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Credit Risk Fraud Analyst Jobs in Boca Raton, FL

SCCU

Fraud Investigator I

Miramar, FL · Hybrid

$28.13 - $29.79/hr

... the credit union to recoup losses. * Analyze and determine any areas of compromise and ... mitigate fraud risk. * Works in support of leadership for audit and regulatory requests and ...

SCCU

Fraud Investigator I

Miramar, FL · On-site

$28.13 - $29.79/hr

... the credit union to recoup losses. * Analyze and determine any areas of compromise and ... mitigate fraud risk. * Works in support of leadership for audit and regulatory requests and ...

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All JobsCredit Risk Fraud Analyst JobsCredit Risk Fraud Analyst Jobs in Boca Raton, FL

Credit Risk Fraud Analyst information

See Boca Raton, FL salary details

$35.1K

$108.1K

$187.4K

How much do credit risk fraud analyst jobs pay per year?

As of Aug 24, 2026, the average yearly pay for credit risk fraud analyst in Boca Raton, FL is $108,069.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,300.00 and $133,300.00 per year, depending on experience, location, and employer.

What does a credit risk fraud analyst do?

A Credit Risk Fraud Analyst is responsible for identifying, assessing, and mitigating risks related to credit fraud within financial institutions. They analyze transaction patterns, customer profiles, and credit data to detect suspicious activities or potential fraud. Their work involves using analytical tools and data models to monitor accounts, investigate anomalies, and recommend controls to prevent losses. By staying updated on emerging fraud trends, they help protect the company and its customers from financial crimes.

What are the key skills and qualifications needed to thrive as a credit risk fraud analyst?

To thrive as a Credit Risk Fraud Analyst, you need strong analytical skills, a background in finance or statistics, and a solid understanding of risk management principles. Familiarity with fraud detection software, data analysis tools like SQL or Python, and relevant certifications such as Certified Fraud Examiner (CFE) are typically required. Strong attention to detail, problem-solving abilities, and effective communication make candidates stand out in this role. These skills are crucial for accurately identifying fraudulent activities, minimizing losses, and maintaining the integrity of financial institutions.

How does a credit risk fraud analyst typically collaborate with other departments to minimize fraud losses?

Credit Risk Fraud Analysts work closely with teams such as IT, compliance, customer service, and operations to identify, investigate, and mitigate fraudulent activities. They regularly communicate findings from data analysis to these departments, ensuring that suspicious patterns are addressed promptly. Collaboration often includes participating in cross-functional meetings, sharing insights on emerging fraud trends, and helping to develop new prevention strategies. This teamwork is essential for creating a holistic approach to managing risk and protecting both the organization and its customers.

What is the difference between Credit Risk Fraud Analyst vs Credit Analyst?

AspectCredit Risk Fraud AnalystCredit Analyst
Primary FocusDetecting and preventing fraud related to credit riskAssessing creditworthiness of borrowers
Skills & CertificationsFraud detection, risk assessment, certifications like CFECredit analysis, financial statement evaluation, certifications like CFA or CCFA
Work EnvironmentFinancial institutions, fraud prevention teamsBanks, lending companies, credit departments
Industry UsageHigh in fraud prevention and risk managementHigh in lending and credit approval processes

While both roles involve credit assessment, the Credit Risk Fraud Analyst specializes in identifying and preventing fraudulent activities related to credit, whereas the Credit Analyst focuses on evaluating a borrower's creditworthiness to approve loans. Understanding these differences helps in choosing the right career path or job search focus.

What are popular job titles related to Credit Risk Fraud Analyst jobs in Boca Raton, FL?

For Credit Risk Fraud Analyst jobs in Boca Raton, FL, the most frequently searched job titles are:

What job categories do people searching Credit Risk Fraud Analyst jobs in Boca Raton, FL look for?

The top searched job categories for Credit Risk Fraud Analyst jobs in Boca Raton, FL are:

What cities near Boca Raton, FL are hiring for Credit Risk Fraud Analyst jobs?

Cities near Boca Raton, FL with the most Credit Risk Fraud Analyst job openings:

Credit Risk Fraud Analyst jobs near you
Infographic showing various Credit Risk Fraud Analyst job openings in Boca Raton, FL as of August 2026, with employment types broken down into 1% As Needed, 88% Full Time, 8% Part Time, and 3% Contract. Highlights an 88% Physical, 4% Hybrid, and 8% Remote job distribution, with an average salary of $108,069 per year, or $52 per hour.

