Manager, Credit Risk
Newark, DE · On-site
Conduct independent credit risk assessments and thematic reviews across origination, servicing, loss mitigation, and recovery activities, identifying emerging credit risks and exposure across the ...
Manager, Credit Risk
Newark, DE · On-site
Conduct independent credit risk assessments and thematic reviews across origination, servicing, loss mitigation, and recovery activities, identifying emerging credit risks and exposure across the ...
Manager, Credit Risk
Newark, DE · On-site
Conduct independent credit risk assessments and thematic reviews across origination, servicing, loss mitigation, and recovery activities, identifying emerging credit risks and exposure across the ...
Manager, Credit Risk
Newark, DE · On-site
Conduct independent credit risk assessments and thematic reviews across origination, servicing, loss mitigation, and recovery activities, identifying emerging credit risks and exposure across the ...
Senior Associate, Credit Risk
Newark, DE · On-site
This position is responsible for performing the analytical review of credit risk related to underwriting, portfolio management, and loss mitigation processes. The Sr. Analyst role also provides ...
Senior Associate, Credit Risk
Newark, DE · On-site
This position is responsible for performing the analytical review of credit risk related to underwriting, portfolio management, and loss mitigation processes. The Sr. Analyst role also provides ...
Senior Associate, Credit Risk
Newark, DE · On-site
This position is responsible for performing the analytical review of credit risk related to underwriting, portfolio management, and loss mitigation processes. The Sr. Analyst role also provides ...
Senior Associate, Credit Risk
Newark, DE · On-site
This position is responsible for performing the analytical review of credit risk related to underwriting, portfolio management, and loss mitigation processes. The Sr. Analyst role also provides ...
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
Credit Risk Policy Management Senior Officer
$144.48K - $216.72K/yr
The Credit Risk Policy Management Senior Officer position is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to ...
Credit Risk Policy Management Senior Officer
$144.48K - $216.72K/yr
The Credit Risk Policy Management Senior Officer position is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to ...
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform ... Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
Credit Risk Policy Management Senior Officer
Wilmington, DE · On-site
$144.48K - $216.72K/yr
The Credit Risk Policy Management Senior Officer position is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to ...
Credit Risk Policy Management Senior Officer
Wilmington, DE · On-site
$144.48K - $216.72K/yr
The Credit Risk Policy Management Senior Officer position is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to ...
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
As a/an Credit Risk Operations Associate in Credit Risk Operations , you will support critical ... Review exceptions and resolve day-to-day operational and risk matters using sound judgment
Senior Credit Risk Analyst -Verifications
Wilmington, DE · On-site
$130K - $150K/yr
About the Role We're hiring a Senior Credit Risk Analyst to lead verification strategy for our ... Review our CCPA Employee Policy here apply for this job
Senior Credit Risk Analyst -Verifications
Wilmington, DE · On-site
$130K - $150K/yr
About the Role We're hiring a Senior Credit Risk Analyst to lead verification strategy for our ... Review our CCPA Employee Policy here apply for this job
Provide architectural leadership on design reviews, proof of concepts, and technology evaluations ... Serve as the key liaison between Credit Risk leadership and IT teams. * Translate business ...
Provide architectural leadership on design reviews, proof of concepts, and technology evaluations ... Serve as the key liaison between Credit Risk leadership and IT teams. * Translate business ...
Provide architectural leadership on design reviews, proof of concepts, and technology evaluations ... Serve as the key liaison between Credit Risk leadership and IT teams. * Translate business ...
Provide architectural leadership on design reviews, proof of concepts, and technology evaluations ... Serve as the key liaison between Credit Risk leadership and IT teams. * Translate business ...
Senior Credit Risk Analyst -Verifications
Wilmington, DE · On-site +1
$130K - $150K/yr
About the Role We're hiring a Senior Credit Risk Analyst to lead verification strategy for our ... Review our CCPA Employee Policy here
Senior Credit Risk Analyst -Verifications
Wilmington, DE · On-site +1
$130K - $150K/yr
About the Role We're hiring a Senior Credit Risk Analyst to lead verification strategy for our ... Review our CCPA Employee Policy here
The Credit Risk Modernization Program Leader is aligned to the multi-year roadmap activities ... Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and ...
