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Credit Risk Sas Jobs (NOW HIRING)

Credit Risk and Reserves Officer

Wilmington, DE · On-site

$125K - $188K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Risk and Reserves Officer is a senior-level position responsible for leading activities ... Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data ...

Risk Management The Credit Risk Strategy Manager I (US) manages the creation, implementation and ... Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc. * Strong ...

Senior Associate, Credit Risk Analytics

Newark, DE · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Sr. Associate, Credit Risk Analytics role is a key position within Sallie Mae's 2nd Line of ... Applied experience using statistical tools (e.g., SAS, Python, R, Tableau etc.). * 2 years of work ...

Senior Associate, Credit Risk Analytics

Newark, DE · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • PTO

The Sr. Associate, Credit Risk Analytics role is a key position within Sallie Mae's 2nd Line of ... Applied experience using statistical tools (e.g., SAS, Python, R, Tableau etc.). * 2 years of work ...

Sr Credit Risk Reporting Analyst

Denver, CO · On-site

$84K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ensure credit risk policy is followed. Develop process improvements for speed and accuracy. Train ... Experienced in using S&P, Moody's, ECM, SAS, TriplePoint, and other credit related tools. * Ability ...

Sr Credit Risk Analyst

$82K - $154K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

As a Sr. Credit Risk Analyst, you'll play a critical role in shaping credit strategy and governance ... Use SQL, SAS, Python, and other analytical tools to evaluate lending portfolio performance ...

Sr Credit Risk Reporting Analyst

Denver, CO

$84K - $120K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Ensure credit risk policy is followed. Develop process improvements for speed and accuracy. Train ... Experienced in using S&P, Moody's, ECM, SAS, TriplePoint, and other credit related tools. * Ability ...

Sr Credit Risk Analyst

OR · On-site +1

$82K - $154K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

As a Sr. Credit Risk Analyst, you'll play a critical role in shaping credit strategy and governance ... Use SQL, SAS, Python, and other analytical tools to evaluate lending portfolio performance ...

Showing results 21-40

Credit Risk Sas information

See salary details

$86.5K

$158.3K

$239.5K

How much do credit risk sas jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit risk sas in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What is a credit risk SAS professional?

Credit Risk SAS professionals are analysts or specialists who use SAS (Statistical Analysis System) software to assess, model, and manage credit risk within financial institutions. Their work involves analyzing large datasets to evaluate the likelihood of borrowers defaulting, developing predictive risk models, and ensuring compliance with regulatory requirements. They play a crucial role in helping banks and lenders make informed lending decisions and minimize potential losses. These professionals often collaborate with risk management teams and use their expertise in statistics, data analysis, and SAS programming to support credit risk strategies.

What are the key skills and qualifications needed to thrive as a credit risk SAS analyst, and why are they important?

To thrive as a Credit Risk SAS Analyst, you need a solid background in quantitative analysis, statistics, and risk modeling, often supported by a degree in finance, mathematics, or a related field. Proficiency with SAS software, data mining tools, and knowledge of regulatory frameworks such as Basel II/III are typically required. Strong problem-solving abilities, attention to detail, and effective communication skills help you interpret complex data and present findings clearly. These skills are crucial for accurately assessing credit risk, ensuring compliance, and supporting sound financial decision-making in the organization.

What are some common challenges faced by professionals in a credit risk SAS role, and how can they be effectively managed?

Professionals in a Credit Risk SAS role often encounter challenges such as handling large and complex datasets, ensuring data accuracy, and meeting tight deadlines for regulatory reporting. Additionally, translating analytical findings into actionable business recommendations can be demanding, especially when collaborating with stakeholders from non-technical backgrounds. To manage these challenges, it's important to build strong data validation processes, prioritize clear communication with cross-functional teams, and continuously update SAS and risk modeling skills to stay current with industry standards.

What is the difference between Credit Risk Sas vs Credit Analyst?

AspectCredit Risk SasCredit Analyst
Required CredentialsTypically requires certifications like CFA, FRM, or specialized SAS trainingOften requires a bachelor's degree in finance, economics, or related fields; certifications like CFA are common
Work EnvironmentData analysis, modeling, and risk assessment in financial institutions or analytics firmsFinancial institutions, banks, or credit agencies analyzing borrower creditworthiness
Employer & Industry UsageUsed mainly in risk modeling, quantitative analysis, and data-driven decision makingUsed in credit evaluation, loan approval, and client credit analysis

While both roles involve analyzing financial data, Credit Risk Sas focuses on developing risk models and data analysis using SAS software, whereas Credit Analysts primarily evaluate individual creditworthiness and make lending decisions. Both roles require strong analytical skills, but their focus areas and daily tasks differ within the finance industry.

