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Credit Union Jobs in Decatur, TX (NOW HIRING)

FCCU

Mortgage Loan Officer - Dallas

Fort Worth, TX · On-site

If you are a motivated Real Estate professional, First Community Credit Union may have the career for you! We are currently seeking a Mortgage Loan Officer (MLO) who is passionate about business ...

FCCU

Mortgage Loan Officer - Dallas

Fort Worth, TX · On-site

If you are a motivated Real Estate professional, First Community Credit Union may have the career for you! We are currently seeking a Mortgage Loan Officer (MLO) who is passionate about business ...

mytfcuhr

Mortgage Loan Officer, External

Denton, TX · On-site +1

Tinker Federal Credit Union's Real Estate Lending Department has an immediate opening for a Mortgage Loan Officer - External ! This is an exciting opportunity to join the largest and best credit ...

Alliance Credit Union

Mortgage Loan Officer

Keller, TX · On-site

$32K - $140K/yr

Base pay + commission To assist members with their mortgage lending needs, analyze loan requests and make credit decisions based on mortgage lending policy, as well as consistently exercises ...

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All JobsCredit Union JobsCredit Union Jobs in Decatur, TX

Credit Union information

See Decatur, TX salary details

$11

$29

$85

How much do credit union jobs pay per hour?

As of Jun 24, 2026, the average hourly pay for credit union in Decatur, TX is $29.14, according to ZipRecruiter salary data. Most workers in this role earn between $14.62 and $17.21 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Credit Union Member Service Representative, and why are they important?

To thrive as a Credit Union Member Service Representative, you need strong financial knowledge, attention to detail, and typically a background in banking or customer service. Familiarity with banking software, cash handling systems, and compliance regulations is often required. Exceptional communication, problem-solving, and interpersonal skills help you build trust and effectively serve members. These skills and qualities are vital to ensuring accurate transactions, regulatory compliance, and a positive member experience.

What is the difference between Credit Union vs Loan Officer?

AspectCredit UnionLoan Officer
CredentialsTypically requires high school diploma or equivalent; some roles may need financial certificationsRequires high school diploma; often needs mortgage or loan origination licenses
Work EnvironmentNon-profit financial cooperative, community-focusedBanking or lending institutions, sales-driven environment
Employer & IndustryCredit unions, financial servicesBanks, mortgage companies, lending firms
Common Search/ComparisonYesYes

While credit union employees focus on member services and financial products within a cooperative setting, loan officers primarily evaluate and approve loan applications for banks or lending companies. Both roles require financial knowledge, but their work environments and objectives differ, with credit unions emphasizing community and member relations, and loan officers concentrating on lending and sales.

Are credit unions good to work at?

Credit union jobs are often considered good due to their community-focused environment, competitive benefits, and opportunities for advancement. Employees typically value the collaborative culture and the chance to serve members directly, with roles often requiring customer service skills and financial knowledge. Overall, many find working at a credit union to be a stable and rewarding career choice.

What jobs pay 10,000 a month without a degree?

High-paying jobs that can reach $10,000 a month without a degree include roles such as commercial pilot, real estate broker, sales manager, or skilled trades like electricians and plumbers with experience. These positions often require specialized training, certifications, or extensive experience rather than formal college degrees.

How much do credit union employees make?

The average salary for credit union employees varies by role and experience, with tellers earning around $30,000 to $40,000 annually and managers earning $50,000 to $80,000 or more. Entry-level positions typically start at or slightly above minimum wage, while specialized roles or those with certifications can earn higher salaries. Compensation also depends on the size and location of the credit union and may include benefits such as health insurance and retirement plans.

What are some common challenges faced by employees working at a credit union, and how are they typically addressed?

Employees at credit unions often face challenges such as managing a high volume of member inquiries, staying updated with regulatory changes, and ensuring personalized service in a fast-paced environment. To address these, credit unions typically provide ongoing training, emphasize teamwork, and utilize up-to-date technology to streamline processes. Many credit unions also foster a collaborative culture, encouraging staff to share knowledge and support one another, which helps employees deliver excellent service while staying compliant with industry standards.

What qualifications do you need to work at a credit union?

To work at a credit union, candidates typically need a high school diploma or equivalent; some positions may require post-secondary education or relevant certifications. Customer service skills, financial knowledge, and proficiency with banking software are also important. Specific roles such as loan officers or financial advisors may require additional licenses or certifications.

What is a credit union?

