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Credit Risk Monitor Jobs (NOW HIRING)

Regional Finance

Director, Credit Risk

Plano, TX · On-site

Oversee portfolio monitoring, forecasting, and performance analytics Risk Governance & Policy * Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks

Sallie Mae

Manager, Credit Risk

Newark, DE · On-site

Oversee monitoring and reporting of credit risk KRIs, portfolio trends, and emerging risks, ensuring accuracy, consistency, and executive-readiness. * Provide second-line oversight of credit strategy ...

Regional Finance Corp

Director, Credit Risk

Plano, TX · On-site

Oversee portfolio monitoring, forecasting, and performance analytics Risk Governance & Policy * Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks

ATLANTICUS

Credit Risk Manager

Atlanta, GA · On-site

The Credit Risk Manager is responsible for delivering strategies that drive product growth and ... Develop and monitor customized manual underwriting process * Work with Segment / Strategic ...

Sallie_mae

Manager, Credit Risk

Newark, DE · On-site

Oversee monitoring and reporting of credit risk KRIs, portfolio trends, and emerging risks, ensuring accuracy, consistency, and executive-readiness. * Provide secondline oversight of credit strategy ...

Sallie_mae

Manager, Credit Risk

Sterling, VA · On-site

Oversee monitoring and reporting of credit risk KRIs, portfolio trends, and emerging risks, ensuring accuracy, consistency, and executive-readiness. * Provide secondline oversight of credit strategy ...

Made Card

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

Develop, refine, and monitor credit policies and customer segmentation strategies to enhance risk differentiation. * Pricing & Limits: Design pricing and credit limit frameworks to maximize risk ...

New

Attain Finance

Manager, Credit Risk

$120K - $160K/yr

... monitoring * Develop and enhance reporting infrastructure for assigned markets, products, and ... credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management ...

MQ Referrals Only

Credit Risk Manager

Account Management & Portfolio Monitoring * Manage credit lines, spend controls, and exposure across the SMB and commercial portfolio, taking proactive risk-based action on accounts as performance ...

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Credit Risk Monitor information

See salary details

$86.5K

$158.3K

$239.5K

How much do credit risk monitor jobs pay per year?

As of Jun 25, 2026, the average yearly pay for credit risk monitor in the United States is $158,312.00, according to ZipRecruiter salary data. Most workers in this role earn between $133,500.00 and $177,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Credit Risk Monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

Is risk analyst a high paying job?

A risk analyst, including credit risk monitor roles, typically earns a competitive salary that varies by industry, experience, and location. Entry-level positions may start lower, but experienced risk analysts with specialized skills and certifications can earn higher wages, often comparable to other finance and risk management roles.

What are the key skills and qualifications needed to thrive as a Credit Risk Monitor, and why are they important?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

How much do credit risk analysts earn?

Credit risk analysts typically earn a median annual salary ranging from $60,000 to $85,000, depending on experience, location, and industry. Entry-level analysts may start at lower salaries, while experienced professionals with certifications can earn over $100,000 annually. The role often requires strong analytical skills and familiarity with financial modeling tools.

What is a Credit Risk Analyst's salary?

A Credit Risk Analyst's salary typically ranges from $55,000 to $85,000 annually, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts with certifications can earn higher salaries, often supplemented with bonuses and benefits.

What is a Credit Risk Monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the 5 C's of credit risk?

The 5 C's of credit risk—used by credit risk monitors—are Character, Capacity, Capital, Collateral, and Conditions. These factors help assess a borrower's ability and willingness to repay a loan and are fundamental in credit analysis. Understanding these elements is essential for evaluating creditworthiness and managing risk effectively.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

More about Credit Risk Monitor jobs
What cities are hiring for Credit Risk Monitor jobs? Cities with the most Credit Risk Monitor job openings:
What states have the most Credit Risk Monitor jobs? States with the most job openings for Credit Risk Monitor jobs include:
What job categories do people searching Credit Risk Monitor jobs look for? The top searched job categories for Credit Risk Monitor jobs are:
Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in the United States as of June 2026, with employment types broken down into 89% Full Time, 10% Part Time, and 1% Temporary. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $158,312 per year, or $76.1 per hour.
Director, Credit Risk

Director, Credit Risk

Regional Finance

Plano, TX • On-site

Full-time

Posted 9 days ago

Regional Finance rating

6.9

Company rating: 6.9 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

Job description

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times.
We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team.
If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board!
About the Role
The Director, Credit Risk Management, leads the development and execution of credit risk strategies across the organization, with responsibility for originations and underwriting, portfolio analytics, business performance reporting, and risk strategy development. This role oversees the design, implementation, and governance of enterprise-wide credit policies and underwriting standards to ensure sound risk management practices. The Director drives data-driven decision-making to optimize portfolio performance, balancing growth objectives with risk appetite and established performance targets. As a senior leader, this individual provides strategic insights and recommendations grounded in advanced analytics and a deep understanding of credit risk dynamics across consumer lending products, supporting sustainable business growth and portfolio quality.
What You'll Do
Credit Strategy & Portfolio Leadership
  • Lead the design and execution of credit risk strategies across originations and underwriting
  • Optimize portfolio performance while balancing growth, loss targets, and risk appetite
  • Oversee portfolio monitoring, forecasting, and performance analytics

Risk Governance & Policy
  • Establish and evolve enterprise credit policies, underwriting standards, and governance frameworks
  • Ensure compliance with regulatory expectations and internal risk controls
  • Partner with Compliance, Audit, and Asset Review to maintain strong risk oversight

Analytics & Insights
  • Deliver data-driven insights on portfolio health, including delinquency trends, loss performance, and profitability
  • Lead stress testing and scenario analysis to evaluate portfolio resilience
  • Identify emerging risks, performance anomalies, and optimization opportunities

Advanced Modeling & Data Utilization
  • Leverage traditional and alternative data to enhance credit decisioning
  • Apply advanced analytical techniques (regression, segmentation, clustering) to improve risk strategies
  • Oversee model development, validation, and performance monitoring

Business Partnership & Leadership
  • Advise executive leadership on credit risk exposure and strategic decisions
  • Partner with business leaders to align risk strategies with growth objectives
  • Lead initiatives that improve underwriting effectiveness and segmentation

What You Bring
Required Qualifications
  • Bachelor's degree in Statistics, Economics, Data Analytics, Mathematics, or related field
  • 6+ years of experience in credit risk, consumer finance, or analytics
  • Strong experience with data analysis and modeling (SAS, R, Python, SQL)
  • Proven ability to translate complex analytics into business insights

Preferred Qualifications
  • Experience in consumer lending or financial services
  • Background in marketing analytics or risk model development
  • Experience leading enterprise-level credit strategies

Key Strengths
  • Strategic thinker with strong business acumen
  • Exceptional communication skills (translating analytics → executive insights)
  • Strong analytical and problem-solving capabilities
  • Ability to operate in a fast-paced, data-driven environment
  • Collaborative and influential leadership style

Direct Reports
3-5 direct reports.
If you are a job applicant who resides in the state of California, please review our California Employee Privacy Policy at the following link: https://regionalfinance.com/wp-content/uploads/2022/11/UPDATED-Employee-Privacy-Policy-11.2022.pdf
Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

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