... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
Credit Analyst
Scottsdale, AZ · On-site
$100K - $150K/yr
... risk-based approach. Demonstrate experience in analyzing and underwriting complex credits ... Read, review and understand different loan documentation. Demonstrate experience to review ...
Credit Analyst
Scottsdale, AZ · On-site
$100K - $150K/yr
... risk-based approach. Demonstrate experience in analyzing and underwriting complex credits ... Read, review and understand different loan documentation. Demonstrate experience to review ...
Senior Credit Analyst
Phoenix, AZ · On-site
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · On-site
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Credit Analyst
Mesa, AZ · On-site
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...
Credit Analyst
Mesa, AZ · On-site
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...
... reviews Coordinates work with, Credit Risk Management and other groups, promoting consistent quality and conciseness of credit documents and streamlining work flow among underwriting, credit approval ...
... reviews Coordinates work with, Credit Risk Management and other groups, promoting consistent quality and conciseness of credit documents and streamlining work flow among underwriting, credit approval ...
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · On-site
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · On-site
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Quick apply
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Senior Credit Analyst
Phoenix, AZ · Hybrid
Review and evaluate all credit reports in common formats and credit data to determine the degree of risk involved in extending credit, in accordance with company policy, credit authority, risk ...
Portfolio Manager I sp
Phoenix, AZ · On-site
$44.28 - $75.42/hr
... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
Portfolio Manager I sp
Phoenix, AZ · On-site
$44.28 - $75.42/hr
... risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the ...
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Quick apply
Senior Credit Analyst
Scottsdale, AZ · On-site
... risk assessment, credit limit approvals, and change proposals. This role requires the ability to research, analyze, and review financial statements and third-party financial data, learn internal ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Ensure that the Global Credit Policy is followed in terms of credit review process and credit limit approval matrix. Demonstrate proven ability to assess and communicate customer Credit risk via ...
Present to deals to Independent Risk Management, along with underwriting teams, for final approval * Assist with recruiting of new Financial Advisors including reviewing credit opportunities within ...
Present to deals to Independent Risk Management, along with underwriting teams, for final approval * Assist with recruiting of new Financial Advisors including reviewing credit opportunities within ...
Senior Credit Analyst - Food, Agriculture, & Beverage
Phoenix, AZ · On-site
$36.53 - $47.11/hr
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...
Senior Credit Analyst - Food, Agriculture, & Beverage
Phoenix, AZ · On-site
$36.53 - $47.11/hr
Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures. Prepare in-depth reports providing plans of action based on qualitative and ...
Credit Risk Reviewer information
What does a Credit Risk Reviewer do?
How does a Credit Risk Reviewer typically collaborate with other departments to ensure accurate risk assessments?
What are the key skills and qualifications needed to thrive as a Credit Risk Reviewer, and why are they important?
What is the difference between Credit Risk Reviewer vs Credit Analyst?
| Aspect | Credit Risk Reviewer | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree, certifications like CFA or credit-specific training | Bachelor's degree, often similar certifications or coursework in finance or economics |
| Work Environment | Reviewing credit files, assessing risk, and ensuring compliance | Analyzing financial data, preparing credit reports, and making lending recommendations |
| Employer & Industry Usage | Financial institutions, banks, credit agencies | Banks, lending institutions, corporate finance departments |
Both roles involve assessing creditworthiness, but Credit Risk Reviewers focus on evaluating existing credit files for risk and compliance, while Credit Analysts analyze financial data to recommend new credit approvals. They often work together within financial institutions to manage credit portfolios effectively.

Full-time
Medical, Dental, Vision, Retirement, PTO
Posted 14 days ago
Job description
WHAT IS THE OPPORTUNITY?
The Portfolio Manager is part of the Hospitality credit management team focused on the long-term risk-adjusted returns for the bank within the Hospitality business segment. This individual manages a sub-set of existing Hospitality credits and is a key partner in the origination and structuring of new Hospitality credits.