More about Credit Risk Sas jobs

What states have the most Credit Risk Sas jobs?

States with the most job openings for Credit Risk Sas jobs include:

Infographic showing various Credit Risk Sas job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.

Credit Risk and Reserves Officer

Citigroup, Inc.

Wilmington, DE • On-site

$125K - $188K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 4 days ago


Citibank rating

8.3

Company rating: 8.3 out of 10

Based on 177 frontline employees who took The Breakroom Quiz

39th of 171 rated banks


Job description

The Credit Risk and Reserves Officer is a senior-level position responsible for leading activities in credit loss forecasting and reserves blending expertise in portfolio analytics, monitoring the portfolio performance while closely following latest trends in own field. This role is pivotal in ensuring the accuracy, efficiency, and transparency of credit loss reserves while enhancing data-driven decision-making with a strong focus on simplification. You will work closely with finance, risk, and technology teams to streamline reserve methodologies, improve reporting processes, and drive automation initiatives.
Responsibilities:
  • Calculate and Analyze credit risk reserves across diverse loan portfolios, ensuring alignment with accounting and CECL standards.
  • Identify key drivers of reserve changes, trends in portfolio performance, and emerging credit risks.
  • Develop and maintain reserve forecasting models, stress-testing frameworks, and scenario analyses.
  • Prepare risk management presentations for senior management that include analytics on expected portfolio performance and areas of potential risk and/or opportunity
  • Create, review and share critical business decks for leadership and global policy. Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, forecasting and due diligence.
  • Drive AI and advanced analytics initiatives, including automation of reserve processes. Simplify and automate reserve calculation workflows, reducing manual processes and enhancing efficiency.
  • Enhance reporting tools and dashboards to improve visibility and decision-making for senior leadership.
  • Work with cross-functional teams to ensure data integrity and alignment across finance and risk functions.
  • Identify opportunities to streamline methodologies, eliminate redundancies, and enhance operational efficiency. Drive adoption of digital tools and frameworks that enhance analytical capabilities and reduce complexity.
  • Work closely with Governance and Model Risk Management to ensure adherence to all policy requirements
  • Acts as SME to senior stakeholders and /or other team members.
  • Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:
  • Bachelor's degree required in Mathematics, Engineering, Statistics, Economics, Physics, or a relative quantitative discipline (Master's degree, MBA or CPA preferred, or equivalent experience).
  • 6-10 years of experience in credit card risk management or equivalent preferably in the financial services industry, with a preference for work in forecasting, accounting or credit risk management
  • Ability to develop and perform Financial and Risk analysis that addresses concerns and issues, and ability to present them to management and external auditors with a clear and concise approach.
  • Advanced usage of Excel, SAS/SQL/Python required (2+ years), proficiency in PowerPoint, Word required, Oracle Hyperion tools (Essbase, Smart View), Tableau preferred
  • Ability to work with senior managers, internal stakeholders to help build consensus to address difficult and complex business needs.
  • Leadership Competencies expected
  • Has the ability to operate with a limited level of direct supervision.
  • Proven ability to remain organized in a fast-paced environment
  • Demonstrated interpersonal, organizational and analytic skills

Education:
  • Bachelor's degree required in Mathematics, Engineering, Statistics, Economics, Physics, or a relative quantitative discipline (Master's degree, MBA or CPA preferred, or equivalent experience).
  • Master's degree preferred

#LI-DD2
Job Family Group:
Risk Management
Job Family:
Model Development and Analytics
Time Type:
Full time
Primary Location:
Wilmington Delaware United States
Primary Location Full Time Salary Range:
$125,760.00 - $188,640.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Analytical Thinking, Credible Challenge, Data Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Jun 23, 2026
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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About Citigroup Inc

Sourced by ZipRecruiter

We live in an increasingly complex world. Companies these days are either born global or are going global at record speed. Business and geopolitics are forging an entirely new dynamic and consumers now expect financial services to be a seamless part of their digital lives. Citi is a bank that’s uniquely positioned for this moment. Through our vast global network and our on-the-ground expertise, we can connect the dots, anticipate change and empathize the needs of our clients and customers in ways that other banks simply cannot. Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We have set expectations for how we must act to bring our mission to life. These expectations are at the heart of our Leadership Principles – we take ownership, we deliver with pride and we succeed together.

Industry

Banking and credit intermediation

Company size

5,001 - 10,000 Employees

Headquarters location

New York City, NY, US