The Credit Risk Modernization Program Leader is aligned to the multi-year roadmap activities ... Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and ...
Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)
Wilmington, DE · On-site
$125K - $150K/yr
Credit Risk Oversight & Governance * Provide independent 2LOD oversight and challenge of credit ... Review expansion strategies (e.g., new segments, channels, or products) for risk implications ...
Director, Credit Risk Oversight - Consumer Lending (2nd Line of Defense)
Wilmington, DE · On-site
$125K - $150K/yr
Credit Risk Oversight & Governance * Provide independent 2LOD oversight and challenge of credit ... Review expansion strategies (e.g., new segments, channels, or products) for risk implications ...
Credit Risk Oversight & Governance * Provide independent 2LOD oversight and challenge of credit ... Review expansion strategies (e.g., new segments, channels, or products) for risk implications ...
Credit Risk Oversight & Governance * Provide independent 2LOD oversight and challenge of credit ... Review expansion strategies (e.g., new segments, channels, or products) for risk implications ...
Set up reviews and processes to ensure we are executing well on our credit assumptions * Partner with risk strategies in defining variables that would be included in new credit models and interface ...
Set up reviews and processes to ensure we are executing well on our credit assumptions * Partner with risk strategies in defining variables that would be included in new credit models and interface ...
Credit Risk Reviewer information
What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?
To thrive as a Credit Risk Reviewer, you need a strong background in finance, accounting, and risk assessment, typically supported by a bachelor’s degree in a related field. Familiarity with credit analysis tools, risk rating systems, and regulatory compliance frameworks such as Basel II/III is important, as well as proficiency in Excel and financial modeling software. Attention to detail, analytical thinking, and effective communication are crucial soft skills for evaluating creditworthiness and presenting findings. These skills ensure accurate risk assessments, regulatory adherence, and sound decision-making to protect an organization’s financial health.
How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?
Credit Risk Reviewers work closely with teams such as loan origination, underwriting, and compliance to gather comprehensive information about borrowers and lending practices. They often participate in cross-departmental meetings to discuss findings, identify trends in credit quality, and recommend improvements to credit policies. Effective collaboration ensures that risk assessments are thorough and align with regulatory standards, ultimately helping the organization make informed lending decisions. This collaborative environment also provides opportunities to learn from other specialties and expand one's expertise within the financial institution.
What does a Credit Risk Reviewer do?
A Credit Risk Reviewer is responsible for assessing and evaluating the credit risk associated with lending decisions at financial institutions. They analyze loan portfolios, review credit policies, and ensure compliance with internal and regulatory standards. By identifying potential risks and weaknesses in lending practices, they help organizations minimize losses and maintain healthy credit quality. Their work often involves preparing detailed reports and recommending improvements to credit processes and controls.
What is the difference between Credit Risk Reviewer vs Credit Analyst?
| Aspect | Credit Risk Reviewer | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CFA or credit-specific training | Bachelor's degree, often similar certifications or coursework in finance or economics |
| Work Environment | Reviewing credit files, assessing risk, and ensuring compliance | Analyzing financial data, preparing credit reports, and making lending recommendations |
| Employer & Industry Usage | Financial institutions, banks, credit agencies | Banks, lending institutions, corporate finance departments |
Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.
What are popular job titles related to Credit Risk Reviewer jobs in Delaware? For Credit Risk Reviewer jobs in Delaware, the most frequently searched job titles are:
What job categories do people searching Credit Risk Reviewer jobs in Delaware look for? The top searched job categories for Credit Risk Reviewer jobs in Delaware are:
What cities in Delaware are hiring for Credit Risk Reviewer jobs? Cities in Delaware with the most Credit Risk Reviewer job openings:
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Posted 29 days ago
Sallie Mae rating
6.8
Based on 5 frontline employees who took The Breakroom Quiz
Job description
When you join Sallie Mae, you become a champion for all students.
We're on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big.
Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We're changing. Because students need a better way.
We're looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students-and for each other.
