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Credit Risk Manager Jobs in Portland, OR (NOW HIRING)

PNC Bank

Underwriter IV- Sr. Housing

Portland, OR

$86K - $172K/yr

If relevant, performs ongoing credit risk management for assigned portfolio. Coaches and/or reviews the work of other underwriters and fills in for manager as required. * Contacts internal/external ...

Clackamas County Bank

COMMERCIAL LOAN OFFICER

Gresham, OR · On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

Clackamas County Bank

COMMERCIAL LOAN OFFICER

Gresham, OR · On-site

$125K - $145K/yr

Review delinquency reports and ensure proper collection efforts are being utilized to manage the credit risk of the portfolio * Acquire a thorough knowledge of the bank's products and services

Columbia Banking System, Inc.

Senior IT Auditor

Hillsboro, OR · On-site +1

$102K - $134K/yr

Enterprise Risk Management, Credit risk, Market risk, Operational risk, Model risk, Liquidity risk, and/or Sarbanes-Oxley. Broad, general knowledge of the banking and financial services industry and ...

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All JobsCredit Risk JobsCredit Risk Manager JobsCredit Risk Manager Jobs in Portland, OR

Credit Risk Manager information

See Portland, OR salary details

$91.7K

$167.9K

$254K

How much do credit risk manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit risk manager in Portland, OR is $167,891.00, according to ZipRecruiter salary data. Most workers in this role earn between $141,600.00 and $188,200.00 per year, depending on experience, location, and employer.

What are the 5 C's of credit risk management?

The 5 C's of credit risk management are Character, Capacity, Capital, Collateral, and Conditions. These factors help credit risk managers evaluate a borrower's ability and willingness to repay a loan, guiding credit decisions and risk assessments. Understanding these principles is essential for effective credit analysis and maintaining financial stability.

How does a Credit Risk Manager typically collaborate with other departments to assess and mitigate risk?

A Credit Risk Manager frequently works with teams across the organization, such as underwriting, finance, and compliance, to assess borrower creditworthiness and ensure adherence to risk policies. Collaboration often involves developing risk models, reviewing loan portfolios, and communicating risk exposures to senior management. Working closely with these departments enables comprehensive risk assessments and the implementation of effective mitigation strategies. This cross-functional approach fosters a proactive risk culture and ensures that credit decisions align with both regulatory requirements and business objectives.

What Does a Credit Risk Manager Do?

A credit risk manager analyzes credit risk for banks and similar financial institutions. In this role, it’s your job to develop better credit risk policies and procedures to alleviate losses and maintain capital. Additional duties involve examining data, building financial models, creating performance reports, ensuring regulatory compliance, and formulating credit policy. This career requires at least a bachelor’s degree in business administration or a related field. Other important qualifications include excellent analytical, communication, and research skills. Most employers typically prefer candidates who have previous risk management experience.

What is the highest salary for a risk manager?

The highest salary for a Credit Risk Manager can exceed $150,000 annually, especially in large financial institutions or with extensive experience and advanced certifications. Senior risk managers in major markets or with specialized skills may earn even higher compensation, including bonuses and incentives.

What are Credit Risk Managers?

Credit Risk Managers are professionals responsible for assessing and managing the risk of financial losses that may arise from borrowers failing to repay loans or meet contractual obligations. They analyze financial data, credit reports, and market trends to determine the creditworthiness of individuals or businesses. Credit Risk Managers also develop policies and strategies to minimize potential losses and ensure compliance with regulatory standards. Their role is critical in maintaining the financial health and stability of banks, lending institutions, and other organizations involved in credit.

What is the role of a credit risk manager?

A credit risk manager is responsible for assessing and monitoring the creditworthiness of clients and borrowers to minimize financial losses. They analyze financial data, develop risk mitigation strategies, and ensure compliance with lending policies, often using tools like credit scoring models and financial analysis software.

What are the key skills and qualifications needed to thrive as a Credit Risk Manager, and why are they important?

To thrive as a Credit Risk Manager, you need strong analytical abilities, deep knowledge of financial principles, and typically a degree in finance, accounting, or a related field. Familiarity with risk modeling software, credit scoring systems, and regulatory frameworks such as Basel III is essential. Strong communication, decision-making, and stakeholder management skills set outstanding professionals apart in this field. These skills are crucial for accurately assessing creditworthiness, minimizing financial losses, and ensuring regulatory compliance within financial institutions.

What is the difference between Credit Risk Manager vs Credit Analyst?

