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Credit Wellness Jobs in Rio Rancho, NM (NOW HIRING)

Nusenda

Commercial Credit Analyst

Albuquerque, NM · On-site

Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and being a ... Our competitive employee benefits include several health and wellness options, competitive 401(k) ...

Nusenda

Commercial Credit Analyst

Albuquerque, NM · On-site

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We ... Our competitive employee benefits include several health and wellness options, competitive 401(k) ...

Nusenda

Sr. Commercial Credit Analyst

Albuquerque, NM · On-site

Sr. Commercial Credit Analyst Nusenda Credit Union is dedicated to excellent member service and ... Our competitive employee benefits include several health and wellness options, competitive 401(k) ...

Nusenda

Sr. Commercial Credit Analyst

Albuquerque, NM · On-site

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We ... Our competitive employee benefits include several health and wellness options, competitive 401(k) ...

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Credit Wellness information

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How much do credit wellness jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for credit wellness in Rio Rancho, NM is $19.22, according to ZipRecruiter salary data. Most workers in this role earn between $17.16 and $21.01 per hour, depending on experience, location, and employer.

What is a credit wellness?

A Credit Wellness job typically involves helping individuals or businesses improve and manage their credit health. Professionals in this role provide financial education, analyze credit reports, offer strategies to boost credit scores, and guide clients in making informed financial decisions. They may work for financial institutions, credit counseling agencies, or as independent advisors. The goal is to assist clients in achieving financial stability and access to better credit opportunities.

What are the main responsibilities of someone working in credit wellness?

Credit Wellness professionals are primarily responsible for assessing clients' credit situations, providing personalized recommendations to improve credit scores, and educating clients about responsible credit management. They often work closely with financial advisors, lenders, and credit bureaus to advocate on behalf of their clients. Daily tasks may include reviewing credit reports, negotiating with creditors, and developing action plans tailored to individual clients' needs. This role offers the chance to make a significant positive impact on people's financial lives while building valuable expertise in personal finance.

What are the key skills and qualifications needed to thrive in credit wellness, and why are they important?

To excel in a Credit Wellness role, you need strong knowledge of credit scoring systems, financial analysis, and consumer credit laws, typically backed by experience in finance or a related field. Familiarity with credit reporting software, financial counseling platforms, and relevant certifications such as Certified Credit Counselor (CCC) is valuable. Excellent communication, problem-solving, and empathy are vital soft skills for building trusting relationships with clients and conveying complex financial concepts clearly. These skills enable you to effectively guide clients toward improved credit health and contribute to overall financial well-being.

What are popular job titles related to Credit Wellness jobs in Rio Rancho, NM? For Credit Wellness jobs in Rio Rancho, NM, the most frequently searched job titles are:
What job categories do people searching Credit Wellness jobs in Rio Rancho, NM look for? The top searched job categories for Credit Wellness jobs in Rio Rancho, NM are:
Credit Wellness jobs near you
Infographic showing various Credit Wellness job openings in Rio Rancho, NM as of August 2026, with employment types broken down into 73% Full Time, and 27% Part Time. Highlights an 97% In-person, and 3% Remote job distribution, with an average salary of $39,977 per year, or $19.2 per hour.

Commercial Credit Analyst

Nusenda Credit Union

Albuquerque, NM • On-site

Full-time

Medical, Retirement

Re-posted yesterday

Nusenda Credit Union rating

7.7

Company rating: 7.7 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Nusenda Credit Union is dedicated to excellent member service and being a great place to work. We strive to make a positive difference in the lives of our members and the communities we serve to help them achieve their financial goals. Diversity, equity, and inclusion are part of our culture and values. 

As an employer of choice, we invest in people and their careers. Our competitive employee benefits include several health and wellness options, competitive 401(k) matching contributions, professional development, and tuition assistance and more!

Thank you for your interest in joining the Nusenda team!

We are currently seeking a Commercial Credit Analyst to join our organization. As a Commercial Credit Analyst, you will be responsible for gathering and analyzing credit information on current and potential business borrowers. You'll determine the advisability of granting credit for diversified types of commercial loans by recommending the Loan Risk Rating per the Loan Policy. You'll assist Business Services Officers regarding annual loan reviews and origination of new loan requests. You'll complete analysis of new loan requests, annual reviews of existing loans and makes recommendations for Risk Ratings according to findings. You'll analyze credit data and spread financial statements as part of risk analysis on new and renewing loans.

What You'll Do:

  • Monitor and manage credit risk on assigned portfolios, including reviewing loan files to ensure compliance with financial reporting requirements
  • Spread and analyze financials using the Buker’s spreading software
  • Comple annual loan reviews in accordance with policy using underwriting templates and forms
  • Test and process financial covenants in the commercial loan origination system, and periodically evaluating credit risk and collateral
  • Complete analysis and underwriting of new loan requests, including screening, spreading, analyzing cash flow and repayment sources, collateral, and guarantors, risk rates loans, and prepare formal credit memoranda
  • Collaborate with Business Services Officers, external customers, and management to identify, negotiate, and recommend loan structures
  • Support Business Services Officers in presentations of new loan requests to Management Loan Review Committee

What You'll Need:

  • Three to five years of similar or related commercial underwriting or financial experience
  • Bachelor’s degree in business administration, accounting, or finance.

Key Skills and Experience:

  • Experience in conducting in-depth research and analysis.
  • Knowledge of cash flow modeling, commercial real estate leasing, appraisal methodologies, applicable regulations (e.g., FIRREA, BSA, HMDA), and NCUA regulatory guidance.
  • Understand GAAP financial statements (i.e., balance sheets, income statements, statements of cash flow, and statements of owner’s equity),
  • Understand Personal and business income tax returns and have a comprehensive knowledge of diversified commercial loan types, structures, and practices.
  • Significant analytical thinking skills are required to analyze credit data, identify, and mitigate risks, and assimilate financial information into an actionable format with recommendations on courses of action.

Nusenda Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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