This is where diverse backgrounds, beliefs, and perspectives matter. It's where you're empowered to bring your authentic self to work.
Feeling your best allows you to do your best. Our benefits take care of the whole you-from physical and mental to financial and professional. You'll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more.
We're obsessed with impact and making a real difference. For us, that means putting relationships first, asking "why not?" when tackling challenges, and continuously learning new skills.
Come do more than join something, change something. For students, for future generations, for the future of education.
What You'll Contribute
The Manager, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support across the credit life cycle. This role is responsible for assessing credit risk practices, portfolio trends, risk appetite alignment, and control effectiveness to ensure the organization's credit strategies across the credit lifecycle remain safe, sound, data-driven, and compliant with evolving regulatory expectations.
The Manager will partner closely with First Line business teams while maintaining independence, contribute to executive and committee-level risk reporting, and support regulatory examinations and audit activities.
What You'll Do
The above information is intended to describe the general nature and level of work performed by employees assigned to this job; it is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees in this role.
What you have
Minimum: Indicate minimum education, skills and experience required.
Preferred: Indicate "nice to haves" regarding education, skills, and experience.
The Americans with Disabilities Act
The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination by employers, in compensation and employment opportunities, against qualified individuals with disabilities who, with or without reasonable accommodation, can perform the "essential functions" of a job. A function may be essential for any of several reasons, including: the job exists to perform that function, the employee holding the job was hired for his/her expertise in performing the function, or only a limited number of employees are available to perform that function.
Feeling your best helps you do your best:
Our benefits take care of the whole you-so you can build your work around your life (not the other way around!).
Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest!
Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. Click here to view the U.S. Pay Transparency Policy, here for federal job applicant notices, and here to view the California Employee Privacy Notice.
Reasonable accommodations are available for applicants with disabilities in all phases of the application and employment process. To request an accommodation please call (855) 756-2007 and choose option 9. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
We're on a mission to power confidence as students begin their unique journey. To help them plan their higher education, successfully finish, and prepare for life after school. To help them Start smart. Learn big.
Students need guidance navigating this important time in their life. They need someone who acknowledges that their education path is unique. They need a partner willing to evolve and not only meet but surpass their expectations. We're changing. Because students need a better way.
We're looking for people who are excited to drive this transformation. To break barriers and think of new ways to adapt, help, and create better experiences for students-and for each other.
This is where diverse backgrounds, beliefs, and perspectives matter. It's where you're empowered to bring your authentic self to work.
Feeling your best allows you to do your best. Our benefits take care of the whole you-from physical and mental to financial and professional. You'll get opportunities to further your education and career, support for you and your family (including your pets!), paid time off to volunteer for the things that matter to you, and more.
We're obsessed with impact and making a real difference. For us, that means putting relationships first, asking "why not?" when tackling challenges, and continuously learning new skills.
Come do more than join something, change something. For students, for future generations, for the future of education.
What You'll Contribute
The Manager, Credit Risk serves as a key leader within the Second Line of Defense (2LOD), providing independent oversight, credible effective challenge, and governance support across the credit life cycle. This role is responsible for assessing credit risk practices, portfolio trends, risk appetite alignment, and control effectiveness to ensure the organization's credit strategies across the credit lifecycle remain safe, sound, data-driven, and compliant with evolving regulatory expectations.
The Manager will partner closely with First Line business teams while maintaining independence, contribute to executive and committee-level risk reporting, and support regulatory examinations and audit activities.
What You'll Do
- Conduct independent credit risk assessments and thematic reviews across origination, servicing, loss mitigation, and recovery activities, identifying emerging credit risks and exposure across the credit life cycle.
- Provide effective challenge to First Line credit strategies, assumptions, control frameworks, and portfolio actions; document conclusions and escalate concerns as appropriate.
- Assess adherence to credit policies, risk appetite statements, underwriting standards, and concentration limits, recommending enhancements where misalignment is observed.
- Oversee monitoring and reporting of credit risk KRIs, portfolio trends, and emerging risks, ensuring accuracy, consistency, and executive-readiness.