AspectCredit Risk ManagerCredit Analyst
CredentialsBachelor's degree, often certifications like CFA or credit risk certificationsBachelor's degree, finance or related field, sometimes certifications like CFA
Work EnvironmentOversees risk policies, manages teams, strategic planningAnalyzes credit data, assesses borrower risk, prepares reports
Industry UsageUsed in banking, financial services, lending institutionsCommon in banks, credit agencies, financial firms

The Credit Risk Manager focuses on overseeing and managing the overall credit risk policies and teams, while the Credit Analyst conducts detailed credit assessments of individual borrowers. Both roles require similar credentials and are integral to credit decision processes, but they differ in scope and responsibilities.

Does credit risk pay well?

Credit Risk Managers typically earn competitive salaries that vary by industry, experience, and location. They often receive additional benefits and may need certifications such as CFA or FRM, which can influence compensation levels.
More about Credit Risk Manager jobs
What are the most commonly searched types of Credit Risk jobs in Portland, OR? The most popular types of Credit Risk jobs in Portland, OR are:
What are popular job titles related to Credit Risk Manager jobs in Portland, OR? For Credit Risk Manager jobs in Portland, OR, the most frequently searched job titles are:
What job categories do people searching Credit Risk Manager jobs in Portland, OR look for? The top searched job categories for Credit Risk Manager jobs in Portland, OR are:
What cities near Portland, OR are hiring for Credit Risk Manager jobs? Cities near Portland, OR with the most Credit Risk Manager job openings:
Credit Risk Manager jobs near you
Senior Director, Portfolio Management

Senior Director, Portfolio Management

First Technology Federal Credit Union

Hillsboro, OR • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 21 days ago

Job description

Description
Purpose: This addendum outlines essential, role-specific responsibilities and expectations for a specialized position within a designated Job Family. It serves to supplement the Core job description and may be used for employment advertising, professional development and performance management purposes.
Please refer to the Core Job Description document for core essential functions, education and experience requirements, scope, work environment and qualification details.
Functional Position Summary:
The EPMO Senior Director, Portfolio Manager is senior leadership role responsible for providing portfolio-level oversight across large-scale enterprise and technology efforts, merger integration, and enterprise transformation initiatives. This role manages a complex portfolio of high-visibility initiatives with significant capital spend, cross-functional dependencies, executive sponsorship, regulatory considerations, and enterprise business impact.
The role will partner closely with leaders across Technology, Business, Finance, Risk, Compliance, Legal, Operations, vendors, integration SMEs, and EPMO leadership to ensure technology portfolio execution is aligned to enterprise strategy, capital investment priorities, business readiness, operational impact, member experience, regulatory expectations, and merger milestones.
This role is accountable for strengthening portfolio management discipline, including capital spend prioritization, investment governance, portfolio health oversight, resource/capacity alignment, dependency management, financial transparency, executive reporting, and escalation of key risks and decisions. The role will help the organization mature from project-level execution to true portfolio management, ensuring work is evaluated, sequenced, funded, and governed based on strategic value, risk, capacity, capital impact, and business outcomes.
Role Specific Essential Functions:
  • Establish and maintain portfolio governance routines, including portfolio reviews, capital spend reviews, investment health reviews, prioritization forums, dependency reviews, risk reviews, executive reporting, and escalation routines.
  • Provide portfolio-level oversight of initiative health, including scope, schedule, budget, risks, issues, dependencies, decisions, resource constraints, readiness indicators, and expected business outcomes.
  • Provide executive-level reporting on portfolio health, capital spend, delivery progress, investment risks, dependency status, critical decisions, and escalation items.
  • Manage a large, complex portfolios with significant capital spend, executive visibility, cross-functional dependencies, regulatory considerations, vendor involvement, and enterprise business impact.
  • Identify cross-functional dependency risks, sequencing gaps, decision delays, ownership issues, funding constraints, vendor challenges, and resource conflicts that may impact portfolio execution.
  • Build and maintain trusted executive-level relationships with Technology, Business, Finance, Risk, Compliance, Legal, Operations, and other senior stakeholders to align portfolio execution with enterprise priorities.
  • Partner with executive sponsors and senior leaders to support capital spend prioritization, investment tradeoff decisions, funding alignment, sequencing, and prioritization of technology initiatives.
  • Partner with Finance and Accounting to monitor and support capital planning and investment governance by evaluating portfolio priorities, funding needs, resource constraints, technology dependencies, risk exposure, regulatory needs, member impact, and business value.
  • Lead and develop a team of project management professionals, including performance management, coaching, resource planning, workload management, delivery quality, and adherence to EPMO standards.
  • Establish clear expectations for project management professionals related to delivery discipline, status reporting, RAID management, financial tracking, dependency management, stakeholder engagement, governance compliance, and executive communication.
  • Partner with EPMO Operations to mature portfolio management standards, technology portfolio reporting routines, intake/prioritization practices, capital planning discipline, governance frameworks, and executive dashboards.
  • Support M&A integration execution by ensuring decisions are made with appropriate consideration of conversion readiness, operational impact, technology dependencies, financial exposure, regulatory evidence, and member experience.
  • Drive portfolio rationalization and merger-first prioritization by identifying work that should continue, pause, defer, accelerate, or be escalated based on strategic value, merger dependency, regulatory need, capital impact, financial exposure, and resource capacity.
  • Ensure technology workstream plans are integrated with business readiness, operational cutover, member impact, change management, training, communications, regulatory commitments, conversion readiness, and enterprise reporting.

