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Debt Collection Jobs in Delaware (NOW HIRING)

CardWorks

Director, Data Science

Wilmington, DE · On-site

Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including ... that automate the collection, synthesis, and interpretation of market data. * Utilize Large ...

pcaltd

Collectors - Estate Care Specialist

Wilmington, DE · On-site

$18 - $24.25/hr

Experience within debt collections, customer service, or similar phone-based employment preferred. * Strong communication, problem-solving and analytical skills. * Ability to work independently and ...

Vituity

Emergency Medicine Physician

Wilmington, DE · On-site

$275K - $900K/yr

No outside investors, external stakeholders, or long-term debt. The Community * Wilmington ... collection, and the scenic Brandywine Park, perfect for outdoor activities. * The Riverfront ...

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Showing results 21-40

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Debt Collection information

See Delaware salary details

$7

$23

$36

How much do debt collection jobs pay per hour?

As of Aug 23, 2026, the average hourly pay for debt collection in Delaware is $23.02, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $28.65 per hour, depending on experience, location, and employer.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

What are the key skills and qualifications needed to thrive as a debt collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

How to get a job as a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent and must pass a background check. Relevant skills include communication, negotiation, and knowledge of debt collection laws; some employers may require certification or training programs. Entry-level positions often involve on-the-job training and may require a valid driver's license for fieldwork.

Is it hard to be a debt collector?

Being a debt collector can be challenging as it requires strong communication skills, persistence, and the ability to handle difficult conversations. The job often involves working under pressure to meet collection targets and may require knowledge of relevant laws and regulations. Success in this role depends on interpersonal skills and resilience.

What qualifications do I need to be a debt collector?

To become a debt collector, candidates typically need a high school diploma or equivalent. Employers often require good communication skills, the ability to handle stressful situations, and may provide on-the-job training; some positions may also require a valid driver's license and background checks. Certification is not mandatory but can enhance job prospects and credibility in the field.

What are the most commonly searched types of Debt Collection jobs in Delaware?

The most popular types of Debt Collection jobs in Delaware are:

What are popular job titles related to Debt Collection jobs in Delaware?

For Debt Collection jobs in Delaware, the most frequently searched job titles are:

What job categories do people searching Debt Collection jobs in Delaware look for?

The top searched job categories for Debt Collection jobs in Delaware are:

Debt Collection jobs near you
Infographic showing various Debt Collection job openings in Delaware as of August 2026, with employment types broken down into 100% Full Time. Highlights an 67% In-person, and 33% Hybrid job distribution, with an average salary of $47,873 per year, or $23 per hour.

Collections Representative

Synerfac Technical Staffing

Newark, DE

$16/hr

Full-time

Re-posted 25 days ago

Job description

Collections Representative
The client is a nationally licensed accounts receivable management firm and third-party collections agency specializing in debt recovery and customer engagement solutions across industries like financial services, healthcare, student loans. They operate high-volume call center environments focused on compliance, consumer interaction, and financial account resolution.
Responsibilities
Meet performance targets by handling a high volume of accounts and maintaining required activity levels
Contact debtors, negotiate payment arrangements, and follow through until resolution
Perform skip tracing to locate hard-to-reach individuals and recover accounts
Accurately document all account activity while adhering to FDCPA and company compliance standards
Must be available to attend and complete entire training program. 
Must be able to work at least 2 nights per week (until 9:00 pm).
Must have 1-2 years of call center experience
Must have strong communication and negotiation skills in a high-volume call center or collections environment
By applying for this job, you agree to receive calls, Al-generated calls, text messages, or emails from Synerfac Technical Staffing and our contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undeliverable messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy at www.synerfac.com/privacy/
Synerfac Technical Staffing logo

About Synerfac Technical Staffing

Sourced by ZipRecruiter

Since 1987, Synerfac has served three groups, Our Clients, Our Candidates and Our Staff. We treat all three with equal importance because we recognize the synergy of success when one group succeeds, We all succeed. Synerfac is in the business of providing opportunities and adding value. We strive to create extraordinary experiences. For our clients we provide staffing services that enable them to focus on their core competencies which will add value to their businesses. For our employees we provide permanent and temporary assignments that complement their job skills and experience while providing professional and financial rewards. For our staff –we provide careers that are balanced, uplifting and carry the highest rewards by continually improving our business process. Our goal is to enhance the lives and enterprises of all those we touch to make them better off for having known us.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Cherry Hill, NJ, US

Social media

Twitter

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