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Credit Risk Model Validation Jobs in Texas (NOW HIRING)

USAA

Lead Analyst, Credit Risk Strategy

Plano, TX · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in ... May have model ownership responsibilities and drive accountability for quantitative model ...

USAA

Lead Analyst, Credit Risk Strategy

Plano, TX · On-site

The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in ... May have model ownership responsibilities and drive accountability for quantitative model ...

USAA

Lead Analyst, Credit Risk Strategy

Plano, TX

The Opportunity As a dedicated Bank Credit Risk Analyst Lead, you will have a strong background in ... May have model ownership responsibilities and drive accountability for quantitative model ...

Braviant Holdings

Senior Credit Risk Analyst

Dallas, TX · On-site

$100 - $125/hr

Strong experience with Python for data analysis and modeling * Working knowledge of credit risk concepts: scorecards, vintage analysis, delinquency curves, loss forecasting * Ability to communicate ...

Braviant Holdings

Senior Credit Risk Analyst

Dallas, TX · On-site

Strong experience with Python for data analysis and modeling * Working knowledge of credit risk concepts: scorecards, vintage analysis, delinquency curves, loss forecasting * Ability to communicate ...

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Showing results 21-40

All JobsCredit Risk Model Validation JobsCredit Risk Model Validation Jobs in Texas

Credit Risk Model Validation information

See Texas salary details

$34.5K

$106.1K

$184K

How much do credit risk model validation jobs pay per year?

As of Sep 9, 2026, the average yearly pay for credit risk model validation in Texas is $106,098.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,900.00 and $130,900.00 per year, depending on experience, location, and employer.

What is credit risk model validation?

Credit risk model validation is the process of ensuring that models used to assess the creditworthiness of borrowers are accurate, reliable, and compliant with regulatory standards. This involves independent review and testing of the model's design, data, assumptions, and performance. The goal is to identify any weaknesses or limitations that could affect the model's ability to predict credit risk, reduce financial losses, and maintain regulatory compliance. Model validation is typically performed by specialists who are not involved in the model's development to ensure objectivity.

What are some common challenges faced by professionals in credit risk model validation roles?

Professionals in Credit Risk Model Validation often encounter challenges such as staying up-to-date with evolving regulatory requirements and ensuring models remain compliant. They must also navigate the complexities of validating models that use advanced statistical techniques or machine learning, which requires both technical expertise and a thorough understanding of the underlying business context. Additionally, clear communication with stakeholders—like model developers, auditors, and risk managers—is essential to address findings and recommend improvements effectively. Managing tight deadlines and balancing multiple validation projects simultaneously can also be demanding.

What are the key skills and qualifications needed to thrive in credit risk model validation, and why are they important?

To thrive in Credit Risk Model Validation, you need a strong background in quantitative finance, statistics, and risk management, usually supported by a relevant degree such as in mathematics, finance, or engineering. Familiarity with statistical programming languages (such as Python, R, or SAS), model validation frameworks, and regulatory guidelines like Basel accords is crucial. Attention to detail, critical thinking, and clear communication skills help you effectively analyze models and convey complex findings to stakeholders. These competencies are vital for ensuring accurate risk assessment, regulatory compliance, and the robustness of financial institutions' credit risk models.

What is the difference between Credit Risk Model Validation vs Credit Risk Analyst?

AspectCredit Risk Model ValidationCredit Risk Analyst
Primary FocusAssessing and validating the accuracy of credit risk modelsAnalyzing credit data to assess borrower risk and support lending decisions
Skills & CertificationsStatistical, quantitative skills; certifications like FRM or CFA often preferredFinancial analysis skills; relevant certifications like CFA or credit-specific training
Work EnvironmentQuantitative teams within risk management or model validation unitsCredit departments, lending teams, or risk management units

While both roles involve credit risk, Credit Risk Model Validation focuses on testing and validating models' accuracy, whereas Credit Risk Analysts evaluate individual creditworthiness to inform lending decisions. The validation role is more technical and model-focused, while analysts work directly with credit data and client assessments.

What are popular job titles related to Credit Risk Model Validation jobs in Texas?

For Credit Risk Model Validation jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Credit Risk Model Validation jobs in Texas look for?