Role Specific Expectations and Qualifications:
Bachelor's degree in Business, Finance, Technology, Information Systems, Operations, or a related field, or equivalent relevant experience.
8+ years of relevant experience in enterprise and technology portfolio management, capital portfolio management, enterprise transformation, merger integration, technology delivery, EPMO/PMO leadership, or large-scale cross-functional program execution.
  • 6+ years of people leadership experience, including leading project managers, program managers, portfolio managers, business analysts, or other delivery professionals.
  • Demonstrated experience managing large portfolios with significant capital spend, including capital prioritization, portfolio financial oversight, budget tracking, forecasting, variance analysis, investment governance, funding decisions, and executive-level financial reporting.
  • Demonstrated experience managing executive-level relationships, including working directly with senior business leaders, technology executives, Finance, Risk, Compliance, Legal, Operations, and enterprise sponsors.
  • Demonstrated experience supporting large-scale M&A integration, merger readiness, technology integration, conversion readiness, enterprise transformation, or complex implementation programs.
  • Strong experience leading or governing portfolios that include application delivery, infrastructure, data, cybersecurity, integrations, vendor delivery, testing, conversion readiness, business readiness, and operational cutover dependencies.
  • Advanced understanding of portfolio management practices, including intake, prioritization, capital spend prioritization, investment governance, portfolio health, financial management, resource/capacity planning, dependency management, risk management, and executive reporting.
  • Strong financial acumen, including understanding of capital planning, operating expense impacts, project financials, business cases, cost drivers, budget governance, accruals, benefits realization, and portfolio investment tradeoffs.
  • Experience partnering with Finance and Accounting teams to manage capital portfolios, project budgets, forecasts, actuals, variances, accruals, executive financial reporting, and capital investment decisions.
  • Experience working within or leading an EPMO, PMO, Transformation Office, Integration Management Office, Technology Portfolio Office, or large-scale program governance function.
  • Experience with project portfolio management and reporting tools such as Clarity PPM, Planview, ServiceNow SPM, Smartsheet, Microsoft Project, Jira, Power BI, Excel, Capital Edge, or similar platforms.
  • Strong understanding of financial services, banking, credit unions, or highly regulated environments, including the importance of auditability, control evidence, regulatory readiness, and disciplined governance.
  • Ability to lead through ambiguity, create structure, drive accountability, and influence senior stakeholders across business, technology, finance, risk, compliance, legal, operations, vendors, and executive leadership.
  • Strong executive presence and communication skills, with the ability to translate complex technology portfolio, financial, risk, dependency, and delivery information into clear executive insights, recommendations, and decisions.
  • Strong people leadership skills, including coaching, performance management, talent development, resource planning, workload balancing, and building high-performing project management teams.
  • Ability to identify portfolio-level risks, funding gaps, capital constraints, capacity constraints, dependency conflicts, decision delays, and execution barriers, and escalate with clear recommendations.
  • Ability to support portfolio rationalization by evaluating work based on strategic alignment, financial impact, capital spend, merger criticality, regulatory need, delivery risk, resource capacity, technology dependency, and business value.
  • Experience building or maturing portfolio management capabilities, including governance routines, portfolio reporting, financial management discipline, prioritization models, resource planning, delivery standards, and executive dashboards.

Strong attention to detail, business judgment, ownership of outcomes, and ability to operate effectively in high-visibility, time-sensitive environments.
Location: Full Time Remote, but employee MUST reside in one of the following states:
Alaska Arizona California Colorado Florida Georgia Idaho Massachusetts Minnesota North Carolina Nevada Oregon Pennsylvania Texas Utah Washington
Target Compensation Range: $184,000K - $220,500 annually + annual bonus
Target Compensation Range (CA only): $202,400 - $242,550 annually + annual bonus
Benefits options include:
  • Traditional medical, dental, and vision coverage
  • Generous 401K matching
  • Paid Time Off (PTO): You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40-hours of sick time, and three personal days, which will refresh annually
  • 11 paid federal holidays
  • Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)

What makes First Tech different? Click here to learn more!
First Tech is not currently offering Visa transfer/ sponsorship for this position

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