A credit union is a member-owned financial cooperative that provides banking services like savings accounts, loans, and credit cards. Unlike banks, credit unions are nonprofit organizations, and any profits are returned to members through lower fees and better interest rates. Membership is typically based on a common bond, such as where you work, live, or your association with a particular group. Credit unions are regulated and insured, making them a safe place for your money. They often focus on personalized service and community involvement.
What are the most commonly searched types of Credit jobs in Decatur, TX? The most popular types of Credit jobs in Decatur, TX are:
What job categories do people searching Credit Union jobs in Decatur, TX look for? The top searched job categories for Credit Union jobs in Decatur, TX are:
What cities near Decatur, TX are hiring for Credit Union jobs? Cities near Decatur, TX with the most Credit Union job openings:
Credit Union jobs near you
Mortgage Secondary Market Specialist

Mortgage Secondary Market Specialist

Tinker Federal Credit Union

Denton, TX • On-site

$41.52 - $51.90/hr

Full-time

Posted 18 days ago

Tinker Federal Credit Union rating

8.9

Company rating: 8.9 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Job description

At TFCU, we welcome people of all backgrounds. We know that embracing a diverse team makes us a stronger and better organization. Here you can expect a professional workplace where all employees have the opportunity to feel seen, respected, valued and heard.
Tinker Federal Credit Union's Real Estate Lending department has an immediate opening for a Secondary Market Specialist I,II,Senior. This is an exciting opportunity to join one of the nation's leading credit unions! We offer competitive pay, a robust benefits package, a "smart casual dress code" and much more! We want you to work and grow at TFCU, so there will be many opportunities for professional development and growth through training and continued education. We value you at TFCU!
As a Secondary Market Specialist, you will be responsible for the following:
  • Managing the secondary market process, including rate locks, loan commitments, and the sale of applicable mortgage loans to investors.
  • Maintains accurate investor records and provides monthly reports to management.
  • Pricing, hedging, and sale of mortgage loans to investors.

Salary Range:
This is a non-exempt position. The starting hourly rate for level I is $27.35-$34.19, Level II is $33.70-$42.12, Senior $41.52-$51.90 per hour; however, actual placement within the range will be determined individually based on your experience relative to organizational needs and internal salary equity.
Schedule:
  • Normally works a weekday schedule, but may be required to work evenings, holidays, or weekends.

Education/Experience:
  • You must have an associate degree relatable to business is required for Levels I and II. A bachelor's degree relatable to business, finance, economics, mathematics is required for the Senior Level. Applicable work experience and/or military experience may be substituted for education at the rate of two years of experience for one year of education.

  • Level I: Requires two years of experience within mortgage operations or financial services. Secondary market lock desk experience is preferred.

  • Level II/Sr: Requires four years of experience within Lock Desk or a Secondary Marketing environment.

Certificates, Licenses, Registrations:
  • NMLS License.
  • SAFE Act registration required.
  • A professional designation such as an Accredited Mortgage Professional (AMP) or Certified Mortgage Banker (CMB) from the Mortgage Bankers Association (MBA) is preferred for levels I and II but required for the senior level (12 additional months of experience in relatable to the position may be substituted in lieu of the designation).

Keys to success:
In order to be successful as a Secondary Market Specialist you must possess these qualifications:
  • Knowledge of secondary mortgage markets and investor requirements, including Fannie Mae, Freddie Mac, Federal Housing Administration (FHA), VA, and United States Department of Agriculture (USDA) programs, as well as mandatory versus best efforts execution strategies.
  • Knowledge of the mortgage loan life cycle, including origination, pricing, lock management, loan boarding, servicing, escrow administration, accounting interfaces, and loan sale execution.
  • Knowledge of real estate practices, mortgage lending regulations, and compliance requirements, including government lending programs and TILA-RESPA (TRID) rules related to changed circumstances and fee tolerances.
  • Knowledge of loan pricing structures, margin management, and competitive market dynamics, with the ability to analyze investor pricing, competitor rates, fallout trends, and pipeline risk.
  • Strong analytical, problem solving, and decision-making skills to evaluate complex scenarios, pricing exceptions, and risk factors, and to recommend tactical margin or execution adjustments.
  • High level of accuracy, attention to detail, and ability to handle confidential information, supported by strong organizational and administrative skills.
  • Effective written and verbal communication skills, including the ability to explain complex pricing concepts and market movements to loan officers, management, and external partners.
  • Proficiency with mortgage and pricing systems and business tools, including Microsoft Office, Optimal Blue, Encompass, or similar pricing and loan origination platforms, and the ability to work collaboratively in a team environment.

Tinker Federal Credit Union is an Equal Opportunity Employer and is committed to providing an environment free of harassment and discrimination. We celebrate the unique differences of our employees, and welcome people of all backgrounds. We do not discriminate on the basis of race, religion, color, national origin, sex, age, marital status veteran status, disability status, pregnancy status, parental status, political affiliation, or any other status protected by law. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to access job openings or apply for a job on this site as a result of your disability. You can request reasonable accommodations by contacting Talent Acquisition at careers@tinkerfcu.org.

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