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Bad Debt Collection Specialist Jobs (NOW HIRING)

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

ProCollect Inc.

Debt Collection Specialist

Dallas, TX · On-site

$2.7K - $4.0K/mo

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience.

Law Firm

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Debt Collection Specialist

Islandia, NY · On-site

$22 - $24/hr

Account Resolution Specialist - Collections Agent Islandia, NY | Join a High-Energy, High-Reward Team! Are you a persuasive communicator with a passion for problem-solving? Ready to turn your talent ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Main One Mediation Group

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Debt Collection Specialist

Conyers, GA · On-site

$15 - $18/hr

Main One Mediation Group is growing and we're looking for motivated, professional individuals to join our team! We collect on credit cards, installment and auto loan accounts. Pay: $15-$18 per hour ...

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities-and at Credit Control, we do it better than anyone. We are proud to have ...

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities-and at Credit Control, we do it better than anyone. We are proud to have ...

Credit Control LLC

Debt Collection

Earth City, MO · On-site

$35K - $75K/yr

Debt collection is a recession-proof profession, offering job security, competitive compensation, and growth opportunities--and at Credit Control, we do it better than anyone. We are proud to have ...

New

Credit Control LLC

Debt Collections Specialist

Tampa, FL · On-site

$77K/yr

Debt Collection Specialist (IN OFFICE) Join an Award-Winning Team and Earn Up to $77,000+ Per Year! - Location: Tampa, FL (9929 Race Track Rd., Tampa, FL 33626) - Compensation: $35,000 - $77,000 ...

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Bad Debt Collection Specialist information

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How much do bad debt collection specialist jobs pay per hour?

As of Sep 12, 2026, the average hourly pay for bad debt collection specialist in the United States is $23.00, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.61 per hour, depending on experience, location, and employer.

What does a bad debt collection specialist do?

A Bad Debt Collection Specialist is responsible for recovering overdue payments from individuals or businesses who have failed to pay their debts. They contact debtors by phone, mail, or email to negotiate repayment plans, resolve outstanding balances, and keep detailed records of all communication and payment progress. These specialists also assess the likelihood of collecting debts, may recommend legal action when necessary, and ensure compliance with relevant laws and regulations such as the Fair Debt Collection Practices Act (FDCPA). Their goal is to minimize financial losses for their employer while treating debtors professionally and ethically.

What are the key skills and qualifications needed to thrive as a bad debt collection specialist, and why are they important?

To thrive as a Bad Debt Collection Specialist, you need strong negotiation, analytical, and communication skills, often supported by a background in finance or customer service. Familiarity with debt collection software, CRM systems, and knowledge of relevant regulations such as the Fair Debt Collection Practices Act (FDCPA) is essential. Persistence, empathy, and conflict resolution abilities help build rapport and manage difficult conversations with debtors. These skills ensure effective recovery of outstanding debts while maintaining compliance and positive client relations.

What are some common challenges faced by bad debt collection specialists, and how can they be managed effectively?

Bad Debt Collection Specialists often encounter challenges such as unresponsive or hostile debtors, strict regulatory requirements, and the need to balance assertiveness with empathy. Effective management of these challenges involves maintaining clear, professional communication, keeping thorough documentation of all interactions, and staying updated on relevant laws and regulations. Building strong negotiation and conflict resolution skills is key, and many organizations provide ongoing training and support to help specialists navigate these demanding situations successfully.

What is the difference between Bad Debt Collection Specialist vs Credit Analyst?

AspectBad Debt Collection SpecialistCredit Analyst
CredentialsTypically requires high school diploma or equivalent; certifications like ACA or NACA are a plusUsually requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentCollections agencies, financial institutions, or corporate finance departmentsBanks, lending companies, or financial services firms
Employer & Industry UsageFocuses on recovering unpaid debts for various industriesAnalyzes credit data to assess risk and approve loans

While both roles involve financial analysis, the Bad Debt Collection Specialist primarily focuses on recovering overdue debts, whereas the Credit Analyst evaluates creditworthiness to prevent bad debts. Their work environments and required credentials differ, but both are essential in managing financial risk and maintaining cash flow.

What are popular job titles related to Bad Debt Collection Specialist jobs?

For Bad Debt Collection Specialist jobs, the most frequently searched job titles are:

Infographic showing various Bad Debt Collection Specialist job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, 11% Part Time, and 2% Contract. Highlights an 78% Physical, 2% Hybrid, and 20% Remote job distribution, with an average salary of $47,832 per year, or $23 per hour.

Debt Collection Specialist

Dallas, TX • On-site

ProCollect Inc.
Finance and Insurance • 51 - 200 employees
Learn more about ProCollect Inc.external

Other

Posted 23 days ago

Job description

As a Collection Specialist with ProCollect, you must possess excellent negotiation, telephone communication skills and an inner drive to succeed and have one year of debt Collections experience. Additional requirements for the Collection Specialist include: · Ability to thrive in a fast-paced quota-driven work environment · Ability to work a 40-hour per week, rotating shift between the following hours:

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