor who is seeking a debtor. Their duties may entail finding the debtor, contacting them by phone or mail, and negotiating payments. Debt collection is regulated by the federal government. Collection agencies may use internal collectors or contract out to another firm.
What is the difference between Debt Collector vs Credit Analyst?
| Aspect | Debt Collector | Credit Analyst |
|---|---|---|
| Required Credentials | High school diploma; sometimes certifications in collections | Bachelor's degree in finance, accounting, or related field |
| Work Environment | Collections agencies, banks, or healthcare providers | Banks, financial institutions, or credit bureaus |
| Employer & Industry Usage | Primarily in debt recovery and collections | Involved in assessing creditworthiness and risk analysis |
| Common Search & Comparison Intent | Understanding debt recovery roles | Evaluating credit risk and financial health |
While both roles are involved in finance, a Debt Collector focuses on recovering unpaid debts, often working directly with delinquent accounts. A Credit Analyst assesses creditworthiness to determine lending risks. The roles differ in responsibilities, credentials, and work environments, but both are essential in financial operations.
More about Debt Collector jobs
What are the most commonly searched types of Debt Collector jobs in Remote, OR? The most popular types of Debt Collector jobs in Remote, OR are:
What are popular job titles related to Debt Collector jobs in Remote, OR? For Debt Collector jobs in Remote, OR, the most frequently searched job titles are:
What job categories do people searching Debt Collector jobs in Remote, OR look for? The top searched job categories for Debt Collector jobs in Remote, OR are:
What cities near Remote, OR are hiring for Debt Collector jobs? Cities near Remote, OR with the most Debt Collector job openings:
Full-time
This job post has expired today. Applications are no longer accepted.
Job description
Salary: $18.85 / hour
Join Our Team at Western Mercantile Agency, Inc. Full-Time Collector Position Available
Western Mercantile Agency, Inc. (WMA) is a trusted, community-oriented company with a strong reputation built over decades. Our mission is to deliver a vital financial service that supports the economic flow between clients and their customers. By helping recover inactive funds, we contribute to a healthier local economy and exceed industry standards.
As the collections industry continues to evolve, were looking for someone who is adaptable, quick to learn, and ready to grow with us. This role requires excellent communication, attention to detail, and the ability to follow direction and meet performance goals. We invest in top talent and provide the training needed for your success.
Position Requirements:
- Minimum of 1 year of verified general office experience.
- Strong computer proficiency, including internet research and navigation.
- Excellent written and verbal communication skills.
What We Expect:
- Highly motivated, assertive, and self-starting personality.
- Ability to learn quickly and thrive in a fast-paced office environment.
- Strong listening skills and a competitive, goal-driven mindset.
Job Responsibilities (after training):
- Contact consumers to arrange payments and conduct skip-tracing to locate individuals.
- Use phone and internet tools to find the right contact and negotiate payment terms.
- Review account data and ask relevant questions to overcome objections and secure payments.
- Accurately document all call outcomes, new information, and notes within our system.
- Manage multiple account queues throughout different stages of the collection process.
- Ensure full compliance with federal, state, and company regulations and policies.
- Work on-site in an office environment, handling phone calls, data entry, and digital information daily.
Position Details:
- Hours: Full-time, MondayFriday, 8:00 a.m. 5:00 p.m. (40 hours/week)
- Pay: $18.85/hour with a raise upon completion of probationary period
How to Apply:
Submit your resume in person, via Indeed.com, or through our website at westernmerc.com.
Start your career with a company that values your growth and contribution. We look forward to meeting you!