- Provide second-line oversight of credit strategy and decisioning frameworks across the lifecycle, including policies, analytics, and supporting models/tools, with an emphasis on governance, performance outcomes, and risk alignment.
- Support issue management activities, including identification, root cause assessment, remediation tracking, and closure validation related to credit risk matters.
- Prepare risk summaries and credit risk assessment materials for senior management, risk committees, and regulatory audiences.
- Collaborate with various internal stakeholders, such as finance, originations, and collections teams, to ensure alignment of credit risk objectives and practices.
- Collaborate with Compliance, Model Risk Management, Operational Risk, and Internal Audit to ensure comprehensive risk coverage and consistent messaging.
- Contribute to continuous improvement of credit risk governance frameworks, reporting standards, and oversight practices.
The above information is intended to describe the general nature and level of work performed by employees assigned to this job; it is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees in this role.
What you have
Minimum: Indicate minimum education, skills and experience required.
- Ability to perform analytics as well as code in either or multiple languages (Python, SAS, SQL) and expertise in BI tools (Tableau, Power BI, Microsoft Office Suite).
- Bachelor's degree in Finance, Economics, Business, or a related field; advanced degree or certifications (CRC, FRM, CFA) preferred.
- 5+ years of progressive experience in consumer credit risk management within a financial services environment, including second line oversight or comparable governance roles.
- Demonstrated understanding of lines of defense frameworks, risk appetite governance, and regulatory supervisory expectations.
- Experience delivering effective challenge to senior stakeholders and influencing outcomes without direct authority.
- Strong analytical capability and problem-solving skills with the ability to translate complex credit risk information into clear executive and committee-level insights, with the ability to think strategically and make informed decisions.
- Ability to perform analytics in either or multiple languages (Python, SAS, SQL) and expertise in BI tools (Tableau, Power BI, Microsoft Office Suite).
- Familiarity with consumer credit products (e.g., student loans, unsecured lending, mortgages, credit cards).
- Demonstrated experience in developing and implementing credit risk strategies, policies, and procedures.
- High integrity, sound judgment, and ability to handle confidential information with discretion.
Preferred: Indicate "nice to haves" regarding education, skills, and experience.
- Experience with credit analytics, decision/credit risk or risk governance frameworks, risk appetite statements, and issue management.
- Experience with segmentation strategy, vendor management, and regulatory exam support.
The Americans with Disabilities Act
The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination by employers, in compensation and employment opportunities, against qualified individuals with disabilities who, with or without reasonable accommodation, can perform the "essential functions" of a job. A function may be essential for any of several reasons, including: the job exists to perform that function, the employee holding the job was hired for his/her expertise in performing the function, or only a limited number of employees are available to perform that function.
Feeling your best helps you do your best:
Our benefits take care of the whole you-so you can build your work around your life (not the other way around!).
- Competitive base salaries
- Bonus incentives
- Generous PTO, Floating Holidays and 12 Federal Holidays observed
- Support for financial-well-being and retirement 401k with employer match
- Comprehensive medical, dental, vision, hospital indemnity, critical illness, pet insurance and more
- Employer paid short-term/long-term disability and basic life insurance
- Flexible hybrid working arrangements.
- Paid parental leave and adoption reimbursement programs
- Free access to on-site staffed fitness centers (in Delaware) and gym subsidy (for locations outside Delaware)
- Confidential counseling support (EAP), Health Advocacy services and Wellness program with financial incentives
- Tuition Reimbursement and Family Scholarship Programs
- Career development and training opportunities
Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest!
Sallie Mae is proud to be an equal opportunity (EEO) employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender, sexual orientation, national origin, age, genetic information, gender identity, disability, Veteran status or any other characteristic protected by federal, state or local law. Click here to view the U.S. Pay Transparency Policy, here for federal job applicant notices, and here to view the California Employee Privacy Notice.
Reasonable accommodations are available for applicants with disabilities in all phases of the application and employment process. To request an accommodation please call (855) 756-2007 and choose option 9. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
About Sallie Mae
Sourced by ZipRecruiter
Industry
Finance and insurance
Company size
1,001 - 5,000 Employees
Headquarters location
Newark, DE, US
Year founded
1972