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Debt Collections Specialist Jobs (NOW HIRING)

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year ... to Work in Collections Recognition Program. We know our people are our greatest asset, and we ...

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

Recovery Solutions Group LLC

Debt Collections

Milford, DE · On-site

$42K/yr

Recovery Solutions Group LLC is looking for a driven and professional Debt Collections Specialist to join our team in Milford, DE. This is a great opportunity to build a rewarding career in financial ...

Bail Hotline

Experienced Debt Collector

Riverside, CA · On-site

$20 - $22/hr (+ commission)

Debt Collections Specialist Our Financial Services team is currently seeking dynamic, highly motivated, qualified candidates to join its team at our corporate office in Downtown Riverside who are ...

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Debt Collections Specialist information

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How much do debt collections specialist jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for debt collections specialist in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What is the difference between Debt Collections Specialist vs Credit Analyst?

AspectDebt Collections SpecialistCredit Analyst
CredentialsHigh school diploma or equivalent; sometimes certifications in collections or financeBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses
Work EnvironmentCollections agencies, banks, or financial institutions; often fast-paced and target-drivenBanks, lending companies, or corporate finance departments; analytical and office-based
Employer & Industry UsageUsed in debt recovery, financial services, and banking sectorsUsed in lending, banking, and investment industries

While both roles involve financial analysis, a Debt Collections Specialist focuses on recovering overdue debts through communication and negotiation, often in a high-pressure environment. A Credit Analyst evaluates creditworthiness to approve loans or credit lines, requiring more analytical skills and financial assessment. Understanding these differences helps job seekers identify the right career path based on their skills and interests.

How much can you make as a debt collections specialist?

Debt collections specialists typically earn an average salary ranging from $30,000 to $50,000 annually, depending on experience, location, and employer. Some roles offer commission or bonuses based on recovery performance, which can increase total earnings.

What does a debt collections specialist do?

A debt collections specialist is responsible for contacting individuals or businesses to recover overdue payments on debts. They review account information, negotiate payment plans, and document interactions, often using specialized software. Strong communication skills and knowledge of debt collection laws are essential for this role.

What cities are hiring for Debt Collections Specialist jobs?

Cities with the most Debt Collections Specialist job openings:

What states have the most Debt Collections Specialist jobs?

States with the most job openings for Debt Collections Specialist jobs include:

What are popular job titles related to Debt Collections Specialist jobs?

For Debt Collections Specialist jobs, the most frequently searched job titles are:

Debt Collections Specialist jobs near you
Infographic showing various Debt Collections Specialist job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $44,646 per year, or $21.5 per hour.

Debt Collections Specialist

Trevose, PA • On-site

Ncb Management Services Inc
Finance and Insurance • 201 - 500 employees
Learn more about Ncb Management Services Incexternal

$17.50 - $23.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Job description

Debt Collections Specialist - Build Your Career with Us!!!

Are you a confident communicator who thrives in a fast-paced, goal-driven environment with Uncapped Earning Potential? 

We're hiring Debt Collections Specialist who excel at building rapport, navigating tough conversations with professionalism, and helping customers find realistic paths towards financial resolution. 

Position Overview:

Our Debt Collections Specialist are responsible for managing overdue accounts and recovering outstanding debts. Their primary duties include contacting customers through phone, email, or mail to discuss unpaid bills, negotiate payment plans and maintain accurate records of all interactions all while ensuring compliance with relevant laws and regulations.

What You'll Do:
  • Make and receive calls to discuss past-due accounts with customers
  • Provide clear, empathetic explanations of account status and available resolution options
  • Negotiate payment arrangements in alignment with Company guidelines and compliance requirements
  • Document all interactions accurately and efficiently
  • Meet daily, weekly and monthly performance goals
  • Maintain professionalism and adhere to all federal, stated and Company regulations, including FDCPA
What You Bring:
  • Strong communication and active-listening skills
  • Ability to stay composed, confident and solutions-focused
  • Comfort working with performance metrics and structured call expectations
  • Basic computer proficiency and ability to learn new systems
  • Prior collections or call center experience is helpful but not required. - We provide training
Why You'll Love Working Here:
  • Uncapped earning potential with competitive hourly pay
  • Hybrid work arrangements
  • Business casual work environment
  • Medical, dental and vision insurance (with HSA Option)
  • Employee Assistance Program (EAP)
  • Company paid Life Insurance
  • Company paid Short Term and Long Term Disability
  • 401(k) with Company match
  • Paid time off and paid holidays
  • Comprehensive training and ongoing coaching
  • Supportive team culture that values respect, compliance, and ethical practices

If you enjoy problem-solving and want a role where your results directly impact your earning potential, this is a strong fit and we'd love to meet you! 

 

This job requisition is to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this Company. This job description is not to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.