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Credit Risk Monitor Jobs in Boca Raton, FL (NOW HIRING)

Seacoast Bank

Commercial Underwriter II

Boca Raton, FL · On-site

... monitoring existing client relationships, and managing credit risk to ensure that loans are quality assets and well-structured so as to mitigate portfolio risk. Understand the nature of the ...

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Credit Risk Monitor information

See Boca Raton, FL salary details

$82.1K

$150.2K

$227.3K

How much do credit risk monitor jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit risk monitor in Boca Raton, FL is $150,233.00, according to ZipRecruiter salary data. Most workers in this role earn between $126,700.00 and $168,400.00 per year, depending on experience, location, and employer.

What is a credit risk monitor?

A Credit Risk Monitor is a professional responsible for analyzing and assessing the credit risk associated with lending or extending credit to individuals or organizations. They monitor financial statements, payment histories, and market trends to evaluate the likelihood of default. Credit Risk Monitors help financial institutions and businesses minimize losses by providing recommendations on credit limits, terms, and risk mitigation strategies. Their work is essential for maintaining the financial health and stability of organizations that rely on credit transactions.

What are the key skills and qualifications needed to thrive as a credit risk monitor?

To thrive as a Credit Risk Monitor, you need strong analytical skills, financial acumen, and a background in finance, accounting, or economics, often supported by a relevant degree. Familiarity with risk assessment tools, credit scoring models, and platforms such as Moody’s Analytics or S&P Global Market Intelligence is typically required. Attention to detail, effective communication, and sound judgment help in interpreting data and conveying risk findings to stakeholders. These skills are essential to accurately evaluate creditworthiness and support informed decision-making that protects organizational assets.

What are some common challenges faced by credit risk monitors in their day-to-day work?

Credit Risk Monitors often contend with the challenge of evaluating complex financial data from multiple sources to assess a borrower's creditworthiness. They must stay updated on changing market conditions and regulatory requirements, which can impact risk assessments. Another frequent challenge is balancing the need for thorough analysis with tight reporting deadlines. Collaboration with other departments, such as loan officers and compliance teams, is essential for obtaining accurate information and ensuring company policies are followed.

What is the difference between Credit Risk Monitor vs Credit Analyst?

AspectCredit Risk MonitorCredit Analyst
Required credentialsTypically requires finance, economics, or related degrees; certifications like CFA are a plusSimilar educational background; certifications like CFA or CPA can be advantageous
Work environmentFinancial services, credit risk assessment, often in corporate or agency settingsBanking, lending institutions, or corporate finance departments
Employer and industry usageUsed by credit rating agencies, financial institutions, and risk management firmsCommon in banks, investment firms, and credit departments

While both roles involve financial analysis and risk assessment, Credit Risk Monitors focus on monitoring and analyzing credit risks at a broader level, often involving data aggregation and industry trend analysis. Credit Analysts typically evaluate individual creditworthiness of clients or companies to inform lending decisions. Understanding these distinctions helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Monitor jobs in Boca Raton, FL?

For Credit Risk Monitor jobs in Boca Raton, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Monitor jobs in Boca Raton, FL look for?

The top searched job categories for Credit Risk Monitor jobs in Boca Raton, FL are:

What cities near Boca Raton, FL are hiring for Credit Risk Monitor jobs?

Cities near Boca Raton, FL with the most Credit Risk Monitor job openings:

Credit Risk Monitor jobs near you
Infographic showing various Credit Risk Monitor job openings in Boca Raton, FL as of August 2026, with employment types broken down into 100% Full Time. Highlights an 94% In-person, and 6% Hybrid job distribution, with an average salary of $150,233 per year, or $72.2 per hour.

Credit Risk Metrics Specialist

Amerantbank

West Palm Beach, FL • On-site

Full-time

Posted 20 days ago

Job description

Calculates and prepares the Allowance for Credit Losses (ACL) report. Coordinates the updated of borrower’s financial information needed for the ACL calculation and updates all related factors (Vintage, WARM, prepayments, line of credit utilization and qualitative factors). Assist in the model validation and ongoing monitoring. Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of asset quality presentations, and calculation of Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs).


Responsibilities:

Allowance for Credit Losses (ACL):

  • Calculate the Allowance for Credit Losses (ACL) according to the approved model, which requires compiling all needed information from credit related units, downloading portfolio data from the bank’s loan system, running the different models in Impairment Studio, preparing the required reports, and reconcile data to GL.
  • Update the loss factors (Vintage, LGD, WARM, Prepayment, line utilization and qualitative factors) used in the calculation of the ACL.
  • Coordinate the update of borrower’s financial information (DSCR, LTV and Financial Spreads)
  • Prepare all ACL related reports (BRC presentation, financial reporting disclosures)
  • Assist in the ACL model development, documentation, implementation, and on-going performance testing.
  • Ensure model documentation is up to date and in accordance with regulatory requirements.
  • Maintain ACL procedures manuals up to date in line with current process
  • Estimate loss provisions forecast for the Bank’s budget.

Credit Risk Metrics:

  • Calculate and monitor Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs) related to credit risk, asset quality, and portfolio performance.
  • Engage with the business and Enterprise Data Management Office to identify and help remediate data related items including but not limited to data quality, data classification and data descriptions.

Credit Risk Financial Reporting:

  • Prepares Credit Risk SEC, US-GAPP, OCC and other regulatory reporting.
  • Ensures that reports reconcile with Financial Reporting reports.
  • Liaison between Credit Risk and Financial Reporting for the purpose of coordinating regulatory reporting related to Credit Risk.

Other:

  • Work on special projects as required.
  • Identify, evaluate, monitor, and make any recommendation deemed necessary to the Executive Credit Officer and/or senior management to assess, reduce, eliminate, or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, regulations, prescribed practices, internal policies and procedures or ethical standards.
  • Stay abreast of industry changes, trends, and best practices, and assess the potential impact Bank’s credit risk.
  • Continuously look for innovative ways to refine and/or automate processes to gain efficiency and improve operational controls.
  • Interact with internal/external auditors and regulators.
  • Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.

Minimum Education and/or Certifications Requirements:

Bachelor’s degree in business administration, finance, economics or related disciplines, or equivalent experience required.

Minimum Work Experience Requirements:

Minimum of three years of banking experience, ideally in credit risk modeling, and estimating the Allowance for Credit Losses (ACL).

Technical and/or Other Essential Knowledge:

  • Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data, identify emerging risk trends, and translate analysis into clear business insights and actionable recommendations.
  • Advanced proficiency in Microsoft Excel, including complex formulas, pivot tables, data modeling, Power Query, Power Pivot, dashboard development, and VBA programming.
  • Proficiency in Microsoft PowerPoint and Word, with the ability to prepare professional reports, management presentations, and executive summaries.
  • Strong financial analysis and financial modeling skills, including the ability to analyze portfolio performance, credit metrics, and loss trends.
  • Proficiency in data visualization and reporting techniques, including the development of dashboards, trend analyses, and management reports.
  • Strong attention to detail with a demonstrated ability to identify errors, inconsistencies, and potential data quality issues.
  • Excellent written, verbal, and presentation communication skills.
  • Ability to multitask and perform effectively under pressure, managing tight deadlines and shifting priorities.
  • Strong interpersonal skills with the ability to collaborate effectively across teams.
  • Knowledge of banking products, services, and systems.
  • Fully bilingual in Spanish and English preferred.


This position is hybrid/remote work eligible.