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Credit Services Representative Jobs (NOW HIRING)

Peterson

Credit Representative

Hillsboro, OR · On-site

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

PetersonCat

Credit Representative

Hillsboro, OR

$35.55 - $41/hr

The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current ...

State Street

Credit Services, MD

Boston, MA · On-site

$170K - $282K/yr

Serve as a senior representative of the business in credit committees and governance forums, ensuring timely escalation and transparency. * Provide senior leadership in market discussions, client ...

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Credit Services Representative information

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How much do credit services representative jobs pay per hour?

As of Sep 15, 2026, the average hourly pay for credit services representative in the United States is $23.19, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $25.96 per hour, depending on experience, location, and employer.

What is the difference between Credit Services Representative vs Loan Officer?

AspectCredit Services RepresentativeLoan Officer
CredentialsHigh school diploma or equivalent; some roles may require certification in credit or financeHigh school diploma; often requires licensing or certification for mortgage or loan products
Work EnvironmentBank or credit union, customer service settingBank, mortgage company, or lending institution, client-facing
Industry UsageCredit management, collections, customer supportLoan processing, mortgage, personal or auto loans
Search & Comparison IntentUnderstanding credit support roles, customer service in creditLoan application process, lending procedures

The main difference is that Credit Services Representatives focus on managing credit accounts, assisting customers with credit-related inquiries, and supporting credit processes. Loan Officers, on the other hand, primarily evaluate and approve loan applications for various types of loans. Both roles require customer interaction and financial knowledge but serve different functions within the lending industry.

Is remote credit services representative a stressful job?

A remote credit services representative typically handles customer inquiries, reviews credit information, and resolves account issues, which can involve managing difficult conversations and meeting performance targets. The job's stress level depends on workload, call volume, and individual coping skills, but it generally requires strong communication and problem-solving abilities. Some roles may include performance metrics and deadlines that contribute to workplace stress.

What does a credit services representative do?

A credit services representative handles customer accounts related to credit, such as reviewing credit reports, explaining credit options, and assisting with credit applications or disputes. They often use customer service skills and credit reporting tools to support clients and ensure accurate account management.

What cities are hiring for Credit Services Representative jobs?

Cities with the most Credit Services Representative job openings:

What states have the most Credit Services Representative jobs?

States with the most job openings for Credit Services Representative jobs include:

What are popular job titles related to Credit Services Representative jobs?

For Credit Services Representative jobs, the most frequently searched job titles are:

Credit Services Representative jobs near you
Infographic showing various Credit Services Representative job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 15% Part Time, and 3% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $48,239 per year, or $23.2 per hour.

Credit Representative

Hillsboro, OR • On-site

Peterson
See more jobs at Petersonexternal

$35.55 - $41/hr

Other

Re-posted 9 days ago

Job description

It's your time, make it matter.
At Peterson, we partner with our customers to build the future. For over 85 years, our peoples' work has shaped the communities where we live, where we raise our families, and where we thrive. Peterson's legacy permeates every aspect of our communities. From roads and bridges, back-up power at hospitals, fire-fighting, concerts and moving goods; we are everywhere you look. At Peterson, you don't just have a career, you have a purpose.
Our family-oriented environment is built on safety, winning, growth, and professional achievement. Hiring and developing exceptional people is critical to our continued success. We have high standards for a good reason: our people represent Peterson, our family, our brand, and our values.
You have high expectations too. You are exceptionally motivated, have outstanding skills, and want your work to matter. Peterson offers competitive wages, generous benefits, and promotional opportunities at a family-owned and operated business. It's time to use your skills and passion to do work that matters!
Job Description
Peterson Cat has the immediate need for an experienced Credit Representative based at either our Hillsboro, OR or San Leandro, CA locations.
The Credit Services Representative has responsibility for monitoring and collecting company receivables with an emphasis on delinquent accounts. In addition, the individual will analyze current customer records and correspondence in order to maintain accurate records, mitigate risk, modify credit limits, resolve disputes, coordinate credit meetings with operational departments, and recommend and adhere to Corporate Credit Policies. Reps will work closely with Cat Financial in order to promote Cat Commercial as a resource and solution for Peterson's customers.
ESSENTIAL JOB FUNCTIONS
The following reflects management's definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign the functions to this job at any time due to reasonable accommodation or other reasons. Job functions include the following. Other duties may be assigned.
  • Provide superior customer service in all aspects of the job.
  • Initiate credit collection efforts on delinquent accounts.
  • Develop relationships with customers in order to aid collection efforts.
  • Develop and recommend payment solutions for delinquent customers.
  • Coordinate with operational employees to aid in collection efforts.
  • Evaluate customer records and reduce/extend credit line or place credit hold based on account analysis. Responsible for monitoring additional exposure on delinquent accounts and consulting with Department Mangers, account reps and supervisor on marginal credit issues.
  • Prepare and facilitate regular credit meetings with appropriate operations personnel; review delinquent accounts and disputes.
  • Run, update, and distribute monthly reports.
  • Determine and manage accounts sent to collections and/or legal.
  • Determine charge backs and write offs of unrecoverable accounts on a monthly basis and present to supervisor, account reps and department manager.
  • Notify operational staff of items that effect cost center.
  • Prepare and file pre-liens on rental equipment as necessary and issue releases in exchange for payments. File stop notice/mechanic liens. With supervisor approval, refer to attorney, as necessary. Follow up on daily activity.
  • Recover Bad Debt through appropriate channels when necessary.
  • Reconcile assigned accounts, provide documents as requested, execute credit reference and process return mail.
  • Maintains punctual, regular, and predictable attendance.

QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily, safely and in alignment with Peterson's core values. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
Associates Degree from a fully accredited college in Business or other closely related field; and a minimum of three years of directly related experience in credit collections preferably in a heavy industrial environment; or an equivalent combination of education and work experience.
CERTIFICATES, LICENSES, REGISTRATIONS
N/A
The California hourly pay range for this position is: $35.55- $41.00. We also offer a total compensation package in addition to base salary.
Peterson Holding Company is committed to equal employment opportunity and affirmative action. Minorities, females, veterans, and individuals with disabilities are encouraged to apply. A drug screen and background check is required.

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