Primary responsibilities include:
- Provide comprehensive credit recommendations and presentations to key risk partners related to prospect(s) and existing clients of the bank (including moderate to complex new credit structures, modifications, and extensions) based on a comprehensive review of the borrower(s) and guarantor(s)' financials (which may include current and historical financial statements, tax returns, and projections.)
- Present credit recommendations within the bank's risk appetite and framework and follow the bank's policies, processes and procedures.
- Respond to their clients' credit needs with an elevated level of client service and credit acumen to address their needs appropriately and timely.
- Provide ongoing oversight and management of an assigned Hospitality portfolio (including timely risk rating assessments, financial reporting monitoring, financial covenant compliance, and the preparation of quarterly and annual reports.)
WHAT WILL YOU DO?
- Teamwork: Mentors junior colleagues, fosters a culture of continuous improvement and professional growth. Works effectively and efficiently with various internal stakeholders including various divisions of the bank.
- Hospitality Portfolio Management: Owns and manages an assigned credit portfolio, ensuring alignment with organizational goals and risk management practices, including underwriting all types of Hospitality credit exposures, managing credit risk, and responding to prospective client inquiries.
- Hospitality Credit Analysis: Analyzes credit data and performs underwriting to assess creditworthiness and recommends appropriate structures to the Sales team and client. Prepare underwriting memorandums and approval documents for presentation to Credit Risk.
- Performance Monitoring: Performs Hospitality portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.
- Data Analysis: Analyzes credit data to support underwriting and creditworthiness assessments including developing and presenting individual credit recommendations.
- Risk Management: Practices effective risk management, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.
- Collaboration: Partners with Relationship Manager(s) to successfully manage credit account relationships. Work closely with cross-functional teams to ensure cohesive and effective credit operations to achieve the Bank's strategic initiatives. Participate in ad-hoc projects to support the organization's priorities. Works closely with closing associate colleagues to simultaneously and proactively advance multiple loan closings with attention to detail, adherence to approved loan(s), and mindfulness of customer required timelines. Consistently act with an approach that demonstrates boundarylessness and efficiently achieves objectives of both internal stakeholders (bank colleagues) and external stakeholders (e.g., prospects, customers, outside legal counsel, etc.).
- Client Service: Provides exceptional client service by maintaining professionalism and effectively interacting with clients to understand their needs and provide tailored credit solutions. Participate in joint sales pitches with Relationship Manager(s). Interface with clients in-person, over the phone and email to assess their credit needs and determine the best structure and items needed for analysis. Proactively and autonomously maintain and lead weekly customer calls, underwriting diligence lists, and simultaneously advance multiple underwrite & portfolio management activities.
- Other: Provide support and expertise for various additional activities related to the bank's Hospitality platform.
WHAT DO YOU NEED TO SUCCEED?
Required Qualifications*
- Bachelor's Degree or equivalent in Finance, Business or related field
- Minimum 6 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries *Hospitality
Additional Qualifications
- Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles
- Desire to build leadership and coaching skills, with the ability to train and develop talent
- Strong written and verbal communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams
- Intermediate analytical skills, with the ability to interpret complex data and make informed decisions
- Hospitality Industry-specific knowledge and expertise
- Intermediate knowledge of applicable regularly and legal/compliance matters
- Exceptional track record of demonstrated multi-tasking and proactiveness in a fast-paced lending/bank environment
- Credit/Bank analyst training completion preferred
WHAT'S IN IT FOR YOU?
Compensation
Starting base salary: $122,535 - $208,715 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:
- Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
- Generous 401(k) company matching contribution
- Career Development through Tuition Reimbursement and other internal upskilling and training resources
- Valued Time Away benefits including vacation, sick and volunteer time
- Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
- Career Mobility support from a dedicated recruitment team
- Colleague Resource Groups to support networking and community engagement
Get a more detailed look at our Benefits and Perks.
ABOUT US
Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at About Us.
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.
It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.