The top searched job categories for Credit Risk Model Validation jobs in Texas are:

Credit Risk Model Validation jobs near you
Infographic showing various Credit Risk Model Validation job openings in Texas as of September 2026, with employment types broken down into 1% As Needed, 80% Full Time, 11% Part Time, 2% Temporary, and 6% Contract. Highlights an 86% Physical, 3% Hybrid, and 11% Remote job distribution, with an average salary of $106,098 per year, or $51 per hour.

Analyst - Credit Risk Management

Houston, TX • On-site

Energy transfer
See more jobs at Energy transferexternal

Full-time

Retirement, PTO

Re-posted 6 days ago

Energy Transfer rating

9.1

Company rating: 9.1 out of 10

Based on 66 frontline employees who took The Breakroom Quiz

2nd of 87 rated oil and gas companies

Job description

Are you interested in joining our team? Chat with our digital assistant to learn more about our company and apply right from your mobile device!
Text ETP to 25000 to get started or apply through this web posting if you prefer.
Energy Transfer, recognized by Forbes as one of America's best large employers, is dedicated to responsibly and safely delivering America's energy. We are driven to inspire our employees to create superior value for our customers, our investors, a sustainable future and giving back to the community where we have long-standing commitments to causes including MD Anderson Children's Cancer Hospital, The Salvation Army, The American Red Cross, Ronald McDonald House and many more.
We value all of our employees who make our growth and success possible. We are proud to offer industry leading compensation, comprehensive benefits, 401(k) match with additional profit sharing, PTO and abundant career opportunities.
Come join our award winning over 12,000 strong organization as we fuel the world and each other!
Summary:
We are seeking a detailed-oriented and proactive Credit Risk Analyst to join the Energy Transfer Credit Risk Management group which reports to the Manager - Credit Risk Management. The Credit Risk Analyst will be involved in evaluating potential credit risks, administer risk mitigation strategies, maintain a robust credit profile, and engage in special projects as required. The Credit Risk Analyst will collaborate with other departments including, but not limited to: legal, commercial, and accounting to enhance risk processes, deliver analytical data-driven insights, and support the growth of Energy Transfer LP.
Essential Duties and Responsibilities:
  • Analyze and evaluate the creditworthiness of counterparties using financial statements, credit scoring models, and other data and analytic platforms.
  • Perform comprehensive credit analysis to make recommendations on credit limits.
  • Analyze entity structure to assess both individual counterparty and enterprise credit risk.
  • Accurately and timely maintain and monitor credit accounts for changes in risk status to help identify and mitigate credit risk in all of Energy Transfer's operations.
  • Maintain credit system database efficiently with counterparty names, credit support documentation, and agency/internal credit rating.
  • Implement strategies to mitigate credit risk, including appropriate collateral management such as letters of credit, margin calls, surety bonds, and liens.
  • Assist in the development and maintaining comprehensive reports and system(s).
  • Work with cross-functional teams to provide insights on credit risk and recommend and implement process improvements.
  • Identify and evaluate opportunities to provide insights and recommendations for optimizing credit risk process improvements.
  • Able to professionally, accurately and promptly respond to counterparty margin calls and requests.
  • Provide information for miscellaneous reports on an ad hoc basis.
  • Perform any other tasks as assigned.

Required Skills (External)
Requirements:
  • Bachelor's degree in Finance, Accounting, Economics, or a related field or equivalent work experience
  • Experience in wholesale credit management with financial statement analysis required or related area.
  • Familiarity and experience with credit reporting agencies and credit risk principles.
  • Experience with credit scoring and risk management systems, models, and metrics.
  • Proficient in Excel and Word skills.
  • Excellent verbal and written skills with the ability to present complex data clearly.
  • Strong analytical and problem-solving skills to assess complex financial data.
  • Detail oriented with a strong ability to identify and mitigate potential credit risks.

Required experience is commensurate with the selected job level:
  • Analyst level requires a Bachelor's degree or equivalent work experience and 2-5 years of relevant experience
  • Senior Analyst level requires a Bachelor's degree or equivalent work experience and 5-8 years of relevant experience

Working Conditions:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.
  • Usually, normal office working conditions.
  • Must be able to remain in a stationary position 50% of the time due to prolonged periods of sitting or standing.
  • Occasional travel and/or overnight travel may be required.
  • Relocation assistance will not be provided
  • Working from home is not available in this position

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