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Debt Attorney Jobs (NOW HIRING)

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Debt Recovery Paralegal

Lakewood, CO ยท On-site

$40K - $60K/yr

Provide support to collection attorneys practicing community association representation, including condominiums, townhomes, and single-family homes. Essential Responsibilities: * Initial case intake ...

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Debt Attorney information

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$46K

$108.2K

$172.5K

How much do debt attorney jobs pay per year?

As of Aug 23, 2026, the average yearly pay for debt attorney in the United States is $108,160.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,000.00 and $130,000.00 per year, depending on experience, location, and employer.

What is a debt attorney?

A debt attorney is a lawyer who specializes in helping individuals and businesses manage, negotiate, and resolve debt-related issues. They can assist with lawsuits from creditors, negotiate settlements, protect you from debt collection harassment, and provide legal advice on bankruptcy or debt relief options. Debt attorneys have in-depth knowledge of consumer protection laws and can represent you in court if necessary. Hiring a debt attorney can help protect your rights and potentially reduce your overall debt burden.

What are the key skills and qualifications needed to thrive as a debt attorney, and why are they important?

To thrive as a Debt Attorney, you need a Juris Doctor (JD) degree, a license to practice law, and expertise in bankruptcy and debt collection laws. Familiarity with legal research databases like Westlaw or LexisNexis, as well as experience with case management software, is commonly required. Strong negotiation, analytical thinking, and communication skills help build client trust and resolve complex debt cases. These skills ensure effective representation, compliance with legal standards, and successful outcomes for clients facing debt challenges.

What are some common challenges faced by debt attorneys in managing client expectations during debt resolution cases?

Debt attorneys often encounter challenges balancing client expectations with the realities of debt resolution. Clients may hope for quick or total debt elimination, while legal processes, creditor negotiations, and court timelines can be lengthy and complex. Effectively communicating likely outcomes, potential setbacks, and the steps involved is crucial to maintaining trust. Attorneys must also manage clients' emotional stress and provide clear, regular updates to keep them informed and engaged throughout the process.

What is the difference between Debt Attorney vs Bankruptcy Attorney?

AspectDebt AttorneyBankruptcy Attorney
CredentialsJurisdiction-specific law degree, bar admissionJurisdiction-specific law degree, bar admission
Work EnvironmentLaw firms, debt collection agencies, financial institutionsLaw firms, courts, bankruptcy courts
Industry UsageDebt collection, credit counseling, legal advice on debtLegal proceedings, debt relief, bankruptcy filings

Debt Attorneys focus on advising clients on debt collection and negotiation, while Bankruptcy Attorneys handle legal processes related to filing for bankruptcy. Both roles require similar legal credentials and often work within the same industry environments, but their primary functions differ in scope and purpose.

More about Debt Attorney jobs

What cities are hiring for Debt Attorney jobs?

Cities with the most Debt Attorney job openings:

What states have the most Debt Attorney jobs?

States with the most job openings for Debt Attorney jobs include:

Infographic showing various Debt Attorney job openings in the United States as of August 2026, with employment types broken down into 91% Full Time, and 9% Part Time. Highlights an 74% In-person, 13% Hybrid, and 13% Remote job distribution, with an average salary of $108,160 per year, or $52 per hour.

$50K - $72K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 10 days ago


Job description

Summary
For more information on the Department of Justice and the United States Attorneys' Offices, visit http://www.justice.gov/usao/.
As needed, additional positions may be filled using this announcement.
Learn more about this agency
Duties
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If selected for this position, you will join a well-respected team that is responsible for providing substantive legal support to the Eastern District of Arkansas. Typical work assignments include:
  • Serving as a technician in the area of financial litigation and is responsible for directly and independently supporting Assistant United States Attorneys (AUSAs) by providing a wide variety of technical assistance services.
  • Performing a wide range of technical support duties involving the processing of cases within the financial litigation function.
  • Using a variety of automated databases, spreadsheets (i.e., Excel), common online resources to research financial backgrounds using systems to conduct research, initiate documents for debt collection actions and track debtor accounts.
  • Using common online resources, obtains and analyzes routine financial information on debtors to determine their present and future potential ability to pay.
  • Communicating with debtors to present options for debt payments, answering questions, explaining pertinent procedures, clarifying information, and working cases to resolution.
  • Preparing payment plans which involve reviewing financial asset information the debtor has submitted.
  • Performing periodic internal control audits of financial litigation and debt collection case records to ensure accuracy of program operations.