Credit Risk Metrics Specialist

Amerantbank

West Palm Beach, FL • On-site

Full-time

Posted 20 days ago

Job description

Calculates and prepares the Allowance for Credit Losses (ACL) report. Coordinates the updated of borrower’s financial information needed for the ACL calculation and updates all related factors (Vintage, WARM, prepayments, line of credit utilization and qualitative factors). Assist in the model validation and ongoing monitoring. Prepares Credit Risk SEC, US-GAPP, OCC and other credit risk financial reporting, development of asset quality presentations, and calculation of Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs).


Responsibilities:

Allowance for Credit Losses (ACL):

  • Calculate the Allowance for Credit Losses (ACL) according to the approved model, which requires compiling all needed information from credit related units, downloading portfolio data from the bank’s loan system, running the different models in Impairment Studio, preparing the required reports, and reconcile data to GL.
  • Update the loss factors (Vintage, LGD, WARM, Prepayment, line utilization and qualitative factors) used in the calculation of the ACL.
  • Coordinate the update of borrower’s financial information (DSCR, LTV and Financial Spreads)
  • Prepare all ACL related reports (BRC presentation, financial reporting disclosures)
  • Assist in the ACL model development, documentation, implementation, and on-going performance testing.
  • Ensure model documentation is up to date and in accordance with regulatory requirements.
  • Maintain ACL procedures manuals up to date in line with current process
  • Estimate loss provisions forecast for the Bank’s budget.

Credit Risk Metrics:

  • Calculate and monitor Risk Appetite Metrics (RAMs) and Key Risk Indicators (KRIs) related to credit risk, asset quality, and portfolio performance.
  • Engage with the business and Enterprise Data Management Office to identify and help remediate data related items including but not limited to data quality, data classification and data descriptions.

Credit Risk Financial Reporting:

  • Prepares Credit Risk SEC, US-GAPP, OCC and other regulatory reporting.
  • Ensures that reports reconcile with Financial Reporting reports.
  • Liaison between Credit Risk and Financial Reporting for the purpose of coordinating regulatory reporting related to Credit Risk.

Other:

  • Work on special projects as required.
  • Identify, evaluate, monitor, and make any recommendation deemed necessary to the Executive Credit Officer and/or senior management to assess, reduce, eliminate, or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, regulations, prescribed practices, internal policies and procedures or ethical standards.
  • Stay abreast of industry changes, trends, and best practices, and assess the potential impact Bank’s credit risk.
  • Continuously look for innovative ways to refine and/or automate processes to gain efficiency and improve operational controls.
  • Interact with internal/external auditors and regulators.
  • Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.

Minimum Education and/or Certifications Requirements:

Bachelor’s degree in business administration, finance, economics or related disciplines, or equivalent experience required.

Minimum Work Experience Requirements:

Minimum of three years of banking experience, ideally in credit risk modeling, and estimating the Allowance for Credit Losses (ACL).

Technical and/or Other Essential Knowledge:

  • Strong quantitative, analytical, and problem-solving skills, with the ability to interpret data, identify emerging risk trends, and translate analysis into clear business insights and actionable recommendations.
  • Advanced proficiency in Microsoft Excel, including complex formulas, pivot tables, data modeling, Power Query, Power Pivot, dashboard development, and VBA programming.
  • Proficiency in Microsoft PowerPoint and Word, with the ability to prepare professional reports, management presentations, and executive summaries.
  • Strong financial analysis and financial modeling skills, including the ability to analyze portfolio performance, credit metrics, and loss trends.
  • Proficiency in data visualization and reporting techniques, including the development of dashboards, trend analyses, and management reports.
  • Strong attention to detail with a demonstrated ability to identify errors, inconsistencies, and potential data quality issues.
  • Excellent written, verbal, and presentation communication skills.
  • Ability to multitask and perform effectively under pressure, managing tight deadlines and shifting priorities.
  • Strong interpersonal skills with the ability to collaborate effectively across teams.
  • Knowledge of banking products, services, and systems.
  • Fully bilingual in Spanish and English preferred.


This position is hybrid/remote work eligible.