Debit Card Fraud Analyst Jobs in Minnesota (NOW HIRING)

Pay is based on several factors which vary based on position.These include labor markets and in some instancesmay include education, work experience and certifications. In addition to your pay, Target cares about and invests in you as a team member, so that you can take care of yourself and your family. Target offers eligible team members and their dependents comprehensive health benefits and programs, which may include medical, vision, dental, life insurance and more, to help you and your family take care of your whole selves.Other benefits for eligible team members include 401(k), employee discount, short term disability, long term disability, paid sick leave, paid national holidays, and paid vacation.Find competitive benefits from financial and education to well-being and beyond at https://corporate.target.com/careers/benefits.

JOIN TARGET AS A LEAD CYBERSECURITY ANALYST - PAYMENT FRAUD STRATEGY

About Us:

Working at Target means helping all families discover the joy of everyday life. We bring that vision to life through our values and culture. Learn more about Target here.

As a Lead Cybersecurity Analyst, Payment Fraud Strategy, you will help shape Target's enterprise approach to payment fraud risk. This role owns the strategic direction for the Payment Fraud Strategy Area, helping Target maintain a future ready payment fraud defense that enables omni channel growth, protects guest trust, and supports smart fraud investment decisions.

This role is responsible for setting strategy, aligning partners, connecting work to measurable outcomes, identifying risks and gaps, and ensuring Theft, Fraud & Abuse delivers measurable payment fraud results for the business.

About the role:

As a Lead Cybersecurity Analyst, Payment Fraud Strategy, you will:

• Own and evolve the Payment Fraud Strategy Area, including the vision, strategic priorities, roadmap, OKRs, operating rhythms, and executive level narrative
• Partner with execution owning teams to ensure fraud work across Target.com, stores, Circle Card, and emerging payment experiences is aligned to the enterprise fraud strategy and measurable business outcomes
• Translate fraud trends, business priorities, guest experience considerations, and risk signals into clear strategic direction for partners and leaders
• Create visibility into progress against payment fraud outcomes, including fraud dollars as a percentage of sales, fraud prevented, manual review effectiveness, model performance, and false positive reduction
• Identify strategic gaps, risks, dependencies, duplicative efforts, and investment needs across the payment fraud ecosystem
• Align cross functional partners across Cybersecurity, Payment Operations, Product, Technology, Data Science, Finance, Stores, Digital, Legal, Compliance, and vendor teams
• Shape roadmap priorities and modernization decisions by connecting fraud trends, business outcomes, partner work, and investment needs into a clear strategic direction
• Support executive communication by clearly articulating strategy, progress, tradeoffs, risks, and recommendations
• Ensure payment fraud strategy supports secure business growth, low friction guest experiences, profitable sales, and protection of guest trust
• Maintain a forward looking view of emerging payment fraud risks, including account takeover, synthetic identity, real time payments and refunds, cross channel fraud, scams, agentic commerce, and new payment experiences
• Partner with owning teams on fraud capability evaluations, proof of concept learnings, data opportunities, and modernization themes to ensure they ladder back to enterprise strategy
• Build trusted relationships with business and technology partners, helping teams understand fraud risk, make informed tradeoffs, and stay aligned to Target's broader payment fraud objectives

Core responsibilities of this job are described within this job description. Job duties may change at any time due to business needs.

About you:

• 4 year degree or equivalent experience
• 7 plus years of experience in cybersecurity, fraud strategy, payment fraud, financial crimes, risk management, product risk, or a related field
• Demonstrated understanding of fraud threats, payment ecosystems, chargebacks, digital fraud, identity fraud, account takeover, scams, card fraud, or cross channel fraud patterns
• Experience developing strategy, aligning and influencing partners/roadmaps and connecting enterprise work to measurable outcomes
• Ability to analyze fraud trends, performance metrics, control effectiveness, and operational outcomes to influence decisions
• Experience partnering with cross functional teams such as Cybersecurity, AI, Data Sciences, Product, Tech, Finance, Operations, Legal, Compliance, or external vendors
• Strong communication, storytelling, written, verbal and presentation skills
• Ability to lead down, across, and up to persuade, negotiate and drive desired outcomes
• Strong problem solving skills, sound judgment and ability to navigate ambiguity
• Ability to build trust with business partners while challenging assumptions and escalating risk when needed

This position will operate as a Hybrid/Flex for Your Day work arrangement based on Target's needs. A Hybrid/Flex for Your Day work arrangement means the team member's core role will need to be performed both onsite at the Target HQ MN location the role is assigned to and virtually, depending upon what your role, team and tasks require for that day. Work duties cannot be performed outside of the country of the primary work location, unless otherwise prescribed by Target. Click here if you are curious to learn more about Minnesota.

Benefits Eligibility

Americans with Disabilities Act (ADA)

In compliance with state and federal laws, Target will make reasonable accommodations for applicants with disabilities. If a reasonable accommodation is needed to participate in the job application or interview process, please reach out to candidate.accommodations@HRHelp.Target.com. Non-accommodation-related requests, such as application follow-ups or technical issues, will not be addressed through this channel.