Responsibilities will increase and assignments will become more complex as your training and experience progress.
Requirements
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Conditions of employment
  • You must be a U.S. Citizen or National
  • Initial appointment is conditioned upon a satisfactory pre-employment adjudication. This includes fingerprint, credit and tax checks, and drug testing. Continued employment is subject to a favorable adjudication of a background investigation
  • You must be registered for Selective Service, if applicable
  • If selected, you may be required to complete a one year probationary period.
  • You must meet all qualification requirements upon the closing date of this announcement.

Qualifications
GS-7: To be eligible for the GS-7 level, you must have at least one full year of specialized experience equivalent to the GS-06 level in Federal service. Specialized experience is defined as communicating with debtors on payment plans, and procedures regarding financial litigation; processing debt collection for criminal and/or civil debts; and drafting letters, forms and/or reports to initiate the collection of debts.
GS-8: To be eligible at the GS-8 level, you must have at least one year of specialized experience equivalent to the GS-7 level. Specialized experience is defined as performing internal control audits of financial litigation and/or debt collection; investigating financial assets and transactions and/or providing analyses of information from debtors; interpreting and/or enforcing judgments in criminal and/or civil cases pertaining to financial litigation to include criminal fines, assessments, interests, penalties, restitution, criminal forfeitures, bond forfeitures and/or court costs.
Interagency Career Transition Assistance Plan (ICTAP): The ICTAP provides eligible displaced Federal competitive service employees with selection priority over other candidates for competitive service vacancies. If your agency has notified you in writing that you are a displaced employee eligible for ICTAP consideration, you may receive selection priority if: 1) this vacancy is within your ICTAP eligibility; 2) you apply under the instructions in the announcement; and 3) you are found well-qualified for this vacancy. To be well-qualified, you must satisfy all qualification requirements for the vacant position and receive a score of 85 or better on established ranking criteria. You must provide proof of eligibility to receive selection priority. Such proof may include a copy of your written notification of ICTAP eligibility or a copy of your separation personnel action form. Additional information about ICTAP eligibility is at: http://www.opm.gov/policy-data-oversight/workforce-restructuring/employee-guide-to-career-transition/.
Career Transition Assistance Plan (CTAP): The CTAP provides eligible surplus and displaced competitive service employees in the Department of Justice with selection priority over other candidates for competitive service vacancies. If your Department of Justice component has notified you in writing that you are a surplus or displaced employee eligible for CTAP consideration, you may receive selection priority if: 1) this vacancy is within your CTAP eligibility, 2) you apply under the instructions in this announcement, and 3) you are found well-qualified for this vacancy. To be well qualified, you must satisfy all qualification requirements for the vacant position and receive a score of 85 or better on established ranking criteria. You must provide a copy of your written notification of CTAP eligibility with your application. Additional information about CTAP eligibility is at http://www.opm.gov/policy-data-oversight/workforce-restructuring/employee-guide-to-career-transition/.
Additional information
Payment of relocation expenses will not be authorize.
The Department of Justice offers a comprehensive benefits package that includes, in part, paid vacation; sick leave; holidays; telework; life insurance; health benefits; and participation in the Federal Employees Retirement System.
Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law. See www.sss.gov.
Reasonable Accommodation Statement: Federal Agencies must provide reasonable accommodation to applicants with disabilities, where appropriate. Applicants requiring reasonable accommodation for any part of the application and hiring process should contact the hiring agency directly. Determinations on requests for reasonable accommodation will be made on a case-by-case basis.
EEO Statement/Policy: The United States government does not discriminate in employment on the basis of race, color, religion, sex, pregnancy, national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, membership in an employee organization, retaliation, parental status, military service or other non-merit factor. More information can be found here: https://www.justice.gov/jmd/media/1425556/dl?inline.
Political Appointees (Current or Former): The Office of Personnel Management (OPM) must authorize employment offers made to current or former political appointees. If you are currently, or have been within the last 5 years, a political Schedule A, Schedule C or Non-Career SES employee in the Executive Branch, you must disclose this information to the HR Office. Failure to disclose this information could result in disciplinary action including removal from Federal Service.
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Candidates should be committed to improving the efficiency of the Federal government, passionate about the ideals of our American republic, and committed to upholding the rule of law and the United States Constitution.
Benefits
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A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
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Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.